Explore with your HKD 2,026 worth of welcome rewards 🎁

Hooray! Your account is now open! 🎊 ZA Bank has lined up a few cool offers for you! They'll stick around only for a limited time, so don't let them slip away! 🎁
StockBack x ZA Card1
Get 3% stock rebate on every purchase2
First in Hong Kong. Get StockBack on every purchase!
Unlimited 2% StockBack on general spending.
An extra 1% stock rebate for new users within 30 days after opening account!
Spend at designated merchant categories - Get an exclusive 50% StockBack3. Limited availability!
HKD 900 Investment Fund Holding Subscription Coupon Packet4
Inside, you'll find 3 coupons worth HKD 800, HKD 80 and HKD 20 respectively.
The HKD 20 Investment Fund Holding Subscription Coupon works for all fund types with a subscription of ≥ HKD 1,000/USD 130. Hold for 5 days, and then the cash rebate will go straight to your account 📥
HKD 1,000 Stock Cash Rebate Coupon Packet5
Inside, you'll find 3 coupons worth HKD 450, HKD 450 and HKD 100 respectively.
With your HKD 100 Stock Cash Rebate Coupon, if you make a single purchase transaction of stocks with a total amount ≥ HKD 2,500/USD 300, valid for HK/US stocks transactions, you will get the cash rebate once the transaction is settled ✨
HKD 126 Currency Exchange Saver Coupon6
Applicable to currency exchange from HKD to USD or CNY..png)
Head to the ZA Bank App > Explore > My Coupons to check out your rewards!
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1. “StockBack x ZA Card” Promotion: The promotion period is from 3 November 2025 to 30 June 2026, both dates inclusive. Each eligible transaction with the transaction amount of not less than HKD 10 by participants who use ZA Card with the savings account balance to spend during the promotion period will be entitled to one (1) StockBack Chance, and will not be entitled to any rewards of other ZA Card promotions that involve ZA Coin. All StockBack Chances will be valid for 48 hours. For each StockBack Chance, participants can select one of the six (6) stocks on the StockBack machine on the campaign page as their stock rebate (“StockBack Rewards”), and the amount of reward will be 1% of the transaction amount or a higher rebate amount under limited-time promotions launched by ZA Bank from time to time. Participants must hold a valid investment account and have activated the corresponding investment trading services within 90 calendar days after selecting the StockBack Rewards in order to obtain ownership of and receive the rewards. Otherwise, the rewards will be forfeited and deemed as waived, and ZA Bank will not reissue the rewards. “StockBack x ZA Card” Promotion is subject to its T&C.
2. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. During the promotion period, new customers, who have never opened any bank account with ZA Bank or held any product or service with ZA Bank (including, but not limited to, deposit accounts and loan accounts), select the “StockBack x ZA Card” rebate program and make eligible transactions within 30 calendar days after successful account opening (the first day is calculated as the day of account opening), will be entitled to an additional 1% stock rebate. This offer can be used in conjunction with the limited-time offer of 2% stock rebate, which the new customers can get up to 3% stock rebate. “StockBack x ZA Card” Limited-time Promotion is subject to its T&C.
3. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, the first 30,000 participants, who switch to the “StockBack x ZA Card” rebate program, make eligible transactions (excluding transactions made through Alipay and WeChat Pay) at the designated merchant categories within the specified period will receive a StockBack Rewards equivalent to 50% of the transaction amount (“Special Rebate”). During the promotion period, each eligible participant may receive a maximum amount of Special Rebate of HKD 200. In the event that the eligible participant concurrently meets the eligibility criteria for two or more promotions related to StockBack Rewards, the rebate the eligible participant receives will be the higher one. “StockBack x ZA Card” Limited-time Promotion is subject to its T&C.
4. The Investment Fund Holding Subscription Coupon Packet includes HKD 800, HKD 80, and HKD 20 Investment Fund Holding Subscription Coupons. Coupons are valid within 30 days after receipt. For more details about the Investment Fund Holding Subscription Coupon, please refer to the T&C.
5. The Stock Cash Rebate Coupon Packet includes HKD 450, HKD 450, and HKD 100 Stock Cash Rebate Coupons. Coupons are valid within 30 days after receipt. For more details about the Stock Cash Rebate Coupon, please refer to the T&C.
6. HKD 126 Currency Exchange Saver Coupon is valid within 30 days after receipt. For more details about the Currency Exchange Saver Coupon, please refer to the T&C.