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Good news everyone! You can now get an upgraded and awesome new ZA Quest1 experience! 😉 Just tap on the Daily Check-in icon on the top right corner of the ZA Bank App homepage, and you can enter a whole new world of delights and rewards. 🤩
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Check out the 3 new ZA Quest features you&rsquo;ll be getting below!
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<h2 style="text-align: center;">🧐Check in for your daily gift capsule2</h2>
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c6566cfe-86eb-4c23-bf56-6ce64bf6fb59/f5d5825e-33b4-4e4c-bf23-797197b8f8f3/Slide2.PNG" alt="" width="1280" height="460" />
Go to ZA Quest and tap on the capsule every day to complete your daily ZA Quest check-in, and get a chance to win a new character skin (i.e. a digital card!) These collectible cards were also available to be won in the past via daily check-ins! 🎉 Best of all, you can get golden surprise capsules through continuously checking in, which will reward you with prizes such as ZA Coin3 and coupons4! 😊
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Would you like to have one? Just remember to log in to ZA Bank App every day to check in!
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<h2 style="text-align: center;">🥳An awesome &ldquo;Today&rsquo;s Surprise!&rdquo; feature5</h2>
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c6566cfe-86eb-4c23-bf56-6ce64bf6fb59/d5fc1041-a727-434d-9156-8c16c3cb61ef/Slide2.PNG" alt="" width="1245" height="715" />
Surprise! Your special rewards are here! Use your ZA Coins to redeem and complete related quests after selecting your favourite &ldquo;Today&rsquo;s Surprise!&rdquo; reward, and you will get a gift capsule. 🎁 After opening the capsule, you could be rewarded with a deposit rate-up coupon6, a coupon4 from your favourite merchant, or something more! By the way, this feature only appears occasionally in the ZA Quest page, so keep an eye out for our notifications! 👀
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<h2 style="text-align: center;">🤠Get into the Quest Zone</h2>
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<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c6566cfe-86eb-4c23-bf56-6ce64bf6fb59/dd8cb1c8-27ab-455d-bc05-c5f33ca8915a/MicrosoftTeams-image (3).png" alt="" width="1145" height="1198" />
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When you go to ZA Quest, it&rsquo;s all about questing for rewards! To help make things a little more organised, we&rsquo;ve revamped the user interface for ZA Quest. You&rsquo;ll have to first claim your ZA Quests from the Quest Zone tab, after which they will appear under the My Quests section. You&rsquo;ll get a reward capsule after completing any ZA Quest, but the reward may be different each time! Is it a cash reward, ZA Coins, a merchant coupon, or an awesome new digital card? We&rsquo;ll try to keep you guessing! 🎁
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Hurry and update your ZA Bank App now for a brand-new ZA Quest! 😙
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1 ZA Quest is subject to <a href="https://bank.za.group/agreement/html/en_US/1001382">the terms and conditions</a>.
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2 Users can check in once per day on ZA Quest and receive a capsule. Checking in consecutively will result in more rewards.
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3 ZA Coins are rewards issued to Users by a third-party reward scheme operated by ZAIF. ZA Coins can be redeemed as cash in ZA Bank App at a rate of 100 ZA Coins = HKD 1. Upon successful redemption, the cash will be deposited to a User&rsquo;s ZA Bank HKD savings account instantly. The monthly cash redemption amount is capped at HKD 10,000. Terms and Conditions of ZA Coin apply for redemption. For details, please visit coin.za.group. ZA Bank is not obliged to notify the User of any changes or the latest announcements of ZAIF. Therefore, ZA Bank will use its best endeavours to provide the necessary information to ZAIF to facilitate this purpose.
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4 Coupons are subject to terms and conditions. Users should refer to the relevant terms and conditions before use. Merchant coupons are provided by the merchant and is subject to its terms and conditions, including but not limited to services, products, prices, expiry date and terms of use, are provided by the relevant merchant. For details, please refer to relevant terms and conditions or check with the relevant merchant. ZA Bank will not be responsible for any unsuccessful use of any specific merchant coupons.
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5 Users can redeem quests with ZA Coins or form a team to redeem quests with ZA Coins in the "Today's Surprise" section of ZA Quest. Users will receive a capsule with rewards after completing a quest.
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6 Rate-up Coupons are subject to <a href="https://bank.za.group/agreement/html/en_US/1001374">the terms and conditions</a>.
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We’ve upgraded ZA Quest! 🤩 New quests and rewards await! 

