Find account number
1. Tap on your profile picture on homepage
2. Click &lsquo;Account Information&rsquo; under &lsquo;My account&rsquo;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/789df852-d1c3-4824-bf23-8e66d04b370e/1 (2).png" alt="" />Find CVV and expiry date of ZA Card
1. Go to &lsquo;Account&rsquo;
2. Tap ZA Card
3. Tap or swipe the card to the right
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/18ba38d2-877a-46ae-a85f-d13e98b94d01/2 (2).png" alt="" />Redeem ZA Coin
1. Go to &lsquo;Account&rsquo;
2. Tap ZA Coin
3. Click &lsquo;Redeem&rsquo;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/e699a318-ba40-47f0-8c56-ad918603f7bc/3 (2).png" alt="" />Find e-Statement &amp; e-Advice
1. Tap on your profile picture on homepage
2. Select &lsquo;e-Statement &amp; e-Advice&rsquo;
3. Choose &lsquo;e-Statement&rsquo; or &lsquo;e-Advice&rsquo;
4. Select a month
5. Click the green icon to download
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/6ee7f5a6-ebe7-41f5-8074-d0a47088dd46/4 (2).png" alt="" />Add money &amp; transfer
1. Press and hold the yellow &lsquo;ZA&rsquo; icon on homepage
2. Swipe down to add money and swipe up to transfer
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/1f2eff90-339a-42b7-b1e3-d2035e59d8bf/5 (2).png" alt="" />Set transfer limit
1. Press and hold the yellow &lsquo;ZA&rsquo; icon on homepage
2. Swipe up to the transfer page
3. Tap the setting icon in the top right corner
4. Select &lsquo;Set limit&rsquo;
5. Set daily limit for same-name account transfer, third-party account transfer or small-value transfer
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/9fc06bb7-8c33-4fcc-8317-1811dbe97888/6 (1).png" alt="" />Change language
1. Tap on your profile picture on homepage
2. Select &lsquo;Settings&rsquo;
3. Select &lsquo;Language&rsquo;
4. Choose &lsquo;English&rsquo;, &lsquo;繁體中文&rsquo; or &rsquo;简体中文&rsquo;
5. Click &lsquo;Confirm&rsquo;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/b892dde2-232b-4381-b0f0-0fb3d1316d6a/7 (1).png" alt="" />Logout
1. Tap on your profile picture on homepage
2. Click &lsquo;Logout&rsquo;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/9b70951e-1189-447d-bb78-39eab02163b5/8 (1).png" alt="" />Wealth
Includes Time Deposit, Savings Insurance, and other insurances.
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/fd8d45ad-de07-4711-bb0c-c9e3efb69d47/9 (1).png" alt="" />

ZA Bank App 2.0 user guide - frequently used functions

ZA Bank App 2.0 user guide - frequently used functions 📱

The World Bank predicts in its &ldquo;World Economic Outlook&rdquo;1 predicts a continued slowdown in global economic growth. Want to boost your interest income? Here are 3 easy and practical money-saving habits that your wallet will thank you for later!
&nbsp;
1. Separate spending and savings accounts
&nbsp;
Create two separate bank accounts: a savings account and a day-to-day expenses account. You can set up an automatic transfer from your payroll account to your savings account every month. A fixed amount, such as 10% of your income, is a good amount to consider. To ensure you don't dip into your savings, it&rsquo;s a good idea to keep the savings account card at home.
&nbsp;
By automating the process, you no longer have to worry about manually setting aside a fixed amount of money or forgetting to save! This will help you stay on track with your savings. 
&nbsp;
➡️ Create your Savings Pot, somewhere to save, not spend.
&nbsp;
2. Build passive income
&nbsp;
Passive income is revenue generated with little or no active participation. As the saying goes, &ldquo;There&rsquo;s no such thing as a free lunch.&rdquo; Passive income is generated by spending time and capital on different assets to produce returns. Among several options in the market, time deposit stands out as a lower-risk option that requires less capital and is less affected by the macroeconomic environment or market performance. It also allows you to get an estimated interest income. 
&nbsp;
➡️ Create your Savings Pot and complete four monthly challenges to get up to a 4% p.a. savings rate with flexibility and no minimum deposit requirement.
