Want to really join in this world football season as it gets going? Here comes a new opportunity, football fans! 😍
'Millions Trophy' has broken out of the digital space and will come to life soon! The event will be held at 5/F of T.O.P mall in Mong Kok from 1&ndash;11 Dec 2022. Play fun football games together and win awesome prizes1, including physical Football Cards! Collect and redeem the cards online to get your share of a prize pool worth HKD 10 million2! 👯&zwj;♀️
👀 A sneak peek at the first game! 👀 <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/adeae57b-6e8d-4625-bcaa-c4a87856d28e/e079a8b0-3a28-4fa7-9847-578a9233169e/Blog - 1.png" alt="" width="622" height="350" />
Want to know more pro tips? Follow our Instagram (@zappy_alfie) to find out more! 🤪
What's next? PRIZE, of course! After playing the football games, make sure you go to the 'Wheel of Football Fortune' for a chance to win the following prizes3: <img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/adeae57b-6e8d-4625-bcaa-c4a87856d28e/b9108dc5-99cb-458f-a13c-de43accd6d4f/Blog - 2.png" alt="" width="467" height="350" />
🎁 Prizes include but not limited to:
- Physical Football Cards (from 2 to 5 stars) - Apple HomePod mini - Special-edition adidas AL RIHLA football - Netflix gift card - Spotify Premium 12-month e-voucher - CocaCola e-Shop HKD 100 cash coupon - Free coffee for 1 year (Nescaf&eacute;&reg;SMOOVLATT&Eacute;&reg;Chocolate Coffee x 365 bottles)
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🥳 Don't these prizes look attractive? They&rsquo;ll be sure to attract long queues and a big crowd &ndash; but don't you worry! Luckily for ZA Bank users, you will have two major benefits: 🎁&nbsp;
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Benefit ☝🏻: Just show your check-in record in the 'Millions Trophy' at the Wheel of Football Fortune booth, and you can get in one hour earlier!
Benefit ✌🏻: If you have participated in our 'Millions Trophy' via the checking-in activity in the ZA Bank App, you'll get three EXTRA chances to draw a prize!&nbsp;
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⚽️⚽️⚽️
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Remember to note the following dates and times, and to join in and have a good time &ndash; a whole world of football fun and a prize pool of HKD 10 million are waiting for you! 🙌🏻 &nbsp;
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📍 5/F, T.O.P mall, 700 Nathan Road, Mong Kok (Free admission) 📅 1 - 11 Dec 2022 🕒 3 pm &ndash; 9 pm (Mon to Fri) | 2 pm &ndash; 10 pm (Sat to Sun)
Free entry!
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1. ZA Millions Trophy x T.O.P is valid from 1 December to 11 December 2022. Participants must follow ZA Bank and T.O.P official Instagram (@zappy_alfie and @topmongkok) to play at the game booths at the Event. Participants will receive one ZA Bank token and one Coca-Cola e-Shop HKD 100 discount code upon winning at any game booth at the Event (except Lucky Wheel) and/or upon spending a designated amount at the Location. Prizes are on a first-come-first-serve basis and are subject to availability. <a href="https://bank.za.group/agreement/html/en_US/1000998" target="_blank" rel="noopener">Terms and conditions</a> apply.
2. Millions Trophy is valid from 1 Nov 2022 to 18 Dec 2022, both dates inclusive. Eligible participants must be existing ZA Bank users, or users successfully registered for an account on the designated registration page. Users will get Football Cards by joining mini-games or completing quests. Turn over each card will receive random rewards including cash, ZA Coin, merchant coupons and ZA Bank coupons (ZA Bank coupons, cash rewards and ZA Coin will be released and credited to your account upon successful account opening), which worth more than HKD 10,000,000 in total. <a href="https://bank.za.group/agreement/html/en_US/1000926" target="_blank" rel="noopener">Terms and conditions</a> apply. ZA Quest is subject to its <a href="https://bank.za.group/agreement/html/en_US/1000258" target="_blank" rel="noopener">Terms and conditions</a>.
3. Participants can obtain draw chances at the Lucky Wheel with a chance of winning designated prizes during the Event Period through designated channels. Lucky Wheel. Each participant has a maximum of 7 draw chances at the Lucky Wheel per day. Prizes are on a first-come-first-serve basis and are subject to availability. <a href="https://bank.za.group/agreement/html/en_US/1000998" target="_blank" rel="noopener">Terms and conditions</a> apply.

