Everyone can have the chance to become a millionaire starting from today! 😎
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You can participate in the Millionaire PowerDraw by spending with your ZA Card, and every month we will draw a lucky winner who will win $1 million in cash 🎉 
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/678e50c6-75b7-4379-9361-cc66a1cd5ef3/MicrosoftTeams-image (560).png" alt="" width="305" height="127" />
You need to collect MillionTix! 🎟️ We&rsquo;ll draw a winner every month. The more MillionTix you have, the higher your chances of winning $1 million in cash!
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/6dde356e-b500-4e31-a1da-741ee40a371f/MicrosoftTeams-image (562).png" alt="" width="279" height="116" />
💳 Spend with ZA Card
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<ol>
<li>Get a chance to win 1 MillionTix through PowerDraw <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/a0109fdd-1acd-4ce3-b740-4b38bfa4c342/MicrosoftTeams-image (561).png" alt="" width="153" height="130" /></li>
</ol>
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<ol start="2">
<li>Clear all boxes in the same PowerDraw machine to get 1 MillionTix <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/bd54e7d6-7f87-4ba2-aa2d-f91b2421e66d/MicrosoftTeams-image (553).png" alt="" width="182" height="173" />&nbsp; </li>
</ol>
🎁 ZA Quest
Complete any of the designated tasks below to get a MillionTix 🎟️ &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/6ba4d46c-12f7-48a5-b6a5-14d0cb414e8c/MicrosoftTeams-image (564).png" alt="" width="167" height="142" />
- Open a ZA Bank account
- Successfully refer a friend for account opening (*Only applicable to customers who opened an account with Hong Kong Identity Card)&nbsp;
- Pay any ZA Insure policy premium (*Only applicable to customers who opened an account with Hong Kong Identity Card)
- Complete the special Millionaire PowerDraw quest
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/d5ec19bd-a494-4cc1-86e0-da69c5fa5693/MicrosoftTeams-image (556).png" alt="" width="218" height="185" />
When can I know of the winning result?
We will draw 1 lucky million-dollar winner each on 13 Aug 2022 and 10 Sep 2022! Pay attention to the announcement of the winner list on ZA Bank&rsquo;s official website, Facebook and Instagram on that day. We will also send a notification to the winner through ZA Bank App! 😊 &nbsp; So, what you are waiting for? Spend with your ZA Card now for a chance to get a million dollars! 🤑
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*The promotion period will be from now until 31 August, (two rounds of campaigns, one for each calendar month). After participating in PowerDraw or completing designated tasks, users will have the opportunity to get a MillionTix. ZA Bank will draw one of the MillionTix after each round, and the owner of the MillionTix will receive a HK$1,000,000 cash reward. <a href="https://bank.za.group/agreement/html/en_US/1000687">Terms and conditions</a> apply.

Win a million-dollar cash reward now! 💰

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As a ZA Card user, did you know that you&rsquo;re protected against theft, fraud and deception from the digital world? ZA Bank has made sure to include multiple levels of protection that you can use to fight back against fraudsters! 💪
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Check out the three features below on protecting your payments when you pay with ZA Card!
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<h2>Customise the settings for your card-not-present transactions! 💡</h2>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/b2211068-328c-43cf-91e7-388e626afee2/18735c29-aa57-47eb-8131-43cfe19636ce/1-EN.png" alt="" width="1200" height="800" />
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Take charge of your safety through preventative measures! 🛡️
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Go to the ZA Bank App's ZA Card page, tap the &ldquo;Set limit&rdquo; button, and adjust your transaction limits on the &ldquo;Spending limit&rdquo; page! You can also turn off the function for card-not-present (&ldquo;CNP&rdquo;) transactions whenever you don&rsquo;t need to shop online.&nbsp; 🛍️ So from now on, whether you decide to buy books, electronics, or groceries online, you&rsquo;ll always be in control of your spending!&nbsp;
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<h2>ZA Verify &ndash; a security feature that looks out for your safety! 🕵️</h2>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/b2211068-328c-43cf-91e7-388e626afee2/f3bd2d67-e9a9-4e34-814e-cbd2647ff3e4/2-EN.png" alt="" width="1200" height="800" />
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Stop for a moment! 🙊 Are you sure you want your transaction to go ahead?
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ZA Verify is a security feature from ZA Bank that protects you from suspicious transactions. If you want to proceed with a transaction, go to the ZA Bank App, approve the transaction, and then initiate it after the approval. However, if you don&rsquo;t approve, decline it, and your transaction will be protected! 😁
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<h2>Digital wallet first-time verification📱</h2>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/b2211068-328c-43cf-91e7-388e626afee2/62e5e38e-4f9f-45d5-a1f8-c6e6dcc36518/3-CN.png" alt="" width="1200" height="800" />
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Are you linking your ZA Card with a digital wallet for the first time? We&rsquo;ve got you covered too! Linking up your ZA Card with digital wallets for the first time, such as Apple Pay or Google Pay, will trigger a notification that asks for verification via the ZA Bank App. ZA Verify will be triggered instead when you try to pay via a digital wallet without going through this step.&nbsp;&nbsp;&nbsp;
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We are committed more than ever to creating a secure and convenient experience for our users, especially when it comes to online spending. With ZA Bank by your side, you can keep your transactions and savings safer than before.
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So what are you waiting for? Go to the ZA Bank App and customise your level of protection now! 🏃
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Security tips🛡️: How to protect your ZA Card 💳

