It's difficult to resist the temptation of beauty products and we'll&nbsp;splurge on them very easily.👸 ZA Bank is now offering a great deal to help you stay glam within budget! From now till 12 Sep 2021, purchase any beauty products with ZA Card at over 30 designated Langham Place merchants&nbsp;or 3 Facesss branches to earn 6% cash rebate, up to $300 every month*! 💰&nbsp; Whether it's&nbsp;your daily beauty product, a gift for your significant other, or a beauty product you need as a makeup artist, get them at your favourite brands now! 
Haven't opened an account yet? From now till 30 Sep 2021. Customers must use invitation code &lsquo;LPMALL&rsquo; or 'FACESSS' to open a ZA Bank account successfully and use ZA Card to spend at least one time within 14 days after successful account opening to receive the HKD 200 cash rebate^!
 <a href="https://www.langhamplace.com.hk/shopping?tab=0&amp;category=17&amp;view=grid" target="_blank" rel="noopener">Designated merchants in Langham Place</a>
<table style="border-collapse: collapse; width: 91.4999%; height: 330px;" border="1">
<tbody>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">Apivita</td>
<td style="width: 50%; height: 22px;">AVEDA</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">Benefit&nbsp;</td>
<td style="width: 50%; height: 22px;">BIODERMA</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">CAUDALIE&nbsp;</td>
<td style="width: 50%; height: 22px;">Cosme&nbsp;Go&nbsp;</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">COVERMARK&nbsp;</td>
<td style="width: 50%; height: 22px;">Derma Skincare Centre- VICHY / SKINCEUTICALS / LA ROCHE-POSAY&nbsp;</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">Dermalogica&nbsp;</td>
<td style="width: 50%; height: 22px;">ETUDE House&nbsp;</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">FANCL&nbsp;</td>
<td style="width: 50%; height: 22px;">Fragrance House Pop-up Store</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">Fresh&nbsp;</td>
<td style="width: 50%; height: 22px;">innisfree</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">Jo Malone&nbsp;</td>
<td style="width: 50%; height: 22px;">Kiehl's&nbsp;Since 1851&nbsp;</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">KIKO MILANO&nbsp;</td>
<td style="width: 50%; height: 22px;">L'OCCITANE</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">LANEIGE</td>
<td style="width: 50%; height: 22px;">Laura Mercier&nbsp;</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">MAKE UP FOR EVER&nbsp;</td>
<td style="width: 50%; height: 22px;">Melvita&nbsp;</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">NARS</td>
<td style="width: 50%; height: 22px;">OROGOLD Pop-up Store</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">PAUL &amp; JOE&nbsp;</td>
<td style="width: 50%; height: 22px;">SABON&nbsp;</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">THE BODY SHOP&nbsp;</td>
<td style="width: 50%; height: 22px;">Too Faced&nbsp;</td>
</tr>
<tr style="height: 22px;">
<td style="width: 50%; height: 22px;">@cosme STORE&nbsp;</td>