Millions Trophy x T.O.P. mall – games and big prizes! 🎪⚡

Why limit lai see to festivals? Share good vibes and blessings with your friends, family, and colleagues whenever you feel like it! 😌 The ZA Bank App&rsquo;s latest Group Lai See feature is ready for you! 🔥
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How cool is the Group Lai See feature?1🌟
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✅️ Sending blessings has never been easier
Forget about sending lai see one by one! Your group of friends get both your lai sees and blessings in one go! 💚
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<h2>✅️ Try your luck, a jackpot might just show up&nbsp;</h2>
Curious to see which of your friends has the best luck? Just send a &ldquo;Random Lai See&rdquo; and see who grabs the biggest amount to claim the jackpot title! 🏅 Looking to spread love equally to everyone? A &ldquo;Fixed Lai See&rdquo; is your way to go!
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<h2>✅️ Spread the word on social2, track the buzz as it unfolds</h2>
Hand out Group Lai See any time you want, be it for team building, festivals with family and friends, or community gatherings! 👯 See your lai see being snatched up in real time! Now that's what fun with friends looks like! 🤩
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How do I send a Group Lai See?
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/d27e0e13-8efd-4db0-aa70-0192a44ef94e/e7a2a6f7-80cf-419c-b2bc-90e1f0228dc6/EN - 发红包步骤.png" alt="" width="544" height="748">
How do I grab Group Lai See?
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/d27e0e13-8efd-4db0-aa70-0192a44ef94e/de5fb920-39cf-478d-9b2a-39bd7206bb47/EN - 收红包.png" alt="" width="544" height="474">
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What if there are some lai see that no one redeems? Relax! If your lai sees aren't redeemed in 24 hours, you'll get an automatic refund to your account.
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1. Each Group Lai See can be sent to a maximum of 50 people, with a total amount limit of HKD 2,000 (subjected to the limit for non-registered payee transfers and global transfer). Additionally, only ZA Bank users can claim it. You can send a maximum of 10 Group Lai Sees each day. The Group Lai See is valid for 24 hours after being sent out and cannot be cancelled during this period. Once it expires, you will automatically receive a refund for the unclaimed amount. Users also need to agree that their nicknames will be shared with other ZA Bank users who give and receive the Group Lai See before giving and claiming it.
2. Group Lai See cannot be sent to a specified payee. Any ZA Bank user can claim the Group Lai See via a lai see code or QR code. If you do not want strangers to claim your Group Lai See, please share the lai see code and QR code only with people you know. Avoid Sharing it freely on open platforms.

【ZA Bank】🎉 NEW: Group Lai See is ready to roll!

"These are the costs for the new books, which the teacher asked us to buy for this semester. Hmm&hellip;tuition fees for one-on-one English classes, an interest class, swimming lessons, fencing lessons&hellip; And a big pile of school supplies to buy, which means uniforms, shoes, school bags, stationery&hellip;&rdquo; You look at the thick stack of documents and the densely packed schedule. You sigh. Oh, yes. Your child is about to start a new school year&hellip;again.
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You pick up your phone and read the news. A bank's investigation from June of this year reports that the cost of raising a child, until he or she is financially independent at twenty-two years old, is now more than HKD six million!
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"What, more than six million dollars? Isn't it supposed to be four million?" You ask out loud in distress.
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"The four-million dollar cost was from an advertisement in 2006," your husband replies, before turning back to watch the television.
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That&rsquo;s right. You grit your teeth. Raising a child always requires a plan, along with factoring in other long-term expenses such as education, medical expenses, interest classes and entertainment etc. Both of you as a couple would rather spend less on yourselves and set aside money instead for your child to study and live well. You begin to think things over, and gradually you feel comforted by your own thoughts. In recent years, many of your good friends around you have become mothers. Whether they are working or full-time mothers, they will always set aside time to send off their children on their first day of school, and post photos of their children going to their new schools on Facebook to capture good memories for each other. All of you have now taken up parenting, and are striving hard to provide a good learning environment, so that the next generation can be well-educated.
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Unfortunately, school season has become a time for excessive spending instead. Whenever your child has started school for a new year, you experience again the difficulties and hard work that your parents had to go through. You remember the first time you went to school, when your father had a small business, and your mother was a full-time housewife. Your family was not wealthy, but you wanted your parents to buy you whatever you wanted. Their willingness to indulge you made you believe that nothing was out of reach, until you grew up and had your own child. It turns out that your parents, who were reluctant to spend any money for themselves, had painstakingly saved up every last cent to pay for your comic books, toys, and class reunions. You feel a pang of guilt simmering within you.&nbsp;&nbsp;
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You open ZA Bank App to check on your savings and find out that ZA Bank has sent you two "Back-to-School" time deposit rate-up coupons, which are applicable for 1 semester (6 months) and 1 academic year (12 months) respectively. All at once, you realize that if you place these time deposits at the start of this school year, You could even give out some of the interest earned to your child or your parents, so they could buy what they wanted. Best of all, there will be no loss for the principal amounts set aside for these time deposits.
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At the beginning of the school year, ZA Bank has sent out 2 time deposit rate-up coupons for each parent. In light of today's uncertain financial environment, we think that placing time deposits can give you better peace of mind. Plan ahead now to give your children a successful start for their new school year. Click and get them now at&nbsp; <a style="color: #e67e23;" href="anan://jump?module=Mine&amp;type=TaskGameScreen&amp;needLogin=true&amp;content={&quot;nextStep&quot;: &quot;drawTaskModal&quot;}">Quest</a>