【ZA Bank】Security tips🛡️: How to protect your ZA Card 💳

Getting bored in November as there are no public holidays? Time to delight yourself and shop during the week of 11.11, a.k.a. Single&rsquo;s Day!
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With ZA Card, not only could you receive up to 11% rebate at designated merchants 1, but you may now enjoy extra discounts and special offers for Single&rsquo;s Day 2! Check out the deals below and get yourself a gift! 🎁
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<h2>Single&rsquo;s Day Offers | 1. ITeSHOP</h2>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/9717f952-7b4e-4d46-b28d-30a3c8de2872/708d45da-8962-445b-87ec-e5e7d8c366d2/221111_ITeSHOP.png" alt="" width="1200" height="675" />
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Limited to this week! Purchase single items at ITeSHOP website with ZA Card to receive 11% ZA Coin rebate plus an extra 22% off. For the rest of November, draw capsules at ITeSHOP to win up to HKD 1,000 cash coupon!
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Offer period: Now till 13 Nov (extra 22% off); 14-30 Nov (draw capsules)
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<h2>Single&rsquo;s Day Offers | 2. PUMA</h2>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/9717f952-7b4e-4d46-b28d-30a3c8de2872/f5c312d3-6997-4021-b892-d2c3793b2d31/221111_PUMA.png" alt="" width="1200" height="675" />
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Sporty souls, time to stock up at PUMA Hong Kong&rsquo;s online shop! Enjoy 40% off upon purchase of 3 items, and 50% off for 4 items! You&rsquo;ll also get an extra 11% rebate with ZA Card!
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Offer period: Now till 16 Nov
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<h2>Single&rsquo;s Day Offers | 3. Origins</h2>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/9717f952-7b4e-4d46-b28d-30a3c8de2872/7e4db818-5e42-49e0-a979-0e036271efd9/221111_Origins.png" alt="" width="1200" height="675" />
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Wish to look young and radiant? Get special discounts on the sets below at Origins and earn 11% rebate!
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- Ultimate Mega-MushroomTM Skin Relief Collection (Valued at HKD 729, special offer HKD 370)
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- Ginzing Radiance-boosting Serum &amp; Eye Cream (Valued at HKD 668, special offer HKD 430)
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- PlantscriptionTM Line-Smoothing &amp; Rejuvenating Trio (Valued at HKD 1,073, special offer HKD 760)
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Offer period: Now till 30 Nov
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<h2>Single&rsquo;s Day Offers | 4. Clinique</h2>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/9717f952-7b4e-4d46-b28d-30a3c8de2872/e740fdda-7d80-426c-a7d3-fdb017caaa5a/221111_Clinique.png" alt="" width="1200" height="675" />
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Want a sense of ritual to get ready for Christmas? Below Clinique offers fit best! Don&rsquo;t forget to spend with ZA Card to earn 11% rebate!
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- Receive 20% off upon purchase of Clinique Holiday sets: Moisture Surge Set + Cheek Pop Palette
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- Upon HKD 500 spending, you may redeem Clinique Advent Calendar at HKD 395 (worth HKD 2,462)
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Offer period: Now till 30 Nov
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<h2>Single&rsquo;s Day Offers | 5. TONYMOLY&nbsp;</h2>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/9717f952-7b4e-4d46-b28d-30a3c8de2872/429abcdb-ffbe-465d-bcac-08ad0cdb74d4/221111_TONYMOLY.png" alt="" width="1200" height="675" />
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It&rsquo;s never too early to get yourself a Christmas gift! Purchase below TONYMOLY &lsquo;2022 Xmas&rsquo; sets at special pricesand enjoy 11% rebate by spending with ZA Card!
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- Prestige Jeju Snail Essence Special Set (Valued at HKD 1,356, special offer HKD 328)
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- Super Intense Gold 24K Ginseng Snail Cream &amp; Mask Set (Valued at HKD 612, special offer HKD 258)
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- GIMIYA Whitening Cream Set (Valued at HKD 1,198, special offer HKD 428)
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Offer valid while stocks last.
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<h2>Single&rsquo;s Day Offers | 6. Zoff</h2>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/9717f952-7b4e-4d46-b28d-30a3c8de2872/0dcaf5a6-84c6-45e4-a6c6-6b1fe1655284/221111_Zoff.png" alt="" />
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Get yourself a pair of Zoff x United Arrow glasses, including Dress Up, Relax and Work series, and enjoy 11% discount upon checkout with ZA Card at Zoff!
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Offer period: Now till 31 Dec
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<a href="https://bank.za.group/agreement/html/en_US/1000632" target="_blank" rel="noopener">Terms and conditions</a> apply.
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1. Spend with ZA Card within Promotion Period at designated merchants to enjoy up to 11% ZA Coin rebate. <a href="https://bank.za.group/agreement/html/en_US/1000632" target="_blank" rel="noopener">Terms and conditions</a> apply.
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2. The Offer is provided by merchants; the conditions of use are set by each merchant and subject to relevant Terms and Conditions from each merchant. Please contact related Merchants for details.
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Time-limited! Ready for ‘Single’s Day’ shopping craze?

