When people think about investing, their reaction is often: “I need to watch the market closely.” Many new investors follow the Hang Seng Index or Nasdaq closely, hoping to enter only at a “low point”. But in reality, they often miss opportunities — or end up buying at a high level.

 

In fact, investing does not have to feel stressful. Regular-Invest is a beginner-friendly strategy, which can help you start your wealth-building journey. 

 

 

What is Regular-Invest? 

 

Simply put, it means investing a fixed amount into a selected fund at regular intervals. The key idea behind it is Dollar-Cost Averaging (DCA). 

 

Example:

 

 

Benefits of Regular-Invest 

 

Less stress — Market ups and downs can be unsettling, especially for new investors. Regular-Invest helps ease anxiety driven by fear and greed. 

 

Risk averaging — Compared with investing a lump sum, Regular-Invest can help reduce the risk of entering the market at an unfavorable time. 

 

Better habits — Investing regularly according to a plan helps beginners build consistency and financial discipline over time. 

 

Compounding potential — With regular long-term investing and reinvestment of gains or dividends, you may benefit from compounding and gradually grow your savings over time. 

 

 

How to start Regular-Invest 

 

Open the ZA Bank App > Invest > Funds > “Regular-Invest Center” > “Create Scheme”

 

Investing is not a 100-metre sprint — it is a marathon. Start a Regular-Invest scheme today and begin building an extra stream of wealth for your future self. No need to master financial reports or monitor the market constantly — let time work in your favor. 

 

Start your first Regular-Invest scheme today. 

 

 

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1. From now until 31 July 2026 (both dates inclusive), individual users who have activated ZA Bank’s fund trading service can enjoy a 0% fund subscription fee offer when subscribing to funds, as well as a waiver of redemption fees for all funds. T&C apply. 

 

Important Risk Statement  

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