Explore with your HKD 2,026 worth of welcome rewards 🎁

Zappy

3-25-2026

Hooray! Your account is now open! 🎊 ZA Bank has lined up a few cool offers for you! They'll stick around only for a limited time, so don't let them slip away! 🎁

StockBack x ZA Card¹

2.5% stock rebate^2,3 on every purchase

First in Hong Kong Get StockBack on every purchase.

Unlimited 1.5% StockBack on all eligible spending².

An extra 1% stock rebate for new users within 30 days after opening account³ , limited to the first HKD 10,000 of eligible transactions.

HKD 800 Investment Fund Holding Subscription Coupon Packet⁴

Inside, you'll find 2 coupons worth HKD 780 and HKD 20 respectively.

The HKD 20 Investment Fund Holding Subscription Coupon works for all fund types with a subscription of ≥ HKD 2,000/USD 260. Hold for 5 days, and then the cash rebate will go straight to your account 📥

HKD 1,000 Stock Cash Rebate Coupon Packet⁵

Inside, you'll find 6 coupons, including one HKD 300 coupon, two HKD 200 coupons and three HKD 100 coupons.

With one HKD 100 Stock Cash Rebate Coupon, when you make a single purchase transaction of stocks with a total amount ≥ HKD 2,500/USD 300 (valid for HK/US stocks transactions), you will get the cash rebate once the transaction is settled ✨

HKD 126 Currency Exchange Saver Coupon⁶

Applicable to currency exchange from HKD to USD or CNY.

HKD 100 Global Transfer Cashback Coupon⁷

Applicable to cross-border remittance of at least HKD 40,000 🌍💸

Head to the ZA Bank App > Explore > My Coupons to check out your rewards!

1. “StockBack x ZA Card” Promotion: The promotion period is from 3 Nov 2025 to 30 Jun 2026, both dates inclusive. Each eligible transaction with the transaction amount of not less than HKD 10 by participants who use ZA Card to spend during the promotion period will be entitled to one (1) StockBack Chance, and will not be entitled to any rewards of other ZA Card promotions that involve ZA Coin. All StockBack Chances will be valid for 48 hours. For each StockBack Chance, participants can select one of the six (6) stocks on the StockBack machine on the campaign page as their stock rebate (“StockBack Rewards”), and the amount of reward will be 1% of the transaction amount or a higher rebate amount under limited-time promotions launched by ZA Bankf from time to time. Participants must hold a valid investment account and have activated the corresponding investment trading services within 90 calendar days after selecting the StockBack Rewards in order to obtain ownership of and receive the rewards. Otherwise, the rewards will be forfeited and deemed as waived, and ZA Bank will not reissue the rewards. “StockBack x ZA Card”Promotion is subject to its T&C.

2. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 1 Feb 2026 to 30 Jun 2026, both dates inclusive. During the Promotion Period, for each StockBack Chance, the amount of the stock rebate selected by the Participant from the StockBack machine will be equivalent to 1.5% of the transaction amount. “StockBack x ZA Card”Limited-time Promotion is subject to its T&C.

3. StockBack × ZA Card New Member Welcome Gift Promotion: The promotion is from 13 Feb 2026 to 30 Jun 2026, both dates inclusive. During the promotion period, new customers, who have never opened any bank account with ZA Bank or held any product or service with ZA Bank (including, but not limited to, deposit accounts and loan accounts) shall be entitled to an extra 1% stock rebate on the first HKD 10,000 of eligible transactions made with the ZA Card within 30 calendar days after successful account opening (the day of account opening shall be deemed the first day), provided that such customers select the “StockBack x ZA Card”. This offer can be used in conjunction with the limited-time offer of 1.5% stock rebate, which the new customers can get up to 2.5% stock rebate. StockBack × ZA Card New Member Welcome Gift Promotion is subject to its T&C.

4. The Investment Fund Holding Subscription Coupon Packet includes HKD 780 and HKD 20 Investment Fund Holding Subscription Coupons. Coupons are valid within 30 days after receipt. For more details about the Investment Fund Holding Subscription Coupon, please refer to the T&C.

5. The Stock Cash Rebate Coupon Packet includes one HKD 300, two HKD 200, and three HKD 100 Stock Cash Rebate Coupons. Coupons are valid within 30 days after receipt. For more details about the Stock Cash Rebate Coupon, please refer to the T&C.

6. HKD 126 Currency Exchange Saver Coupon is valid within 30 days after receipt. For more details about the Currency Exchange Saver Coupon, please refer to the T&C.

7. HKD 100 Global Transfer Cashback Coupon is valid within 30 days after receipt. For more details about the Global Transfer Cashback Coupon, please refer to the T&C.

Important risk statement

Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency including the Hong Kong Dollar).

The Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including the Hong Kong dollar); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to relevant policies, regulatory requirements and restrictions applicable from time to time without prior notice. The actual conversion arrangement will depend on the restrictions and requirements prevailing at the relevant time.

Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.