&nbsp;
3. Set feasible and specific savings goals
&nbsp;
Goal-Free Living author Stephen Shapiro pointed out that only 8% of people are able to achieve their set goals for the new year2. This means that over 90% of people fail to accomplish theirs. The reason for this is that most goals are not accompanied by specific plans, action steps, and vision blueprints!
&nbsp;
To increase your chances of achieving your goals, think of saving money as if you&rsquo;re playing a video game! Instead of directly challenging the boss level, focus on completing each level to build a sense of accomplishment. This method will help you become more motivated to continue pushing yourself. To begin with, when setting goals to save money, start by taking small and achievable steps. One way is to reduce the number of times you eat out each week. Small, consistent changes can lead to significant financial progress.
&nbsp;
In addition, you can visualise the savings goals you want to achieve. An experiment by behavioural economics professors Dilip Soman and Amar Cheema3 showed that people who posted a photo of their target on their savings envelope saved up to 20% more than those who did not!
&nbsp;
➡️ Personalise your Savings Pot and stay motivated!
&nbsp;
Let&rsquo;s say you have a savings goal of booking a flight to see the camels in North Africa. You can post a picture of camels in the Sahara Desert at sunset on your savings pot. This will help you visualise your goal instead of just looking at a bunch of numbers, making what seemed like a painful process more motivated and enjoyable to save money and filled with anticipation.
&nbsp;
As the Year of the Dragon begins, ZA Bank introduces Savings Pot, a tool to help you adopt the three habits mentioned above!
&nbsp;
What is Savings Pot?
&nbsp;
Savings Pot is your exclusive savings sub-account in ZA Bank, which is a simple way to put money aside and set it apart from your expenses. You can deposit or withdraw money instantly, no minimum deposit requirement and get up to a 4% savings rate.
&nbsp;
<style>.ipage_blog_static_html_content img {max-width: 100%;height: auto;}</style>
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">⭐ Savings deposits in the sub-account are deposits qualified for protection by the Deposit Protection Scheme in Hong Kong.</div>
</div>
<style>.ipage_blog_static_html_content img {max-width: 100%;height: auto;}</style>
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content" style="line-height: 2;">&nbsp;</div>
</div>
</div>
<div class="ipage_blog_static_html_content">
How can I earn up to a 4% p.a. savings rate4?
&nbsp;
Create your Savings Pot now to enjoy +0.39% p.a.. Get +3.6% p.a. more by completing all four monthly challenges! With the 0.01% p.a. savings basic interest rate5, you can earn up to 4% p.a. in total6!
&nbsp;
</div>
</div>
<style>.ipage_blog_static_html_content img {max-width: 100%;height: auto;}</style>
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">1️⃣ Add Money Challenge + 1.4% p.a.</div>
</div>
Earn 1.4% p.a. by transferring HKD 20,000 cumulatively through Easy Deposit.
&nbsp;
</div>
</div>
<style>.ipage_blog_static_html_content img {max-width: 100%;height: auto;}</style>
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">2️⃣ Spending Challenge +1.2% p.a.</div>
</div>
Earn 1.2% p.a. by using your ZA Card to complete no less than HKD 3,000 of eligible transactions in total.
&nbsp;
</div>
</div>
<style>.ipage_blog_static_html_content img {max-width: 100%;height: auto;}</style>
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">3️⃣ FX Challenge +0.5% p.a.</div>
</div>
Earn 0.5% p.a. by exchanging currency in any currency with a total sell-out amount of HKD 20,000 (equiv.)
&nbsp;
</div>
</div>
<style>.ipage_blog_static_html_content img {max-width: 100%;height: auto;}</style>
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">4️⃣ Payment Challenge +0.5% p.a.</div>
</div>
Earn 0.5% p.a. by completing 2 QR code bill payments or credit card repayment transactions of no less than HKD 100 each.