【ZA Bank】We’ve upgraded ZA Quest! 🤩 New quests and rewards await! 

<h3 id="pioneer-of-the-industry">Pioneer of the Industry</h3>
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Today marks ZA Bank&rsquo;s first day as Hong Kong&rsquo;s first fully-operational virtual bank. It has been a year of non-stop work since obtaining our license from the HKMA in March 2019 and our pilot trial in December 2019.
Building a bank from scratch in such a short period of time is no easy task. But the passion and grit of the ZA team made the impossible now a reality, despite Covid-19 and home office arrangements recently.
With the support of and feedback from our ZA Fam, we precisely identified the pain points in the industry and have now become a bank that truly solves the needs of our users.
<h3 id="build-together">Build together</h3>
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We have all waited hours and hours on end to open an account at traditional banks. Wait no more. &nbsp;ZA customers can open their virtual bank account in five minutes, with just a phone number and an HKID card, all in the comfort of your own home.
In addition, most people feel that their savings interest rates are far too low. Many are also discouraged by the minimum deposit requirements and time commitment of banking products with higher returns. Therefore, we are pleased to roll out a brand new savings deposit product. <a href="https://bank.za.group/deposit">ZA Savings Go</a> enables you to simultaneously grow your wealth, in this conventionally ultra-low interest rate environment, and enjoy liquidity, as you are free to make withdrawals anytime to pay for bills or deal with any financial emergency. With no minimum balance requirement, you can enjoy an annual savings deposit rate of 1%[1], 1000 times above the market rate[2].
Finally, your calls for an instant loan offer are heard. To all our users, we announce our <a href="https://bank.za.group/loan">30-minute pledge</a> for our personal loan service. This is truly an unprecedented move in Hong Kong. From submitting the complete set of information and documents to receiving the application results, should any applicant have to wait for more than 30 minutes, ZA Bank will provide a cash rebate of HKD 10 per every minute of overtime[3], with an upper limit of HKD 500, to ensure our loans are &ldquo;instant&rdquo;.
<h3 id="be-different-together">Be different, together</h3>
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Today marks the beginning of a new era. For you. For us. For the whole industry.
We will continue to treasure your feedback and commit to our community-driven approach to make banking accessible to everyone through technology.
Thank you once again for all of your steadfast support. I promise to walk with you all hand-in-hand to create a better virtual bank for a better future.

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[1] The interest rate is effective on 24 Mar 2020. Please check out the latest rates <a href="htttps://bank.za.group/deposit">here</a>. Terms and Conditions apply.
[2] Based on the ZA Savings Go rate (1% p.a.) and the savings rate of most retail banks for HKD100k on 24 Mar 2020 (0.001%). Promotional offers excluded. If ZA Savings Go rate or the market rate changes, the comparison result will be different.
[3] Service hours between 9:30 am to 1 am, Monday to Sunday. Terms and Conditions apply.

[ZA Bank] From 0 to 1, Hong Kong’s first virtual bank is finally here.