Open the Google Pay App and add your ZA Card in just a few steps. 
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/e59cfc8b-8441-492f-9e41-cc9ad233b5b3/3827ccee-3821-4c90-b7c1-6c1d1b73f7f6/en 3.png" width="637" height="889" /> Need help? Contact us in the ZA Bank App.
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Add ZA Card to Google Pay! 

The wait is over! Today we&rsquo;re officially launching ZA Card, Hong Kong&rsquo;s first Visa card with personalised number. ZA Card is a Visa debit card featuring no annual fees, interests or late fees. From now on, all existing ZA Bank users can activate your ZA Card to enjoy a personalised, frictionless and secure virtual bank's payment service.
Yes, we know rebates and rewards matter. That&rsquo;s why we&rsquo;ve partnered with your favourite merchants based on your lifestyle. Earn as you spend with ZA Card, plus these benefits:
&middot; &nbsp; &nbsp; &nbsp; <a href="https://bank.za.group/en/za-card/11rebate">Up to 11% rebate on spending at designated merchants:</a> Pay with ZA Card to enjoy 11% cash rebate1 on your Deliveroo orders &ndash; instantly! Don&rsquo;t worry about entering a promotional code anymore.
&middot; &nbsp; &nbsp; &nbsp; <a href="https://bank.za.group/en/za-card/onlinerebate">Up to 6% rebate on online spending</a>: Online shopping is fun, only better with ZA Card! Enjoy up to 6% cash rebate instantly on your online purchases2.
&middot; &nbsp; &nbsp; &nbsp; <a href="https://bank.za.group/en/za-card/coffee">Never drink alone</a> : A good day starts with a good coffee. Grab a drink at selected specialty coffee shops and pay with ZA Card to get a buy-1-get-1-free discount3.
&middot; &nbsp; &nbsp; &nbsp; Cash rebate at hand: Tired of waiting for your rebates? Got this! We&rsquo;ll distribute the rebate on your ZA Card spending in ZA Coins, which will be instantly credited to your ZA Coin account once a transaction has been authorised and completed. Check your ZA Coin record in the ZA Bank App, and covert your ZA Coins into cash for your savings account, anytime as you wish.
Ready for a truly different virtual banking experience with ZA Card? Let&rsquo;s start with personalising the last 6 digits of your card number &ndash; and enjoy much <a href="https://bank.za.group/en/za-card">more</a> , including Apple Pay, ZA Verify, etc.
Don&rsquo;t forget though &ndash; ZA Card (debit card) will first come in virtual form, followed by the physical version later. Remember to stay tuned on our official <a href="https://www.facebook.com/za.grp">Facebook</a> for the latest updates.
Still haven&rsquo;t opened an account? Go to Apple App Store or Google Play Store and download the ZA Bank App now. Join us and enjoy a different virtual banking experience in as fast as 5 minutes!

<div style="text-align: center;"><a style="display: inline-block; width: 200px; height: 48px; line-height: 48px; background: #32c89d; color: #fff; text-align: center; border-radius: 30px; font: 18px/48px bold;" href="https://bank.za.group/en/za-card/">Apply Now</a></div>

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1. &nbsp; &nbsp; &nbsp; The promotion period is from 19 Oct 2020 to 31 Jan 2021 (both days inclusive). The rebate is in a form of ZA Coin and every HKD 1 online eligible transaction spent at Deliveroo will earn you 11 ZA Coins. ZA Coin can be redeemed to cash at 100 ZA Coin = HKD 1. User must link the ZA Bank account to ZA Coin Account (ZA Coin is a third party reward scheme operated by ZA International Financial Service Limited) in order to join the rebate promotion. The maximum ZA Coin you can earn per month is 20,000 (equivalent to HKD 200). Terms and conditions apply.
2. &nbsp; &nbsp; &nbsp; The promotion period is from 19 Oct 2020 to 31 Jan 2021 (both days inclusive). The rebate is in a form of ZA Coin and every HKD 1 online eligible transaction spent will earn you 6 ZA Coins. ZA Coin can be redeemed to cash at 100 ZA Coin = HKD 1. User must link the ZA Bank account to ZA Coin Account (ZA Coin is a third party reward scheme operated by ZA International Financial Service Limited) in order to join the rebate promotion. The maximum ZA Coin you can earn per month is 20,000 (equivalent to HKD 200). Terms and conditions apply.
3. &nbsp; &nbsp; &nbsp; From now to 14 Jan 2021, you can enjoy a buy-1-get-1-free offer when you buy a coffee at the selected merchants and pay with ZA Card. You can use the offer only once per day. Limited quota applies on a first-come-first-served basis and subject to the Promotion Terms and Conditions.