</div>
</div>
&nbsp;
<hr>
&nbsp;
1. Source: <a href="https://www.imf.org/en/Publications/WEO">World Economic Outlook. (2024, January 29). IMF.</a>
2. Source: <a href="http://books.google.ie/books?id=jzhg0gnMQokC&amp;pg=PT122&amp;dq=Goal-Free+Living&amp;hl=&amp;cd=2&amp;source=gbs_api">Shapiro, S. M. (2010, December 3). Goal-Free Living. John Wiley &amp; Sons.</a>
3. Source: <a href="https://doi.org/10.1509/jmkr.45.6.665">Cheema, A., &amp; Soman, D. (2008, December). The Effect of Partitions on Controlling Consumption. Journal of Marketing Research, 45(6), 665&ndash;675.</a>
4. Your Savings Pot interest rate includes the basic interest rate + reward rate.
5. The basic interest rate means an HKD savings basic interest rate of 0.01%. The basic interest rate will be adjusted from time to time, and the latest interest rate information can be found on the ZA Bank official website bank.za.group.
6. The reward interest rate applies to a Savings Pot balance of HKD 500,000 or below, which is valid from the day of completing the challenge to the last day of the month. View details in the <a href="https://bank.za.group/agreement/html/en_US/1001613">Terms and Conditions</a>.

3 small habits to save up easily

🟡：It&rsquo;s already August! Let me share with you some tips on earning ZA Bank&rsquo;s 8.8% p.a. savings rate!
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/2bfdc688-9ca0-4944-acaa-f19c4f3d0f04/Pot table.png" alt="" width="588" height="300">
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/233060bc-08af-4cc6-a111-a811a440bd52/eDM 第一賺 EN.png">
&nbsp;
Register for Salary+1 and enjoy up to&nbsp;8.8% p.a. HKD savings rate2! Earn up to&nbsp;HKD 6,115 in interest3! <a style="color: rgb(0, 210, 143);" href="https://bank.za.group/en/salary-plus" target="_blank" rel="noopener">Register now&gt;</a>
&nbsp;
<h2 style="text-align: center;">✨First payroll reward</h2>
Want to boost your salary? It&rsquo;s all within your control! 😎
You can receive a 3.59% p.a. HKD Savings Rate-up Coupon4&nbsp;within 90 days, after successfully registering for Salary+ and on receiving an Eligible Salary5&nbsp;of not less than HKD 8,000 at ZA Bank. On top of the basic interest rate of 0.1%6, you will enjoy a total&nbsp;HKD savings rate of 3.6% p.a.🎉
&nbsp;
<h2 class="last-child" style="text-align: center;">✨Payroll Reward for 3 consecutive months</h2>
After fulfilling the conditions of "First Payroll Reward" and receiving an Eligible Salary5 of a specified amount for extra 2 consecutive months (3 consecutive months in total, including the payroll for the "First Payroll Reward"), you will receive the corresponding reward as specified in the table below, and enjoy an up to 8.8% HKD savings rate🎉
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/119d2d7f-ba5a-4902-94cd-1b68ecada8ae/Salary+ table EN.png" alt=""><img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/e4ff978c-86fc-4533-a5f4-1e106a5bc392/blob" alt="" width="416" height="496"><img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/db32358c-a2b2-42a9-baff-c0044d007af4/Salary+ table EN.png" alt="">
&nbsp;
Savings Rate-up Coupon is applicable to a deposit amount of HKD 0 - 200,000 and valid for 90 days.
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/737a7be6-0677-43a5-8671-ed5ca99c5d52/blob" alt="" width="363" height="363">
&nbsp;
Work hard to earn money and save effortlessly! ZA Bank offers a simple way to set money aside from your daily expenses👐🏻
💳 Keep some cash in the savings account for everyday spending!
🐖 Store extra cash in the Savings Pot (a savings sub-account)7 to develop a good savings habits, whether it&rsquo;s for your loved ones, a goal, or a rainy day!
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/c9db8d4f-7aeb-4070-a9f9-142a50e1e201/eDM 第2賺 EN.png">
&nbsp;
Create your High-rate Pot for the first time to enjoy up to an 8% p.a. HKD savings rate8&nbsp;and earn&nbsp;up to HKD 2,770 in interest9!
&nbsp;
🐖Exclusive reward rate for new users
We recommend everyone to have a Savings Pot &mdash;&mdash; it&rsquo;s a place to save, not spend! Users who successfully create their High-rate Pot for the first time will now enjoy a 2% p.a. reward rate10, which is valid for 15 days.
