【ZA Bank】Money market funds: 1-year return of up to 4.51% 🔥
Do you want to manage your money without the roller coaster ride? 🎢 Check out the features of money market funds, they might help you find a way of managing money you're comfortable with!
✨ Money market funds with 1-year return of 2.52% - 4.51%1
ZA Bank offers a range of money market funds with up to 4.51%1 1-year return, along with 3 key features below:
Low min. investment amount 🙌
Subscriptions starting from HKD 1 / USD 1.
High flexibility 👌
Submit sell orders anytime. The redeemed funds will go straight to your savings account.
Same-day settlement at the earliest2 ☀️ 🌙
As long as you submit your redemption before 09:00 on a trading day 🕘, the redemption amount may be credited to your account on the same day for HKD money market funds and the next day for USD money market funds.
⚓ Relatively stable returns with lower risk
👉 Money market funds generally invest in short-term deposits and high-quality money market investments such as short-term deposits, government papers and certificates of deposit. Unlike other investment products, money market funds feature higher liquidity, lower risk levels, relatively stable daily returns, and lower volatility. They could provide a place to park your cash while diversifying risk amid market turbulence 💡
Head to Invest > Funds to learn more!
1. Reflects the return of money market funds on our platform for the past 1 year as of 27 Oct 2025.
2. Weekend, fund holiday and Hong Kong public holidays are non-dealing days. All orders submitted on non-dealing days will be processed on the next dealing day. If you submit the order before respective cutoff time on a dealing day, the redemption amount may be credited to your account on the same day (T+0) for HKD money market funds and (T+1) for USD money market funds. The dealing cutoff time of each fund may vary, depending on the individual fund house. The cutoff time for both HKD and USD money market funds are 09:00. For more details on the dealing cutoff time, please refer to the Trading Rules of Fund Detail page of the respective fund. ZA Bank will deposit the redemption amount to you as soon as ZA Bank receives it. The exact time depends on the actual situation and there is no guarantee on it.
Important risk statement
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.