From 0 to 1, Hong Kong’s first virtual bank is finally here. #ZA Bank

🟡：It&rsquo;s already August! Let me share with you some tips on earning ZA Bank&rsquo;s 8.8% p.a. savings rate!
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/2bfdc688-9ca0-4944-acaa-f19c4f3d0f04/Pot table.png" alt="" width="588" height="300">
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/233060bc-08af-4cc6-a111-a811a440bd52/eDM 第一賺 EN.png">
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Register for Salary+1 and enjoy up to&nbsp;8.8% p.a. HKD savings rate2! Earn up to&nbsp;HKD 6,115 in interest3! <a style="color: rgb(0, 210, 143);" href="https://bank.za.group/en/salary-plus" target="_blank" rel="noopener">Register now&gt;</a>
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<h2 style="text-align: center;">✨First payroll reward</h2>
Want to boost your salary? It&rsquo;s all within your control! 😎
You can receive a 3.59% p.a. HKD Savings Rate-up Coupon4&nbsp;within 90 days, after successfully registering for Salary+ and on receiving an Eligible Salary5&nbsp;of not less than HKD 8,000 at ZA Bank. On top of the basic interest rate of 0.1%6, you will enjoy a total&nbsp;HKD savings rate of 3.6% p.a.🎉
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<h2 class="last-child" style="text-align: center;">✨Payroll Reward for 3 consecutive months</h2>
After fulfilling the conditions of "First Payroll Reward" and receiving an Eligible Salary5 of a specified amount for extra 2 consecutive months (3 consecutive months in total, including the payroll for the "First Payroll Reward"), you will receive the corresponding reward as specified in the table below, and enjoy an up to 8.8% HKD savings rate🎉
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/119d2d7f-ba5a-4902-94cd-1b68ecada8ae/Salary+ table EN.png" alt=""><img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/e4ff978c-86fc-4533-a5f4-1e106a5bc392/blob" alt="" width="416" height="496"><img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/db32358c-a2b2-42a9-baff-c0044d007af4/Salary+ table EN.png" alt="">
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Savings Rate-up Coupon is applicable to a deposit amount of HKD 0 - 200,000 and valid for 90 days.
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/737a7be6-0677-43a5-8671-ed5ca99c5d52/blob" alt="" width="363" height="363">
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Work hard to earn money and save effortlessly! ZA Bank offers a simple way to set money aside from your daily expenses👐🏻
💳 Keep some cash in the savings account for everyday spending!
🐖 Store extra cash in the Savings Pot (a savings sub-account)7 to develop a good savings habits, whether it&rsquo;s for your loved ones, a goal, or a rainy day!
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/c9db8d4f-7aeb-4070-a9f9-142a50e1e201/eDM 第2賺 EN.png">
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Create your High-rate Pot for the first time to enjoy up to an 8% p.a. HKD savings rate8&nbsp;and earn&nbsp;up to HKD 2,770 in interest9!
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🐖Exclusive reward rate for new users
We recommend everyone to have a Savings Pot &mdash;&mdash; it&rsquo;s a place to save, not spend! Users who successfully create their High-rate Pot for the first time will now enjoy a 2% p.a. reward rate10, which is valid for 15 days.
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👣Join the Walk to Earn Challenge
First in Hong Kong11! Join the limited-time Walk to Earn Challenge on or before 12 August 2024 and complete the challenges on or before 18 August 2024 to earn an extra 1% p.a. reward rate12, which is valid until the last day of this month.
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📱Get a higher rate with your daily transactions
Your everyday transactions, such as adding money, spending, investing, making bill payments, and currency exchange, can now be your rate-up buddies! Complete the designated challenges to earn up to a 4.99% p.a. reward rate13, which is valid until the last day of this month.