<td style="width: 50%; height: 22px;">3 CONCEPT EYES&nbsp;</td>
</tr>
</tbody>
</table>
&nbsp;
6 beauty brands join Langham Place!
<table style="border-collapse: collapse; width: 52.1608%; height: 57px;" border="1">
<tbody>
<tr style="height: 21px;">
<td style="width: 49.665%; height: 21px;">✨ EST&Eacute;E LAUDER</td>
<td style="width: 49.665%; height: 21px;">✨ IPSA</td>
</tr>
<tr style="height: 21px;">
<td style="width: 49.665%; height: 21px;">✨ KANEBO</td>
<td style="width: 49.665%; height: 21px;">✨ RMK</td>
</tr>
<tr style="height: 21px;">
<td style="width: 49.665%; height: 21px;">✨ SHISEIDO</td>
<td style="width: 49.665%; height: 21px;">✨ SKII</td>
</tr>
</tbody>
</table>
 📍 Langham Place Shopping Mall, 8 Argyle Street, Mongkok, Kowloon
 <a style="color: #000000;" href="https://www.facebook.com/facessshk/" target="_blank" rel="noopener">Facesss merchants address</a>
📍 Shop OT 202, Level 2, Ocean Terminal, Harbour City, Tsim Sha Tsui, Facesss 📍 Queensway Plaza, 93 Queensway, Admiralty, Lab Concept Facesss 📍 Shop 401-404, Level 4, Times Square, Causeway Bay, Facesss&nbsp;
<hr />
&nbsp;
THANN x ZA Card Exclusive Offer <img src="https://cdn.zaticdn.com/if/ipage/prd/data/0d1dcaf5-5127-4054-814e-23512643d3ad/image/1e24351b-438a-4350-855f-4584d95485ec/MicrosoftTeams-image (136).png" alt="" width="452" height="177" /> 
From now till 12 Sep 2021, enjoy Thai spa massage or purchase any products with ZA Card at THANN selected stores / online store to earn 6% cash rebate*!
 Selected stores: 📍 Tsim Sha Tsui - THANN SANCTUARY Spa (K11 MUSEA) Address: Shop 209, Level 2, K11 Musea, Victoria Dockside, 18 Salisbury Road, Tsim Sha Tsui 📍 Tsim Sha Tsui - THANN SANCTUARY Spa (Harbour City) Address: Rm 1009-11, 10/F, World Commerce Centre, Harbour City, 11 Canton Road, Tsim Sha Tsui, Kowloon 📍 Tsim Sha Tsui - Haiphong Road Address: G/F, 51-52 Haiphong Road, Tsim Sha Tsui 📍 Mongkok &ndash; MOKO Address: Shop No. M08 on MTR Floor, MOKO, 193 Prince Edward Road West, Mongkok, Kowloon&nbsp; 📍 Kwai Fong &ndash; Metroplaza Address: Shop 201, Level 2,&nbsp;Metroplaza, Kwai Fong, New Territories&nbsp;
&nbsp;
<hr />
*The promotion period is from now until 12 Sep. Rebate is in a form of ZA Coin. User must successfully link ZA bank account to ZA Coin, a third-party reward scheme operated by ZA International Financial Services Limited, to join the promotion. Every HKD 1 Eligible Transaction will earn you 6 ZA Coin (equal to HKD 0.06). The maximum ZA Coin at all designated merchants you can earn per month is 30,000 (equivalent to HKD 300). <a href="https://bit.ly/37eq03z" target="_blank" rel="noopener">Terms and conditions</a> apply.
^The promotion period is from 1 Aug 2021 to 30 Sep 2021. Customers must use invitation code &lsquo;LPMALL&rsquo; or 'FACESSS' to open a ZA Bank account successfully and use ZA Card to spend at least one time within 14 days after successful account opening to receive the cash rebate. <a href="https://bit.ly/3zHZLii" target="_blank" rel="noopener">Terms and conditions</a> apply.

