Want lower trading costs? ZA Team-up Perks helps!
A smart investment starts with lower trading costs. ZA Bank has updated stock trading fees effective February 1, 2026 to enhance your investing experience. Same stock, lower commission——get a head start on your returns!
🎯How to enjoy the lower fee?
Participant in the "ZA Team-up Perks"1, rally the team with your colleagues or schoolmates to unlock the offer. Make your investment costs more competitive!
💚 Rally 10 members to unlock Lv 1 perks
🆙 Rally 50 members to unlock Lv 2 perks
1. Perks of US stocks transaction fees2
2. Perks of HK stocks transaction fees2
📊 Highlights summary
⭐ For Lv 1 users, the min. platform fee for HK stocks drops to HKD 16 per order, a 36% reduction;
⭐ For Lv 1 users, the min. platform fee for US stocks drops to USD 1.49 per order, a 21% reduction;
⭐ For Lv 2 users, the min. platform fee for HK stocks drops to HKD 14 per order, a 22% reduction.
🤝 Teamwork makes the dream work
Haven't experienced the "ZA Team-up Perks" yet? It's simple! Use your employee or student email for verification, and once your team reaches the required size, you can enjoy not only lower stock trading fees but also perks like a higher savings rate3, more coffee rewards4 and so on!
👥 How to join?
1. Head to the ZA Bank App Homepage > All
2. Find "Team-up Perks"
3. Tap "Team up"
1. "ZA Team-up Perks": The promotion commences from 9 December 2025 to 31 March 2026 (both dates inclusive). During the Promotion Period, Participants can register for the promotion and complete verification with a valid institutional email address. Participants who complete verification using Institutional Email Addresses from the same-domain will automatically be grouped into a team. When a team reaches the required number of members, Participants in that team will receive the corresponding perks. For details of the promotion and perks, please refer to the promotion page or its terms and conditions. Promotion is subject to its terms and conditions.
2. The stock brokerage fees offer shall become effective within two trading days, only after the team reaches the corresponding level standard and the customer activates the stock investment service. If an eligible customer is entitled to other promotional offer under another concurrent promotion offered by ZA Bank in respect of stock trading services (including HK and US stock trading services), the customer may only be entitled to receive the offer with the most favourable terms at ZA Bank's discretion.
3. Promotional Savings Rate shall become effective on the day the customer activates the Chill Pot, provided the team has by then reached the corresponding level standard. The Savings Rate refers to the Promotion Rate of Chill Pot, which applies to HKD 1,000,000 or below balance in the Chill Pot, and the balance exceeding this will be calculated according to the basic interest rate. If a customer is entitled to other promotional offer under another concurrent promotion offered by ZA Bank in respect of the Chill Pot services, the customer may only be entitled to receive the offer with the most favourable terms at ZA Bank's discretion.
4. Eligible customers will receive a Coffee Spending Rebate Coupon on the day their team reaches the corresponding level standard, and another one on the 1st of each month thereafter. Customers who hold this coupon and make an eligible transaction of a designated amount at designated coffee merchants using ZA Card (excluding payments made via WeChat Pay and AlipayHK) will receive a corresponding cash rebate. More usage conditions of the coupon are subject to the details displayed on the coupon. Coffee Spending Rebate Coupon is subject to its terms and conditions.
Important risk statement
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.