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/44fc3bde-3eb7-46d1-8275-cc713d69b7ce/Pot table EN.png" width="446" height="498">
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/7c1df643-33de-4434-b08b-35d6cf019ab2/How to join pot EN.png" alt="" width="368" height="368">
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Participate in the program above and earn&nbsp;over HKD 8,885 in interest!
Go to the ZA Bank App
Grow your savings right now🏃🏻&zwj;♀️💨
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1. "Salary+" Program: Programme commences from 1 July 2024 to 31 October 2024, both dates inclusive. Eligible participant must maintain a valid ZA Bank account opended with HKID and have not received any eligible salary through ZA Bank in the past 30 calendar days (excluding the date of registration) before registering for the program. Participant must register for the programme duing the programme period, and receive salary income within specified timeframe with the method specified by ZA Bank and fulfilling the conditions to receive the corresponding rewards of "First Payroll Reward" and "Payroll Reward for 3 consecutive months". Each Participant can only receive the above-mentioned reward once during the entire programme period.&nbsp;<a href="https://bank.za.group/agreement/html/en_US/1001819" target="_blank" rel="noopener">Terms and conditions&nbsp;</a>apply.
2. The interest rate included HKD savings basic interest rate, and the HKD savings rate-up coupon of &ldquo;First Payroll Reward&rdquo; and &ldquo;Payroll Reward for 3 consecutive months&rdquo;.
3. The above calculation assumes that the participant's monthly Eligible Salary is HKD 150,000, and after reaching the "First Payroll Reward", the participant will receive a 90-day 3.59% p.a. HKD Savings Rate-Up coupon, on top of the HKD savings basic interest rate of 0.01%, participant can enjoy a total of HKD Savings rate of 3.6% p.a. Participants who maintain HKD 200,000 in HKD savings account for 90 days can earn HKD 1,775 in interest. Participants who fulfilled the "Payroll Reward for 3 consecutive months" will receive a 90-day 8.79% p.a. HKD savings Rate-Up coupon, on top of the HKD savings basic interest rate of 0.01%, participant can enjoy a total of 8.8% p.a. HKD savings rate. Participants who maintain HKD 200,000 in HKD savings account for another 90 days can earn HKD 4,340 in interest. Participants can earn a total of HKD 6,115 in interest during the programme.
4. Savings rate-up coupon will take effect on the day of issuance automatically. Savings rate-up coupon is subject to its terms and conditions. Participants should reference to the relevant&nbsp;<a href="https://bank.za.group/agreement/html/en_US/1001245" target="_blank" rel="noopener">terms and conditions</a> before use.
5. Eligible Salary: Participants' employer to have his/her monthly salary credited into his/her ZA Bank account via FPS ("Faster Payment System&rdquo;) with purpose type as &ldquo;Salary and Benefits Payment&rdquo;. Deposit of monthly salary through transfer deposit, remittance, local CHATS or standing instruction will not be considered as Eligible Salary. All Eligible Salary transaction records are determined according to ZA Bank&rsquo;s record. In the event of any dispute, the decision of ZA Bank shall be final and conclusive.
6. The above interest rate is effective on 4 August 2024. It is subject to change as per prevailing market conditions.
7. Savings Pot is your savings sub-account. Savings deposits in the sub-account are deposits qualified for protection by the Deposit Protection Scheme in Hong Kong.
8. Users who successfully create the High-rate Pot for the first time in August 2024 can enjoy an 2% p.a. reward rate, complete the limited-time Walk to Earn Challenge to get a 1% p.a. reward rate, complete all designated challenges of High-rate Pot to get reward rates of up to 4.99% p.a. in total. As such, you can enjoy a total savings rate of 8% p.a. when including the HKD savings basic interest rate of 0.01%. The reward rates obtained from each promotion campaign are determined by each of the Terms and Considtions.