💄 purchase any beauty products with ZA Card to earn 6% cash rebate！👸

【ZA Bank】💄 Purchase any beauty products with ZA Card to earn 6% cash rebate！👸

At ZA Bank, our commitment to providing seamless and reliable banking services remains our top priority. As part of our ongoing efforts to enhance our offerings and ensure the sustainability of our services, we are introducing a new fee related to frequent transaction declines due to insufficient balance. We want to communicate this change transparently and explain its necessity.  
<h2 class="MsoNormal">What&rsquo;s changing?</h2>
Currently, about 1% of our customers experience 15 or more transaction declines (including scheduled/recurring fund transfer, fund transfer via electronic direct debit authorisation (eDDA), cash withdrawal and ZA Card transaction) in a month because of insufficient balance in their savings accounts. While this might seem small, these declines account for over 8% of our operational costs related to processing transactions. This trend has been growing and affects our ability to offer competitive services to everyone. The good news? Most of our customers manage their accounts well, so this fee won&rsquo;t apply to them. 🫰
&nbsp;
<h2 class="MsoNormal">Why do declined transactions cost money?</h2>
<ol style="margin-top: 0in;" start="1" type="1">
<li class="MsoNormal" style="mso-list: l1 level1 lfo1; tab-stops: list .5in;">Authorisation process: Every time you attempt a transaction with your account or ZA card 💳, we need to check your account balance and other details to ensure everything is secure and reliable.</li>
<li class="MsoNormal" style="mso-list: l1 level1 lfo1; tab-stops: list .5in;">Network fees: Payment networks like Visa charge fees for processing transaction requests, even if they&rsquo;re declined. These fees help keep our transaction network secure and efficient.</li>
<li class="MsoNormal" style="mso-list: l1 level1 lfo1; tab-stops: list .5in;">Operational integrity: Managing transaction requests - whether approved or declined - requires strong systems and compliance with regulations, ensuring your banking experience is safe🛡️.</li>
</ol>
<h2 class="MsoNormal"> What&rsquo;s the new fee?</h2>
To maintain fairness and sustainability, we&rsquo;ll be introducing a fee of HKD 120 for customers who have 15 or more declined transactions in a month due to insufficient balance. This will help us manage our operational costs while continuing to invest in features and services that benefit all our 800,000 users. 
&nbsp;
<h2 class="MsoNormal">How we&rsquo;re here to help 💁🏻</h2>
We understand that changes like this can be worrying, and we&rsquo;re committed to making this transition as smooth as possible for you:
<ol style="margin-top: 0in;" start="1" type="1">
<li class="MsoNormal" style="mso-list: l0 level1 lfo2; tab-stops: list .5in;">Auto top-up feature: Our &ldquo;Auto Top-up&rdquo; feature automatically transfers funds from a designated bank account when your ZA Bank savings account balance falls below a certain level after any transactions. This helps reduce the chance of declined transactions.</li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo2; tab-stops: list .5in;">Notification system: We&rsquo;ll notify you through the app📱 if your account is with low balance, giving you time to adjust your spending or add funds.</li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo2; tab-stops: list .5in;">Customer support: Our friendly customer service team is always here to answer your questions and provide guidance on managing your account to avoid these fees.</li>
</ol>
&nbsp;
<h2 class="MsoNormal">Supporting our community🫶</h2>
We&rsquo;re committed to supporting our customers, especially those who may be facing financial difficulties. If you&rsquo;re in need, we can discuss exemptions or refunds for certain fees. Additionally, if we detect any fraudulent activity in the transaction, we&rsquo;ll work with you to refund any associated fees. Just reach out to us, and we&rsquo;ll do our best to help.
&nbsp;
<h2 class="MsoNormal" style="text-align: left;">Thank you for your trust</h2>
We appreciate your understanding as we implement this change. Our goal is to ensure that ZA Bank remains a trusted partner in your financial journey, providing the best possible services and solutions💯. Thank you for being a valued member of our community!
&nbsp;

🤗 Caring for your banking needs: Introducing our insufficient balance handling fee

【ZA Bank】🤗 Caring for your banking needs: Introducing our insufficient balance handling fee