&nbsp;
👣Join the Walk to Earn Challenge
First in Hong Kong11! Join the limited-time Walk to Earn Challenge on or before 12 August 2024 and complete the challenges on or before 18 August 2024 to earn an extra 1% p.a. reward rate12, which is valid until the last day of this month.
&nbsp;
📱Get a higher rate with your daily transactions
Your everyday transactions, such as adding money, spending, investing, making bill payments, and currency exchange, can now be your rate-up buddies! Complete the designated challenges to earn up to a 4.99% p.a. reward rate13, which is valid until the last day of this month.
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/44fc3bde-3eb7-46d1-8275-cc713d69b7ce/Pot table EN.png" width="446" height="498">
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/7c1df643-33de-4434-b08b-35d6cf019ab2/How to join pot EN.png" alt="" width="368" height="368">
&nbsp;
Participate in the program above and earn&nbsp;over HKD 8,885 in interest!
Go to the ZA Bank App
Grow your savings right now🏃🏻&zwj;♀️💨
&nbsp;
<hr>
1. "Salary+" Program: Programme commences from 1 July 2024 to 31 October 2024, both dates inclusive. Eligible participant must maintain a valid ZA Bank account opended with HKID and have not received any eligible salary through ZA Bank in the past 30 calendar days (excluding the date of registration) before registering for the program. Participant must register for the programme duing the programme period, and receive salary income within specified timeframe with the method specified by ZA Bank and fulfilling the conditions to receive the corresponding rewards of "First Payroll Reward" and "Payroll Reward for 3 consecutive months". Each Participant can only receive the above-mentioned reward once during the entire programme period.&nbsp;<a href="https://bank.za.group/agreement/html/en_US/1001819" target="_blank" rel="noopener">Terms and conditions&nbsp;</a>apply.
2. The interest rate included HKD savings basic interest rate, and the HKD savings rate-up coupon of &ldquo;First Payroll Reward&rdquo; and &ldquo;Payroll Reward for 3 consecutive months&rdquo;.
3. The above calculation assumes that the participant's monthly Eligible Salary is HKD 150,000, and after reaching the "First Payroll Reward", the participant will receive a 90-day 3.59% p.a. HKD Savings Rate-Up coupon, on top of the HKD savings basic interest rate of 0.01%, participant can enjoy a total of HKD Savings rate of 3.6% p.a. Participants who maintain HKD 200,000 in HKD savings account for 90 days can earn HKD 1,775 in interest. Participants who fulfilled the "Payroll Reward for 3 consecutive months" will receive a 90-day 8.79% p.a. HKD savings Rate-Up coupon, on top of the HKD savings basic interest rate of 0.01%, participant can enjoy a total of 8.8% p.a. HKD savings rate. Participants who maintain HKD 200,000 in HKD savings account for another 90 days can earn HKD 4,340 in interest. Participants can earn a total of HKD 6,115 in interest during the programme.
4. Savings rate-up coupon will take effect on the day of issuance automatically. Savings rate-up coupon is subject to its terms and conditions. Participants should reference to the relevant&nbsp;<a href="https://bank.za.group/agreement/html/en_US/1001245" target="_blank" rel="noopener">terms and conditions</a> before use.
5. Eligible Salary: Participants' employer to have his/her monthly salary credited into his/her ZA Bank account via FPS ("Faster Payment System&rdquo;) with purpose type as &ldquo;Salary and Benefits Payment&rdquo;. Deposit of monthly salary through transfer deposit, remittance, local CHATS or standing instruction will not be considered as Eligible Salary. All Eligible Salary transaction records are determined according to ZA Bank&rsquo;s record. In the event of any dispute, the decision of ZA Bank shall be final and conclusive.
6. The above interest rate is effective on 4 August 2024. It is subject to change as per prevailing market conditions.
7. Savings Pot is your savings sub-account. Savings deposits in the sub-account are deposits qualified for protection by the Deposit Protection Scheme in Hong Kong.
8. Users who successfully create the High-rate Pot for the first time in August 2024 can enjoy an 2% p.a. reward rate, complete the limited-time Walk to Earn Challenge to get a 1% p.a. reward rate, complete all designated challenges of High-rate Pot to get reward rates of up to 4.99% p.a. in total. As such, you can enjoy a total savings rate of 8% p.a. when including the HKD savings basic interest rate of 0.01%. The reward rates obtained from each promotion campaign are determined by each of the Terms and Considtions.