9. The above calculation: Assume that the participant has successfully created the High-rate Pot for the first time in August 2024 and get 2% p.a. reward rate. At the same time, the participant always maintains a High-rate Pot balance of HKD 500,000 for 15 days to earn over HKD 410 in interest. Assume that the participant starts participating in the "Walk to Earn" from 8 August 2024, completes the "Entry Challenge" on 10 August 2024 to get a 0.3% reward rate, and completes the "Beginner Challenge" on 14 August 2024 to get a 0.7% reward rate. At the same time, the participant always maintains a High-rate Pot balance of HKD 500,000 until 31 August 2024 to earn over HKD 260 in interest. Assume that the participant has completed the designated challenges early this month. Get 1.2% p.a. by completing Spending Challenge, get 1% p.a. by completing FX Challenge, get 1% p.a. by completing Investment Challenge, get 0.59% p.a. by completing Payment Challenge on 1 August 2024. Get 1% p.a. by completing 1.2% p.a. by completing Add Money Challenge on 2 August 2024. At the same time, the participant always maintains a High-rate Pot balance of HKD 500,000 until 31 August 2024 to earn over HKD 2,100 in interest when including the HKD savings basic interest rate of 0.01%. Participants can earn a total of up to HKD 2,770 in interest during the programme.
10. From now until 31 August 2024, users who successfully create the High-rate Pot for the first time can enjoy an extra 2% p.a. reward rate, valid for 15 days. The reward rate only applies to the High-rate Pot balance of HKD 500,000 or below. <a href="https://bank.za.group/agreement/html/en_US/1001761" target="_blank" rel="noopener">Terms and conditions&nbsp;</a>apply.
11. First in HK: As of 25 July 2024, according to the information published on the official websites of 27 retail banks in HK, ZA Bank is the first bank to offer a promotion where you can earn interest by walking. Please refer to the ZA Sports Festival <a href="https://bank.za.group/agreement/html/en_US/1001873" target="_blank" rel="noopener">terms and conditions</a> for details.
12. Participants of "Walk to Earn" must open the High-rate Pot and authorise the ZA Bank App to access to and retrieve the Actual Steps data after completing the registration on &ldquo;Walk to Earn&rdquo; page. &nbsp;After successfully registered for the game, Participants will receive corresponding challenge reward rate and Sports Cards on the day of completing the challenge, upon completion of the designated challenges from the date of registration until 18 August 2024. After completing the "Beginner Challenge" and "Advanced Challenge", Participant can receive a maximum of +1% p.a. challenge reward rate, which is applicable to HKD 500,000 or below balance in the High-rate Pot, and valid from the Completion Date to 31 August 2024. Please refer to the ZA Sports Festival <a href="https://bank.za.group/agreement/html/en_US/1001873" target="_blank" rel="noopener">terms and conditions</a> for details.
13.From now until 31 August 2024, you can get reward rates of up to 4.99% p.a. in total by completing all designated challenges of High-rate Pot. The reward rates obtained by completing designated challenges are valid from the day you receive them and will expire on the last day of the month. Spending Challenge also applies to ZA Credit users. To borrow or not to borrow? Borrow only if you can repay! Investment involves risks.&nbsp;<a href="https://bank.za.group/agreement/html/en_US/1001613" target="_blank" rel="noopener">Terms and conditions</a>&nbsp;apply.
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Important risk statement
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification. &nbsp;