Guess what? Christmas has come early for ZA Bank! 🎅 Fortune has recognised us as one of Asia's Top 15 Digital Banks via their highly competitive Fintech Innovators Asia 2024 list! 🎉 This wonderful milestone demonstrates the innovation and awesomeness of our award-winning ZA Bank App! 🙌
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c11472cd-f7a5-4530-8729-e15f6b30a808/684a1746-5e2b-4fd6-b14b-8b9916a7e31f/Inbox - EN (1).png" alt="" width="886" height="500">
&nbsp;
To celebrate the good news, this time we&rsquo;d like to highlight some ZA Bank App features that would be perfect for this Christmas season! 🎄 Before you start your Christmas shopping, tuck into a Christmas dinner or spend time in a wintery wonderland, be sure to get ready first and plan ahead! 📋
&nbsp;
&nbsp;
<h2 class="last-child" style="text-align: center;">🎁 Set spending limits for your Christmas gift shopping!</h2>
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c11472cd-f7a5-4530-8729-e15f6b30a808/6b0a44ea-7d7b-444e-844b-315b3da7cd65/S英.gif" alt="" width="647" height="750">
&nbsp;
You may have bought a ton of presents for your family and friends, but oh no! &nbsp;It&rsquo;s a Christmas nightmare because your ZA Bank account is now empty! 😧To prevent something like this from happening beforehand, read the instructions below now! &nbsp;
&nbsp;
1. From the ZA Bank App homepage, tap on Account &gt; ZA Card.
2. Tap the Manage Transaction button.
3. Tweak your ZA Card spending limits! Remember to not get carried away with shopping, whether you&rsquo;re shopping in person or online!
&nbsp;
🤔&nbsp;Did you know&hellip;？
You can also set monthly or daily limits, as well as monthly cardless spending limits!
&nbsp;
&nbsp;
<h2 class="last-child" style="text-align: center;">🕵️&zwj;♂️ Review your spending habits and plan ahead of time!</h2>
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c11472cd-f7a5-4530-8729-e15f6b30a808/bd355b9f-d39f-4e18-ad30-a1d32bf312b0/M英.gif" alt="" width="647" height="750">
&nbsp;
We know Christmas dinners, shopping, and decorating can be some of the more joyful or stressful aspects of the winter season. ❄️ That&rsquo;s why another way to prevent an empty ZA Bank account is to plan and budget ahead of time. You can review your monthly spending habits in the ZA Bank App to get a clearer financial picture! 🔎
&nbsp;
1. From the ZA Bank App homepage, tap on Account &gt; ZA Card.
2. Tap on &ldquo;Current month&rsquo;s spending&rdquo;.
3. Review your monthly spending and expenses in detail, so you can plan for your Christmas budget ahead of time!
&nbsp;
🤔&nbsp;Did you know&hellip;？
The ZA Bank App also provides detailed spending categories to help you become a pro at spending management!
&nbsp;
&nbsp;
<h2 class="last-child" style="text-align: center;">🛍️ Give yourself a hassle-free overseas Christmas shopping experience!</h2>
&nbsp;
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c11472cd-f7a5-4530-8729-e15f6b30a808/6aa0c42b-c48a-4340-9961-d19c20b2ccc1/T英.gif" alt="" width="647" height="750">
&nbsp;
You&rsquo;ve chosen a perfect gift for yourself at a lovable, cosy store overseas, but your ZA Card keeps getting declined! ⛔ To experience a smoother experience for spending overseas instead, follow the steps below: &nbsp;
&nbsp;
1. From the ZA Bank App homepage, tap on Account &gt; ZA Card &gt; Travel.
2. Tap on the Travel button.
3. Select the options for ATM Withdrawal and Card Spending.
4. Input the country(ies)/region(s) you will be travelling to, and your travel period. Now you&rsquo;re ready to use your ZA Card abroad!&nbsp;
&nbsp;
🤔 Did you know&hellip;？
If you prefer using cash, that&rsquo;s okay too! Our Travel function can help you withdraw cash at nearly 3 million Visa ATM machines around the world!
&nbsp;
We wish you and your loved ones a very merry Christmas and a delightful holiday season. 💝 Once again, be sure to check out our next email for more useful features and tips!
&nbsp;
Remember to also follow us at Instagram@Zappy_Alfie &nbsp;and Facebook@ZABank! We&rsquo;ll be sharing a lot of exclusive offers, tips, and exciting rewards, so don&rsquo;t miss out!