9. The above calculation: Assume that the participant has successfully created the High-rate Pot for the first time in August 2024 and get 2% p.a. reward rate. At the same time, the participant always maintains a High-rate Pot balance of HKD 500,000 for 15 days to earn over HKD 410 in interest. Assume that the participant starts participating in the "Walk to Earn" from 8 August 2024, completes the "Entry Challenge" on 10 August 2024 to get a 0.3% reward rate, and completes the "Beginner Challenge" on 14 August 2024 to get a 0.7% reward rate. At the same time, the participant always maintains a High-rate Pot balance of HKD 500,000 until 31 August 2024 to earn over HKD 260 in interest. Assume that the participant has completed the designated challenges early this month. Get 1.2% p.a. by completing Spending Challenge, get 1% p.a. by completing FX Challenge, get 1% p.a. by completing Investment Challenge, get 0.59% p.a. by completing Payment Challenge on 1 August 2024. Get 1% p.a. by completing 1.2% p.a. by completing Add Money Challenge on 2 August 2024. At the same time, the participant always maintains a High-rate Pot balance of HKD 500,000 until 31 August 2024 to earn over HKD 2,100 in interest when including the HKD savings basic interest rate of 0.01%. Participants can earn a total of up to HKD 2,770 in interest during the programme.
10. From now until 31 August 2024, users who successfully create the High-rate Pot for the first time can enjoy an extra 2% p.a. reward rate, valid for 15 days. The reward rate only applies to the High-rate Pot balance of HKD 500,000 or below. <a href="https://bank.za.group/agreement/html/en_US/1001761" target="_blank" rel="noopener">Terms and conditions&nbsp;</a>apply.
11. First in HK: As of 25 July 2024, according to the information published on the official websites of 27 retail banks in HK, ZA Bank is the first bank to offer a promotion where you can earn interest by walking. Please refer to the ZA Sports Festival <a href="https://bank.za.group/agreement/html/en_US/1001873" target="_blank" rel="noopener">terms and conditions</a> for details.
12. Participants of "Walk to Earn" must open the High-rate Pot and authorise the ZA Bank App to access to and retrieve the Actual Steps data after completing the registration on &ldquo;Walk to Earn&rdquo; page. &nbsp;After successfully registered for the game, Participants will receive corresponding challenge reward rate and Sports Cards on the day of completing the challenge, upon completion of the designated challenges from the date of registration until 18 August 2024. After completing the "Beginner Challenge" and "Advanced Challenge", Participant can receive a maximum of +1% p.a. challenge reward rate, which is applicable to HKD 500,000 or below balance in the High-rate Pot, and valid from the Completion Date to 31 August 2024. Please refer to the ZA Sports Festival <a href="https://bank.za.group/agreement/html/en_US/1001873" target="_blank" rel="noopener">terms and conditions</a> for details.
13.From now until 31 August 2024, you can get reward rates of up to 4.99% p.a. in total by completing all designated challenges of High-rate Pot. The reward rates obtained by completing designated challenges are valid from the day you receive them and will expire on the last day of the month. Spending Challenge also applies to ZA Credit users. To borrow or not to borrow? Borrow only if you can repay! Investment involves risks.&nbsp;<a href="https://bank.za.group/agreement/html/en_US/1001613" target="_blank" rel="noopener">Terms and conditions</a>&nbsp;apply.
&nbsp;
Important risk statement
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification. &nbsp;

📆 Boost your salary in August now! 🤑

【ZA Bank】📆 Boost your salary in August now! 🤑

How to open a ZA Bank account? Click here to know more😎!

【ZA Bank】How to open a ZA Bank account? Click here to know more😎!