📆 Boost your salary in August now! 🤑

【ZA Bank】📆 Boost your salary in August now! 🤑

🤔 &nbsp;A fantastic 100% rebate reward may be waiting for you! Check out our PowerDraw information below for the period from 1 Jun 2022 to 15 Jun 2022 to learn more!&nbsp;
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🏆 "PowerDraw" Results&nbsp;
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1.&nbsp;Out of all the customers who won a 200% rebate and earned the most ZA Coin, one of them bought&nbsp;travel&nbsp;products and got a free trip from ZA Bank!&nbsp;Getting paid to have fun &ndash; now that&rsquo;s what we&rsquo;re talking about!&nbsp;&nbsp;👜
Congratulations once again!&nbsp;🥳
🎯 "PowerDraw" Results Analysis 
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The "PowerDraw" machine and mystery box position with the highest winning rate for 100% rebate or above: 2. "PowerDraw" machine: &nbsp;No. 2
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/8091f324-04b3-405c-8b45-02b6594a0e55/42397e12-c1b4-4d27-85f7-fbb78738570a/MicrosoftTeams-image (544).png" alt="" width="528" height="334" />
 3. Mystery box: Machine no. 3, third row, second left position
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/8091f324-04b3-405c-8b45-02b6594a0e55/32691dc6-b3d0-4637-938a-ddef8c037280/MicrosoftTeams-image (542).png" alt="" width="566" height="358" />
 🤩 "PowerDraw" Fun Facts
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5. The top merchant for getting 100% rebate or above on purchases: 7-Eleven 6. The top zodiac sign for winning a 100% rebate or above: Sagittarius
&nbsp;<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/8091f324-04b3-405c-8b45-02b6594a0e55/1296c8e2-a0dc-408b-b333-413fcb09b050/MicrosoftTeams-image (545).png" alt="" width="134" height="134" />&nbsp;
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Start Winning With &ldquo;PowerDraw&rdquo; Now!&nbsp;
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Event period: from now until 30 June 2022 Reward: up to 200% rebate 2
 Thank you for participating in &ldquo;PowerDraw&rdquo;! Best of luck! 😎
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<div style="text-align: left;"> <hr />1. Each eligible transaction of no less than HKD 10 will be entitled to 1 &ldquo;PowerDraw&rdquo; Chance ("Chance"), and will exclude entitlement to other ZA Card rebate offers at the same time. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. The probability of each reward is not evenly distributed. The rebate will be in the form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. <a href="https://bank.za.group/agreement/html/en_US/1000025" target="_blank" rel="noopener" data-cke-saved-href="https://bank.za.group/agreement/html/en_US/1000025">Terms and conditions</a> apply.</div>
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1 – 15 June PowerDraw Newsflash! 