App features for the holiday season! 🎄

【ZA Bank】App features for the holiday season! 🎄

Don't miss our mid-year beauty extravaganza! 💥
&nbsp;
From today until June 18th, enjoy crazy deal $16/$60/$160 and selected products buy 2 save an additional $160, to uncover a world of beauty possibilities from over 600 global brands1 ✨
&nbsp;
Shop now and elevate your beauty routine!
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/65c21799-47e3-4b4f-99fa-489521587d4b/2a39eebd-a15b-4ca6-87dd-2c577cb772a0/SaSa 618 English.jpg" alt="" width="1280" height="1280" />
&nbsp;
When shopping at SaSa online store, you can enjoy an additional 5% rebate with ZA Card2! With the 5% rebate and the mid-year promotion discount of 618, you can enjoy even more savings and make your shopping more enjoyable!
&nbsp;
<h2>Father's Day Is Coming!</h2>
&nbsp;
Get your beloved dad a great surprise 😍 From today until June 18th, HUGE men's category up to 47% off and get 2X points1. Special Gifts for your forever hero! Better hurry.
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/65c21799-47e3-4b4f-99fa-489521587d4b/28f3c334-ec9b-4424-b760-7f9f55ed9624/SaSa Father English.jpg" alt="" width="1280" height="1280" />
&nbsp;
When shopping at SaSa online store, you can enjoy an additional 5% rebate with ZA Card2! Hurry up and pick a favorite gift for daddy 🛒
&nbsp;
<h2>How To Enjoy ZA Card&rsquo;s Additional 5% Rebate?</h2>
&nbsp;
1️⃣ Register as a member on the SaSa online store
&nbsp;
2️⃣ Use ZA Card for purchases and enjoy the 5% rebate2!
&nbsp;
1<a href="https://bank.za.group/agreement/html/en_US/1001353">Terms and conditions</a> apply.
&nbsp;
2From now till 30 Jun, spend with ZA Card at designated merchants to enjoy up to 5% ZA Coin rebate. Every HKD 1 eligible transaction will earn you 5 ZA Coin (equal to HKD 0.05). Participants must successfully link ZA bank account to ZA Coin, a third-party reward scheme operated by ZA International Financial Services Limited, to join the promotion. <a href="https://bank.za.group/agreement/pdf/en_US/1000632" target="_blank" rel="noopener">Terms and conditions</a> apply.

SaSa Online Store | HUGE 47% Off + Additional 5% Rebate With ZA Card!

【ZA Bank】SaSa Online Store | HUGE 47% Off + Additional 5% Rebate With ZA Card!

🍽️ As dine-in is now restricted at night-time, ZA Bank has prepared a 20% rebate1 for its new users2 spending on designated food delivery platforms during these stay-home days.&nbsp;
&nbsp;
From now until 31 Jan 2022, new users can get a 20% rebate with ZA Card at Deliveroo or foodpanda upon successful account opening3 with invitation code &lsquo;STAYSAFE&rsquo;. So now you can enjoy your favourite food at home with peace of mind. 🏠🙌
&nbsp;
Current ZA Bank users can also get PowerDraw chances and win up to 200% rebate4 when you order with ZA Card! 💳
&nbsp;
<a style="color: #000000;" href="https://za.onelink.me/Lq9l?pid=ZaBank&amp;c=STAYSAFE_1008201&amp;link=jump%3Fmodule%3Dflutter%26type%3DmainPage%26content%3D%7B%22tabName%22%3A%22HomeTab%22%2C%22promoCode%22%3A%22STAYSAFE%22%7D%26channelDid%3D88888%26utm_source%3DZaBank%26utm_medium%3DCPC%26utm_campaign%3STAYSAFE_1008201" target="_blank" rel="noopener">Open account now</a>
&nbsp;
<a href="https://bit.ly/3qW0w4D" target="_blank" rel="noopener">Terms and conditions</a> apply.
&nbsp;
<hr />
1. &nbsp; &nbsp;The reward will be directly credited to eligible users&rsquo; ZA Bank accounts in the form of cash on 7 Mar 2022. If the user&rsquo;s account is under internal review, the reward will be disbursed once the process is completed. <a href="https://bit.ly/3qW0w4D" target="_blank" rel="noopener">Terms and conditions</a> apply. 2. &nbsp; &nbsp;New users refer to users who did not hold any products or services (including but not limited to deposit accounts and loan accounts) with ZA Bank before 7 Jan 2022. 3. &nbsp; &nbsp;Eligible users must pass the internal review by ZA Bank upon or after successful account opening. 4. &nbsp; &nbsp;Each eligible transaction amount must be no less than HKD 10 to be entitled to 1 PowerDraw Chance (&lsquo;Chance&rsquo;), and that transaction will not be entitled to other rebate offers. Each participant can earn maximum of 20 Chances per day. All Chances are valid within 48 hours. Each Chance will give a random percentage of rebate up to 200% of the transaction amount and, or other designated rewards based on the probability distributions defined by ZA Bank. Rebate of the transaction amount is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. <a href="https://bank.za.group/agreement/html/en_US/1000025" target="_blank" rel="noopener">Terms and conditions</a> apply.

