Zappy: I recently heard an agent claiming they can help clients open ZA Bank accounts. Is this true? 🤔
Alfie: No way! 😱 ZA Bank does not authorise any third party to assist customers in opening bank accounts. If you have any questions, it's best to contact their official customer service team or call their hotline for more information!
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<hr>
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Nowadays, so-called &ldquo;agents&rdquo; are popping up, claiming they can help potential users open online banking accounts for a fee.
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Zappy and Alfie would like to remind everyone: ZA Bank has not authorised any intermediary service to do so, and will not help you to open an account via agents. If you're planning to refer a friend or are considering opening an account, please be aware of the following three major red flags:
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<h2>🚫 Red flag #1: Beware of agent account opening fees</h2>
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Some people claim to be "account opening experts" who promise "guaranteed success" for a fee.
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Debunked: ZA Bank does not charge account opening fees for individual customers, and any account opening fee for business customers is charged according to the Business Banking Tariff. Each user must meet the requirements and undergo a vetting process. We reiterate that we do not authorise any person or company to charge account opening fees!
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<h2>🚫 Red flag #2: Do not disclose personal information</h2>
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Beware of scammers who may ask you to enter personal information through fake links. Never hand over important documents like your ID card and proof of address to a third party for safekeeping!
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Reminder: It is best to open an account personally to protect your own information and financial security.
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<h2>🚫 Red flag #3: Beware of suspicious links or fake websites</h2>
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When browsing the Internet, be wary of suspicious links or fake websites claiming they can assist you with an account opening. These may be phishing sites!
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Reminder: Log in using the official ZA Bank app or Business Internet Banking. Do not tap or click on suspicious links!
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<h2>✅ The right way to open an account with confidence:</h2>
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For peace of mind, you can contact ZA Bank online through the ZA Bank App or call our 24 x 7 customer service hotline at +852 3665 3665 for account opening information. It's completely free, and you won't have to worry about the safety of your personal information!

Opening an account? Avoid these 3 red flags! 🚩

【ZA Bank】Opening an account? Avoid these 3 red flags! 🚩

Here comes the end of 2022. ⏳ Before ringing in the new year, let&rsquo;s see what we were up to over the last two months and what&rsquo;s in store next!
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<hr />
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Nov - Dec round-ups
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We have loads going on in these months, but if we have to pick, here are our favourites! 💚
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⚽ Millions Trophy
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Congratulations to Argentina for clinching the championship! 🏆 While watching the exciting matches (the final is just epic!), did you get the chance to join our celebrations online and offline? We hope you enjoyed the prizes and the little games we prepared!
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/54970397-f231-45a7-ba7b-6d00a6398505/28122022 Monthly newsletter blog banner_Millions Trophy screencaps_en.jpg" alt="" width="1200" height="562" />
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/3df41479-297b-4860-9d15-583f3d49b523/MicrosoftTeams-image (386).png" alt="" />
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/c10298f5-8e1c-41de-b35c-b29ad2891d9e/Screenshot 2022-12-29 172146.png" alt="" width="1597" height="1063" />
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💬 ZA Business Talks: Retail F&amp;B SMEs
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Part of fighting COVID-19 means supporting businesses and communities. 💪 Earlier this year, we launched the Stay Safe offer. And recently, we have invited a few subject experts, including FlexSystem, Airwallex, GS1 Hong Kong and BKT Group, to share the tips for SMEs to succeed during the pandemic. More future events and surprises on its way, so keep an eye out!
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/95b65d56-313b-42df-b4a1-946f70b87eb2/MicrosoftTeams-image (385).png" alt="" />
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<hr />
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New services
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There are few new cool services that we couldn&rsquo;t wait until 2023 to share. 💨
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🌎 ZA Remit
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Together with Wise, we are bringing you a faster, cheaper, and safer way for international money transfers with 14 currencies.
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Learn more 👉 <a style="color: #32cb9d;" href="https://bank.za.group/en/ZARemit">https://bank.za.group/en/ZARemit</a>
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Screen info for reference only. <a href="https://cdn.zaticdn.com/bank/app/Outward_Remittance_Terms_and_Conditions_EN.pdf">Terms and conditions</a> apply.
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/fd98b908-314f-462d-980c-479179b3ceb0/MicrosoftTeams-image (389)1.png" alt="" />
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/de92234c-f623-4ec1-8928-cf86ba51dd82/28122022 Monthly newsletter blog banner_Remit screen_en.jpg" alt="" />
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💱 Foreign exchange 
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Swap and switch 24x7! 💴 💵 With 3 simple steps, you can exchange 3 major currencies (USD, RMB and HKD) within your savings account with zero handling fees.
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Learn more 👉 <a style="color: #32cb9d;" href="https://bank.za.group/en/foreignexchange">https://bank.za.group/en/foreignexchange</a>
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Foreign exchange involves risks. Screen info for reference only.
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/c03a18bc-1d13-4306-9c5f-02137cde8bb9/28122022 Monthly newsletter blog banner_FX screen_en.jpg" alt="" />
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💼 ZA Dash
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An express business account opening experience, specifically for SMEs! Now you can open your business account as fast as 1 working day after submitting the application documents online, which gives you the access to a wide range of online banking services.
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Learn more 👉 <a style="color: #32cb9d;" href="http://bank.za.group/en/business">bank.za.group/en/business</a>&nbsp;
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Eligible companies must be registered and operating in Hong Kong and with tax jurisdiction in Hong Kong only. For more information on eligibility criteria:&nbsp;<a href="https://bit.ly/3UBYXG1">https://bit.ly/3UBYXG1</a>
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<hr />
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What&rsquo;s in 2023?
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Get prepared for the new year! 🥰
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💰 Millionaire PowerDraw
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Millionaire PowerDraw will return in 2023! Continue to support if you want to be the next millionaire!
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Check out all 2022 winners here 👉 <a style="color: #32cb9d;" href="https://youtu.be/ty7Wq2hNzXE" target="_blank" rel="noopener">https://youtu.be/ty7Wq2hNzXE</a>
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☕ Coffee Pass
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Did you enjoy your discounted coffee with ZA Coin at Starbucks, Classified and %Arabica? We have more merchants joining next year, so keep an eye out!
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<a href="https://cdn.za.group/if/za-group-portal-web/assets/files/ZACoin_TC_Eng.pdf">Terms and Conditions</a> apply.
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🧧 Chinese New Year celebrations
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Stay tuned for something fun in the Year of Rabbit! 🐰
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🎡 ZA Carnival
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Yes, it will be back! If you didn&rsquo;t join our previous ones in Central, Olympian City and tmtplaza, you are definitely missing out! Play the video below to see what you missed, and don&rsquo;t forget to join us next time!
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Playback of ZA Carnival: Millionaire PowerDraw Edition 👉 <a style="color: #32cb9d;" href="https://youtu.be/ABVZFLi30Jk" target="_blank" rel="noopener">https://youtu.be/ABVZFLi30Jk</a>
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<hr />
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And that&rsquo;s a wrap for this year. Thank you for supporting us throughout 2022! 💚 We look forward to creating more memorable moments with you in the next one. Zappy New Year! 🥂🎉