It is our 4th birthday 🎉, and we are searching for the supreme Grand Master to lead the World of Finance with us.&nbsp;🗡️ Set forth on an exhilarating gaming odyssey and win rewards up to HKD 39,9991! 🌟
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Secrets to win BIG!
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/71f1b980-6720-4929-a213-74232d9635bb/8cb1cb49-db56-41a6-9ac1-d0707e7dcfbd/eDM game screencap EN.png" width="422" height="354">
Based on the total experience points (&ldquo;EXP&rdquo;) <span style="font-family: 'Segoe UI Emoji',sans-serif; mso-ascii-font-family: 'Microsoft JhengHei'; mso-fareast-font-family: 'Microsoft JhengHei'; mso-hansi-font-family: 'Microsoft JhengHei'; mso-char-type: symbol-ext; mso-symbol-font-family: 'Segoe UI Emoji';">🎮, there are 4 ranks in the World of Finance. To achieve a higher rank, practice your Martial Arts Training2 by answering questions around financial literacy and ZA Bank, and Duel with Master Zappy3 to conquer Mount Hua. <span style="font-family: 'Segoe UI Emoji',sans-serif; mso-ascii-font-family: 'Microsoft JhengHei'; mso-fareast-font-family: 'Microsoft JhengHei'; mso-hansi-font-family: 'Microsoft JhengHei'; mso-char-type: symbol-ext; mso-symbol-font-family: 'Segoe UI Emoji';">⚔️You will receive EXP and a Skill Card4 according to your game performance. Each Skill Card has a different EXP hidden!
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/71f1b980-6720-4929-a213-74232d9635bb/2ea53513-1610-49fa-826c-ab648347e4c3/eDM skill card screencap EN.png" width="423" height="354">
🟡: You can also get a Skill Card through daily check-in and completing quests at ZA Quest<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">5! The more EXP you accumulate, the higher the ranking and the richer the rewards! 🤩
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Claim the title of Financial Hero to unlock rewards!&nbsp;
The top 399 participants with the highest EXP will receive the title of Financial Hero along with generous rewards. <span style="font-family: 'Segoe UI Emoji',sans-serif; mso-ascii-font-family: 'Microsoft JhengHei'; mso-fareast-font-family: 'Microsoft JhengHei'; mso-hansi-font-family: 'Microsoft JhengHei'; mso-char-type: symbol-ext; mso-symbol-font-family: 'Segoe UI Emoji';">🎁
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/71f1b980-6720-4929-a213-74232d9635bb/e0c84a4e-1d2c-49dc-880a-bbcf53457878/reward EN (1).png" width="305" height="378">
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Start your journey and gain EXP now!
How to enter the training grounds? <span style="font-family: 'Segoe UI Emoji',sans-serif; mso-ascii-font-family: 'Microsoft JhengHei'; mso-fareast-font-family: 'Microsoft JhengHei'; mso-hansi-font-family: 'Microsoft JhengHei'; mso-char-type: symbol-ext; mso-symbol-font-family: 'Segoe UI Emoji';">🥷Open the ZA Bank App &gt; Tap on Birthday Party<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/71f1b980-6720-4929-a213-74232d9635bb/18c48fde-7e32-4fcf-bc38-c6f438269512/Group 1925204136.png" width="285" height="229">
Only the best and bravest cultivator can become a Grand Master. <span style="font-family: 'Segoe UI Emoji',sans-serif; mso-ascii-font-family: 'Microsoft JhengHei'; mso-fareast-font-family: 'Microsoft JhengHei'; mso-hansi-font-family: 'Microsoft JhengHei'; mso-char-type: symbol-ext; mso-symbol-font-family: 'Segoe UI Emoji';">🤴Remember to practice daily and accumulate EXP to create your financial legend!
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1. The campaign period of Financial Heroes&rsquo; Alliance is from 26 March 2024 to 16 April 2024 (both dates inclusive). The &ldquo;Total Campaign EXP&rdquo; will be derived from the sum of all EXP gained from flipping Skill Cards, &ldquo;Total EXP of Martial Arts Training&rdquo; and &ldquo;Total EXP of Duel with Master Zappy&rdquo;. Each Participant will be ranked according to his or her &ldquo;Total Campaign EXP&rdquo;. Participants with the same &ldquo;Total Campaign EXP&rdquo; will be ranked in the order of the time they earned the EXP, and those who earned the same amount of EXP earlier will have a higher ranking. After the end of the Campaign Period, the top 399 Participants will receive rewards according to their rankings. Financial Heroes&rsquo; Alliance is&nbsp;subject to its <a href="https://bank.za.group/agreement/pdf/en_US/1001700" target="_blank" rel="noopener">terms and conditions</a> apply.
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2. &ldquo;Martial Arts Training&rdquo;: Each Participant has 1 game chance per day during the Campaign Period. Participants will receive corresponding EXP and a Skill Card after completing each game. The EXP gained from each game will count towards &ldquo;Total EXP of Martial Arts Training&rdquo;.
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3. &ldquo;Duel with Master Zappy&rdquo;: Each Participant has 1 game chance per day during the Campaign Period. Each Participant can obtain extra <span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">game chance <span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">by taking designated actions or completing designated quests. Participants will receive EXP and a Skill Card after completing each game. The &ldquo;Total EXP of Duel with Master Zappy&rdquo; will be based on the EXP combined from his or her highest scoring 5 games. If a Participant has played less than 5 games, his or her total EXP will be based on the actual number of games played.
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4. &ldquo;Skill Card&rdquo;: Participants can flip a Skill Card on the Campaign page before 11:59 p.m. on 16 April 2024, to gain a random EXP. If the Participant fails to do so, the Skill Card and corresponding EXP will be deemed forfeited, and ZA Bank will not reissue them.
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5. ZA Quest is subject to its <a style="background-color: rgb(255, 255, 255);" href="https://bank.za.group/agreement/html/en_US/1000258">terms and conditions</a>.
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<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">6. ZA Coin is a third-party loyalty reward programme operated by ZA International Financial Services Limited (&ldquo;ZAIF&rdquo;), offering rewards for Participants. ZA Coin can be redeemed in ZA Bank App as 100 ZA Coin = HKD 1 as the current redemption rate. Cash will be credited to the Participants&rsquo; ZA Bank HKD savings account immediately after successful redemption. The maximum amount of cash that can be redeemed is HKD 10,000 per month and the redemption of ZA Coin is subject to the "ZA Coin" terms and conditions. For details, please visit coin.za.group.
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7. ZA Bank is not the supplier of "Jin Yong&rsquo;s Novels Full Collection (Traditional Chinese) " and &ldquo;Rakuten Kobo Nia eReader (Black)&rdquo;. ZA Bank does not guarantee the quality of the rewards nor assume any legal responsibility in any other aspect.

