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【ZA Bank】 Uncovering our Business Banking Insights

11-1-2024
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【ZA Bank】 Uncovering our Business Banking Insights

ZA Bank launched its online business bank services in April 2023, which uses technology to simplify inconvenient procedures. ZA Bank actively supports local SMEs in rapidly developing their businesses, allowing even startups that have been operating for less than a year to apply for an account1.

Business Banking Services🤝

  • Saving/Time Deposit
  • Foreign Exchange  
  • Transfer and Payment
  • Small Business Loan

Earn an HKD 388 cash reward 
for every business friend you refer in HK! 🎉  

ZA Bank, the first local digital bank, launches its first-ever business banking customer referral program. During the promotional period, existing retail users can invite eligible businesses to open a ZA Bank business account online in Hong Kong, allowing both parties to earn limited-time rewards! The promotion runs until 15 January, 2025.3 

Sparkles Referrers

Invite a company that is registered and operating in Hong Kong 1,2 to open a ZA Business Account online with your invitation code and get an HKD 388 cash reward for each successful referral. Invite more to earn more!  3  Heart eyes

Rocket launch Referees

Get 3 HKD Savings Rate-up Coupons (all valid for 31 days) to enjoy preferential savings rates as specified below. After successfully opening a business account online with your invitation code and earn up to HKD 6,000 interest! 2,3, 4

 Invite a friend to open a business account in HK online Thinking


  1. 1. 🔍 Go to Explore > “Invite business friends” in the ZA Bank App 📱
  2. 2. Share the invitation code 🔗 with your business friends👥 
  3. 3. Your business friends should apply for a business bank account with your invitation code at ZA Bank’s Business Banking website 🖥️

👉 Invite now   Backhand Index Pointing Left

  1. 1. ZA Business Account is subject to its relevant terms and conditions and tariff. Account opening online has charges and only applicable to company who fulfilled the eligibility criteria. For details of the ZA Business Account, including its terms and conditions, tariff and eligibility criteria, please refer to the ZA Bank’s Official Website and Business banking account opening guideline.
  2. 2. Subject to the internal review for account opening imposed by ZA Bank.
  3. 3. Terms and conditions apply.
  4. 4. All valid for 31 days. Business Banking Savings rate-up coupon is subject to its terms and conditions. These Savings Rate-up Coupon will take effect on the day of issuance automatically. Only the Savings deposit balance within the applicable amount range of the Rate-up Coupon can enjoy the corresponding interest rewards. Referees should refer to the relevant terms and conditions. 
  5. 5. Calculated on 31 days, rounded down to the nearest hundred/thousand.

    Important Risk disclosure

    Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts foreign currency to HKD/other foreign currencies or vice versa.

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