[ZA Bank] Better pricing for your investment! ✨

As Hong Kong’s No.1 Digital Bank*, ZA Bank has always been committed to making investing better.

 

Now, we’re upgrading what matters most: our standard pricing. Our fee structure has been refreshed end-to-end, so you can enjoy better value while still getting the same high-quality features and experience — built to fit the way you invest today.

 

✨ 0 brokerage fees for HK & US stocks ✨

With our new standard pricing, you can trade HK stocks, US stocks at 0 brokerage fees — no limits on new customers or time restrictions. Plus, you can subscribe to funds with a 0% subscription fee offer².

 

Here’s the new fee structure — simple and clear:

 

Product	Brokerage / Subscription fee	Platform fee	Minimum platform fee per order
US stocks	0%	USD 0.0099 per share	USD 1.991
HK stocks	0%	0.05% of the transaction amount	HKD 18
Funds	0%2	—	—

 

Why are smart investors choosing ZA Bank?

 

1️⃣ HK & US Stocks

Service activation in as fast as 3 minutes, get up to HKD 1,500 cash rewards³ in total when you buy stocks💰.

 

Trade with 0️⃣ brokerage fees, 0️⃣ custody fees, and platform fee as low as HKD 18/ USD 1.99 per order. What’s more? You can also enjoy our stock rebate program, StockBack — buy stocks successfully and get stock rebates⁴.

 

Claim your Stock Cash Rebate Coupon👉🏻

 

How much can ZA Bank help you save? 

Assuming you trade stocks once every trading day via online channels, based on the number of shares corresponding to the minimum brokerage, that’s 20 trades per month:

 

 

2️⃣ Funds

Managed by the professional fund house experts. At ZA Bank, ALL funds come with a 0% subscription fee offer² with no cap, so 100% of your money goes to work in the market.

 

With diversified fund lists for your choices — whether it’s the “Top 5% performers’ pick” or “best performer funds”— Comprehensive insights empower you to identify the optimal investment direction more swiftly 💯.

 

How much can ZA Bank help you save?

For example, if you subscribe HKD 200,000 into the same fund, a single transaction on ZA Bank could save you up to HKD 6,000⁷.

	ZA Bank	Bank A	Bank B	Bank C
Subscription fee	0%	3%	2%	1%
Subscription fee amount	HKD 0	HKD 6,000	HKD 4,000	HKD 2,000

 

Trade with transparent fees, practical features, and a smooth experience all in the ZA Bank App. Activate investment services now and make a difference from today 💪.

 

 

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* As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2025. Source: Interim reports of 8 digital banks.

1. The charge will be capped at a maximum of 1.5% of the transaction amount. If the calculated fee is lower than the minimum fee, the minimum fee will be charged.

2. From now until 31 March 2026 (both dates inclusive), individual users who have activated the investment fund trading services with ZA Bank can enjoy 0% fund subscription fee offer and redemption fee waivers for all funds. "Terms and conditions" apply.

3. After successfully opening a ZA Bank account, users need to complete the relevant quests via ZA Quest to receive the corresponding rewards. The offer is applicable to selected customers only and is not applicable to users who opened ZA Bank account under "Member-Get-Member Programme"or enjoyed "New Account Holder Welcome Offer". After successfully opening a ZA Bank account, selected customers need to claim the Stock Cash Rebate Coupons in ZA Quest. Only one Stock Cash Rebate Coupon can be used per transaction. For details of the Stock Cash Rebate Coupons, please refer to the contents shown on the coupons. ZA Quest is subject to its Terms and conditions.

4. "Stock PowerDraw" Promotion is valid from 1 February 2026 to 30 June 2026, both dates inclusive. Participants who complete a purchase transaction in stocks during the Promotion Period will receive one "Stock PowerDraw" chance. All "Stock PowerDraw" chances will only be valid for 24 hours from issuance by ZA Bank to the Participant and will be forfeited after expiry. If the platform fee for the US stocks purchase transaction is less than USD 2 per transaction, or less than HKD 20 per transaction for HK stocks purchase transaction, Participants will not receive any "Stock PowerDraw" chance. Participants must have the ZA Bank App version 3.8.9 or higher to be eligible for the "Stock PowerDraw" chance. In each "Stock PowerDraw" chance, Participants can only receive rewards in the form of "Designated Stock Redemption Coupons", which can be redeemed for stocks ranked in the top 100 by market value in the US stocks market. Terms and Conditions apply.

5. Based on comparing the brokerage, platform, and custody fees charged by the top three banks in Hong Kong by total assets in 2025 for online HK stock trading services, government and exchange-related charges (such as stamp duty, transaction levy, and exchange fees) and any promotional offers are excluded. The comparison assumes one trade per trading day (20 trades per month) and is calculated based on the number of shares corresponding to the minimum commission fee. Data as of 31 January, 2026, for reference only.

6. Based on comparing the brokerage, platform charged by the top three banks in Hong Kong by total assets in 2025 for online US stock trading services, government and exchange-related charges (such as stamp duty, transaction levy, and exchange fees) and any promotional offers are excluded. The comparison assumes one trade per trading day (20 trades per month) and is calculated based on the number of shares corresponding to the minimum commission fee. Data as of 31 January, 2026, for reference only.

7. Based on a comparison of fund subscription fees charged by other banks for subscribing to funds via online channels, calculated using HKD 200,000 as the subscription amount, for reference only.

Important risk statement

Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.