Goodbye 2022. Hello 2023! 

Goodbye 2022. Hello 2023! 👋

Gained some weight while working from home? 😥 Don't worry! Let&rsquo;s workout from home with us! 🏃&zwj;♂️&nbsp; &nbsp; Starting from 14 Mar, we will invite professional instructors from PURE Fitness and PURE Yoga to guide you through a 30-minute simple workout on ZA's official IG (@zappy_alfie) every day! Follow along to shed weight and stress! 😉
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Schedule
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/549e5198-43b6-4363-937d-1f7764542ad3/350d8dda-33ee-4cf5-9d13-660bd970369c/PURE x ZA Bank schedule 1.png" alt="" width="1200" height="571" />
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/549e5198-43b6-4363-937d-1f7764542ad3/19cdb639-3fa6-4659-ae81-a6db830dd366/PURE x ZA Bank schedule 2.png" alt="" width="1200" height="571" />
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We have more gifts for you! ZA Bank presents you the exclusive offer with PURE Fitness and PURE Yoga so you can back to work out vibe after gym room reopens! 🏃&zwj;♂️&nbsp;
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🎁 Open account to get HKD 250*&nbsp;
Open ZA Bank account with invitation code "PUREZA" and spend with ZA Card within 14 days after successful account opening, you can get HKD 250 cash reward!&nbsp;
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🎁 ZA Card exclusive rewards^ 
ZA Bank customers exclusively enjoy the below offers with ZA Card before 30 April:
👉 Complimentary trial of PURECAST online fitness and yoga classes
- Waiver of joining fee
- Join 6-month contract &rarr; Get one bonus month&nbsp;
- Join 12-month contract &rarr; Get one bonus month PLUS 1-month complimentary upgrade to next tier package type&nbsp;&nbsp;&nbsp;
- Join 24-month contract &rarr; Get one bonus month PLUS 2-month complimentary upgrade to next tier package type&nbsp;
👉 Join All-Hong Kong Fitness &amp; Yoga contract:
- 6-month contract &rarr; Get one bonus month PLUS 1-month complimentary upgrade to All-Asia&nbsp;
- 12-month contract &rarr; Get one bonus month PLUS 3-month complimentary upgrade to All-Asia&nbsp;
- 24-month contract &rarr; Get one bonus month PLUS 6-month complimentary upgrade to All-Asia&nbsp;
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&nbsp;&lt;<a style="background-color: #fbeeb8;" href="https://form.pure-international.com/form.php?code=JP_ZABANK" target="_blank" rel="noopener">Act now</a>&gt;&nbsp;
You are now leaving our website and entering a third-party site.&nbsp;
All the information you provide will be subject to confidentiality and security terms of the applicable third-party site after accessing through this hyperlink.&nbsp;&nbsp;
ZA Bank Limited is not responsible or liable for the information you provide at such third-party sites.&nbsp;
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*Customer must have never opened ZA Bank account. To receive HKD 250 cash rewards, customer must successfully open an account with the invitation code &ldquo;PUREZA&rdquo; from March 14, 2022 to April 30, 2022, and complete a transaction with ZA Card within 14 days after successful account opening. Terms and conditions apply: https://bank.za.group/agreement/html/zh_HK/1000501.&nbsp;
^ Offers are provided by PURE. Complimentary trial of PURECAST is available to PURE visitors who are Hong Kong residents and 18 years old or above. Joining offer is only applicable to guests who successfully sign a 6-month or above PURE contract within the promotion period. Terms and conditions apply, please refer to PURE official website for details: https://form.pure-international.com/form.php?code=JP_ZABANK.

#StaySafe 2.0:  PURE X ZA Bank Exclusive Offer 

Open the Google Pay App and add your ZA Card in just a few steps. 
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/e59cfc8b-8441-492f-9e41-cc9ad233b5b3/3827ccee-3821-4c90-b7c1-6c1d1b73f7f6/en 3.png" width="637" height="889" /> Need help? Contact us in the ZA Bank App.
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