New users enjoy 20% rebate on designated food delivery platforms #ZA Bank

Everyone can have the chance to become a millionaire starting from today! 😎
&nbsp;
You can participate in the Millionaire PowerDraw by spending with your ZA Card, and every month we will draw a lucky winner who will win $1 million in cash 🎉 
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/678e50c6-75b7-4379-9361-cc66a1cd5ef3/MicrosoftTeams-image (560).png" alt="" width="305" height="127" />
You need to collect MillionTix! 🎟️ We&rsquo;ll draw a winner every month. The more MillionTix you have, the higher your chances of winning $1 million in cash!
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/6dde356e-b500-4e31-a1da-741ee40a371f/MicrosoftTeams-image (562).png" alt="" width="279" height="116" />
💳 Spend with ZA Card
&nbsp;
<ol>
<li>Get a chance to win 1 MillionTix through PowerDraw <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/a0109fdd-1acd-4ce3-b740-4b38bfa4c342/MicrosoftTeams-image (561).png" alt="" width="153" height="130" /></li>
</ol>
&nbsp;
<ol start="2">
<li>Clear all boxes in the same PowerDraw machine to get 1 MillionTix <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/bd54e7d6-7f87-4ba2-aa2d-f91b2421e66d/MicrosoftTeams-image (553).png" alt="" width="182" height="173" />&nbsp; </li>
</ol>
🎁 ZA Quest
Complete any of the designated tasks below to get a MillionTix 🎟️ &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/6ba4d46c-12f7-48a5-b6a5-14d0cb414e8c/MicrosoftTeams-image (564).png" alt="" width="167" height="142" />
- Open a ZA Bank account
- Successfully refer a friend for account opening (*Only applicable to customers who opened an account with Hong Kong Identity Card)&nbsp;
- Pay any ZA Insure policy premium (*Only applicable to customers who opened an account with Hong Kong Identity Card)
- Complete the special Millionaire PowerDraw quest
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/d5ec19bd-a494-4cc1-86e0-da69c5fa5693/MicrosoftTeams-image (556).png" alt="" width="218" height="185" />
When can I know of the winning result?
We will draw 1 lucky million-dollar winner each on 13 Aug 2022 and 10 Sep 2022! Pay attention to the announcement of the winner list on ZA Bank&rsquo;s official website, Facebook and Instagram on that day. We will also send a notification to the winner through ZA Bank App! 😊 &nbsp; So, what you are waiting for? Spend with your ZA Card now for a chance to get a million dollars! 🤑
&nbsp;
&nbsp;
*The promotion period will be from now until 31 August, (two rounds of campaigns, one for each calendar month). After participating in PowerDraw or completing designated tasks, users will have the opportunity to get a MillionTix. ZA Bank will draw one of the MillionTix after each round, and the owner of the MillionTix will receive a HK$1,000,000 cash reward. <a href="https://bank.za.group/agreement/html/en_US/1000687">Terms and conditions</a> apply.

Apivita	AVEDA
Benefit	BIODERMA
CAUDALIE	Cosme Go
COVERMARK	Derma Skincare Centre- VICHY / SKINCEUTICALS / LA ROCHE-POSAY
Dermalogica	ETUDE House
FANCL	Fragrance House Pop-up Store
Fresh	innisfree
Jo Malone	Kiehl's Since 1851
KIKO MILANO	L'OCCITANE
LANEIGE	Laura Mercier
MAKE UP FOR EVER	Melvita
NARS	OROGOLD Pop-up Store
PAUL & JOE	SABON
THE BODY SHOP	Too Faced
@cosme STORE	3 CONCEPT EYES

✨ ESTÉE LAUDER	✨ IPSA
✨ KANEBO	✨ RMK
✨ SHISEIDO	✨ SKII