It’s another school year… Feeling anxious?

From 4 Apr onwards, we have another way to use ZA Coin that you earned from ZA Card! 💰 We&rsquo;re excited to announce the opening of ZA Mall, our new platform where you can redeem everyday goods with your ZA Coin. 
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⚡ ZA Mall&rsquo;s first flash deal: ZA anti-epidemic kit for only 500 ZA Coin (equivalent to HKD 5)1! There is a daily quota of 100 packs on a first come, first served basis. And it&rsquo;ll refresh at 3pm from 4 Apr to 11 Apr. Make sure you have the alarm clock set!
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<h3>⏰ ZA Anti-epidemic Kit 💰 500&nbsp;ZA Coin (equiv. HKD 5) </h3>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/004cfa68-cef4-4621-8ccc-f75f9d148705/61e044b3-32e8-4dd6-97f7-731722edb255/Frame 1000003369 (11).png" />
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<li>GreenSpring Rapid Antigen Test Kit (5 pcs)</li>
<li>ZA x&nbsp;Maskology mask (4&nbsp;pcs)</li>
<li>Mask cover (1&nbsp;pc)</li>
</ul>
<div>Daily quota: 100, first come, first served. For ZA Coin redemption only. </div>
<a href="https://mall.za.group/en" target="_blank" rel="noopener">Go to ZA Mall</a>
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<h2>🛡️ GreenSpring RAT (10 packs) 💰 9,000 ZA Coin (equiv. HKD 90) <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/004cfa68-cef4-4621-8ccc-f75f9d148705/15f3224c-f8a6-428e-9fdb-43a5d4daa2ce/Frame 1000003369 (9).png" /></h2>
For ZA Coin redemption only
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<a href="https://mall.za.group/en" target="_blank" rel="noopener">Go to ZA Mall</a>
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<h3>🛡️ ZA Anti-epidemic Kit Lite 💰 HKD 45</h3>
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/004cfa68-cef4-4621-8ccc-f75f9d148705/88a5ee9d-9e08-4199-ab6e-4c2c077ce77d/Frame 1000003369 (10).png" /> 
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<li>ZA x&nbsp;Maskology mask (20&nbsp;pcs)</li>
<li>Mask cover (1 pc) </li>
</ul>
<div>Daily quota: 100, first come, first served. For ZA Coin redemption only. <a href="https://mall.za.group/en" target="_blank" rel="noopener">Go to ZA Mall</a></div>
 Not enough ZA Coin? Spend with ZA Card and get a chance to win up to 324% rebate2&nbsp;&ndash; stock up your ZA Coin now! 
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1. <a style="color: #7e8c8d;" href="https://cdn.za.group/if/za-group-portal-web/assets/files/ZACoin_TC_Eng.pdf" target="_blank" rel="noopener">Term and conditions</a>&nbsp;apply. Redemption Services and merchandises are operated by ZA International Financial Services Limited. The company will use its best endeavour to collect the necessary and accurate information from merchants for facilitation of the redemption and usage of the merchandise and gift voucher. However the company makes no warranty that the information is correct and accepts no liability for failure or delay in the delivery of gift vouchers and merchandises.
2. From now till 20 Apr, each eligible transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 324% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction.&nbsp;<a style="color: #7e8c8d;" href="https://bank.za.group/agreement/html/en_US/1000025" target="_blank" rel="noopener">Terms and conditions</a>&nbsp;apply.