New Feature Launch! Buy USD Funds Directly with HKD 🎉
As Hong Kong’s first digital bank *, ZA Bank has always been committed to improving the investment experience, making investing smoother and easier to get started.
Now, ZA Bank’s fund investment service has been upgraded again: you can buy USD funds directly with HKD, without manual foreign exchange — saving you time and effort. (This feature requires App version 3.9.12 or above)
How to try this new feature?
1️⃣ Open the ZA Bank App and search for “USD Funds”.
2️⃣ Choose a USD fund that suits you and subscribe.
3️⃣ If the subscription amount exceeds your USD Savings balance, your HKD Savings account will be used for payment automatically.
And don’t miss this limited-time offer
To celebrate the launch, transactions completed via this "Buy USD Funds with HKD" feature on the ZA Bank App can now enjoy a limited-time "Exclusive FX Spread Discount" 1. Save time and effort — and save more.
Open the ZA Bank App and search for “USD Funds”, pick the USD fund that suits you, and try out our new feature 😊
* As the first digital bank to launch in Hong Kong, ZA Bank had the highest customer deposits and net profit among the city’s eight digital banks as of 30 June 2025. Source: Interim reports of 8 digital banks.
1. During the Promotion Period, when a Participant subscribes for USD funds via the ZA Bank App and selects “HKD Savings” under the debit method for payment after currency exchange conversion, the relevant currency exchange transaction will be entitled to an exclusive FX spread discount. T&C apply.
2. From now until 31 July 2026 (both dates inclusive), individual users who have activated ZA Bank’s fund trading service can enjoy a 0% fund subscription fee offer when subscribing to funds, as well as a waiver of redemption fees for all funds. T&C apply.
Important Risk Statement
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency (including the Hong Kong Dollar).
Investment involves risks. The price of investment products may go up or down, and may even become worthless. Past performance is not indicative of future performance. Investment may not necessarily result in profits and may result in losses. The information on this platform is for reference only and does not constitute, and should not be regarded as, any recommendation, solicitation, or inducement to subscribe for or sell any investment product. Investors should assess whether an investment product is suitable for them in light of their own investment experience, investment objectives, financial situation, and risk tolerance. If necessary, investors should seek independent professional advice. Before making any investment decision, investors should read carefully the relevant terms and conditions, the offering documents of the investment product, and the relevant risk disclosure statements. The contents of this platform have not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong. ZA Bank acts as your agent in processing your instructions. Investment products are provided by third parties. If any eligible dispute arises from the sales process or the handling of the relevant transaction (as defined in the Terms of Reference of the Financial Dispute Resolution Centre under the Financial Dispute Resolution Scheme), ZA Bank will enter into the Financial Dispute Resolution Scheme process with you; however, any dispute relating to the contractual terms of the relevant product should be resolved directly between you and the third-party product issuer. ZA Bank does not intend to distribute or make this platform available to any person in any jurisdiction, country, or region where such distribution or use would be restricted or would not be permitted by law or regulation. If you are not located in Hong Kong, we may not be authorized to provide products and services to you in the country or region in which you are located or reside.