Want to really join in this world football season as it gets going? Here comes a new opportunity, football fans! 😍
'Millions Trophy' has broken out of the digital space and will come to life soon! The event will be held at 5/F of T.O.P mall in Mong Kok from 1&ndash;11 Dec 2022. Play fun football games together and win awesome prizes1, including physical Football Cards! Collect and redeem the cards online to get your share of a prize pool worth HKD 10 million2! 👯&zwj;♀️
👀 A sneak peek at the first game! 👀 <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/adeae57b-6e8d-4625-bcaa-c4a87856d28e/e079a8b0-3a28-4fa7-9847-578a9233169e/Blog - 1.png" alt="" width="622" height="350" />
Want to know more pro tips? Follow our Instagram (@zappy_alfie) to find out more! 🤪
What's next? PRIZE, of course! After playing the football games, make sure you go to the 'Wheel of Football Fortune' for a chance to win the following prizes3: <img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/adeae57b-6e8d-4625-bcaa-c4a87856d28e/b9108dc5-99cb-458f-a13c-de43accd6d4f/Blog - 2.png" alt="" width="467" height="350" />
🎁 Prizes include but not limited to:
- Physical Football Cards (from 2 to 5 stars) - Apple HomePod mini - Special-edition adidas AL RIHLA football - Netflix gift card - Spotify Premium 12-month e-voucher - CocaCola e-Shop HKD 100 cash coupon - Free coffee for 1 year (Nescaf&eacute;&reg;SMOOVLATT&Eacute;&reg;Chocolate Coffee x 365 bottles)
&nbsp;
🥳 Don't these prizes look attractive? They&rsquo;ll be sure to attract long queues and a big crowd &ndash; but don't you worry! Luckily for ZA Bank users, you will have two major benefits: 🎁&nbsp;
&nbsp;
Benefit ☝🏻: Just show your check-in record in the 'Millions Trophy' at the Wheel of Football Fortune booth, and you can get in one hour earlier!
Benefit ✌🏻: If you have participated in our 'Millions Trophy' via the checking-in activity in the ZA Bank App, you'll get three EXTRA chances to draw a prize!&nbsp;
&nbsp;
⚽️⚽️⚽️
&nbsp;
Remember to note the following dates and times, and to join in and have a good time &ndash; a whole world of football fun and a prize pool of HKD 10 million are waiting for you! 🙌🏻 &nbsp;
&nbsp;
📍 5/F, T.O.P mall, 700 Nathan Road, Mong Kok (Free admission) 📅 1 - 11 Dec 2022 🕒 3 pm &ndash; 9 pm (Mon to Fri) | 2 pm &ndash; 10 pm (Sat to Sun)
Free entry!
&nbsp;
&nbsp;
<hr />
1. ZA Millions Trophy x T.O.P is valid from 1 December to 11 December 2022. Participants must follow ZA Bank and T.O.P official Instagram (@zappy_alfie and @topmongkok) to play at the game booths at the Event. Participants will receive one ZA Bank token and one Coca-Cola e-Shop HKD 100 discount code upon winning at any game booth at the Event (except Lucky Wheel) and/or upon spending a designated amount at the Location. Prizes are on a first-come-first-serve basis and are subject to availability. <a href="https://bank.za.group/agreement/html/en_US/1000998" target="_blank" rel="noopener">Terms and conditions</a> apply.
2. Millions Trophy is valid from 1 Nov 2022 to 18 Dec 2022, both dates inclusive. Eligible participants must be existing ZA Bank users, or users successfully registered for an account on the designated registration page. Users will get Football Cards by joining mini-games or completing quests. Turn over each card will receive random rewards including cash, ZA Coin, merchant coupons and ZA Bank coupons (ZA Bank coupons, cash rewards and ZA Coin will be released and credited to your account upon successful account opening), which worth more than HKD 10,000,000 in total. <a href="https://bank.za.group/agreement/html/en_US/1000926" target="_blank" rel="noopener">Terms and conditions</a> apply. ZA Quest is subject to its <a href="https://bank.za.group/agreement/html/en_US/1000258" target="_blank" rel="noopener">Terms and conditions</a>.
3. Participants can obtain draw chances at the Lucky Wheel with a chance of winning designated prizes during the Event Period through designated channels. Lucky Wheel. Each participant has a maximum of 7 draw chances at the Lucky Wheel per day. Prizes are on a first-come-first-serve basis and are subject to availability. <a href="https://bank.za.group/agreement/html/en_US/1000998" target="_blank" rel="noopener">Terms and conditions</a> apply.