[ZA Bank] 🎮 Become a Financial Hero and win HKD 39,999

Open the Google Pay App and add your ZA Card in just a few steps. 
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/e59cfc8b-8441-492f-9e41-cc9ad233b5b3/3827ccee-3821-4c90-b7c1-6c1d1b73f7f6/en 3.png" width="637" height="889" /> Need help? Contact us in the ZA Bank App.
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Add ZA Card to Google Pay! 

Find account number
1. Tap on your profile picture on homepage
2. Click &lsquo;Account Information&rsquo; under &lsquo;My account&rsquo;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/789df852-d1c3-4824-bf23-8e66d04b370e/1 (2).png" alt="" />Find CVV and expiry date of ZA Card
1. Go to &lsquo;Account&rsquo;
2. Tap ZA Card
3. Tap or swipe the card to the right
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/18ba38d2-877a-46ae-a85f-d13e98b94d01/2 (2).png" alt="" />Redeem ZA Coin
1. Go to &lsquo;Account&rsquo;
2. Tap ZA Coin
3. Click &lsquo;Redeem&rsquo;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/e699a318-ba40-47f0-8c56-ad918603f7bc/3 (2).png" alt="" />Find e-Statement &amp; e-Advice
1. Tap on your profile picture on homepage
2. Select &lsquo;e-Statement &amp; e-Advice&rsquo;
3. Choose &lsquo;e-Statement&rsquo; or &lsquo;e-Advice&rsquo;
4. Select a month
5. Click the green icon to download
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/6ee7f5a6-ebe7-41f5-8074-d0a47088dd46/4 (2).png" alt="" />Add money &amp; transfer
1. Press and hold the yellow &lsquo;ZA&rsquo; icon on homepage
2. Swipe down to add money and swipe up to transfer
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/1f2eff90-339a-42b7-b1e3-d2035e59d8bf/5 (2).png" alt="" />Set transfer limit
1. Press and hold the yellow &lsquo;ZA&rsquo; icon on homepage
2. Swipe up to the transfer page
3. Tap the setting icon in the top right corner
4. Select &lsquo;Set limit&rsquo;
5. Set daily limit for same-name account transfer, third-party account transfer or small-value transfer
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/9fc06bb7-8c33-4fcc-8317-1811dbe97888/6 (1).png" alt="" />Change language
1. Tap on your profile picture on homepage
2. Select &lsquo;Settings&rsquo;
3. Select &lsquo;Language&rsquo;
4. Choose &lsquo;English&rsquo;, &lsquo;繁體中文&rsquo; or &rsquo;简体中文&rsquo;
5. Click &lsquo;Confirm&rsquo;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/b892dde2-232b-4381-b0f0-0fb3d1316d6a/7 (1).png" alt="" />Logout
1. Tap on your profile picture on homepage
2. Click &lsquo;Logout&rsquo;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/9b70951e-1189-447d-bb78-39eab02163b5/8 (1).png" alt="" />Wealth
Includes Time Deposit, Savings Insurance, and other insurances.
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/bfec9088-ff30-4256-a486-4b3239a68198/fd8d45ad-de07-4711-bb0c-c9e3efb69d47/9 (1).png" alt="" />

【ZA Bank】We’ve upgraded ZA Quest! 🤩 New quests and rewards await!

🧐Check in for your daily gift capsule²

🥳An awesome “Today’s Surprise!” feature⁵

🤠Get into the Quest Zone