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It&rsquo;s time for a new monthly deep dive! ☀️ Summer season is now in full swing, which means it&rsquo;s the perfect time to reward yourself with great offers and discounts via ZA Bank App!
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But wait a moment&hellip;what do you mean you don&rsquo;t know how to find your coupons? And did we hear you say that you want the juicy details about our latest offers? Well, you&rsquo;re in luck! 😉 Check out the following ZA Bank App features below, so you&rsquo;ll never miss out or lose sight of the great deals for shopping or consumption ever again!
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<h2 style="text-align: center;">🎫 Check out your coupons! 🎫</h2>
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<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/f512de50-b99e-44d9-a592-d59531339bc4/8f0542c1-50c7-4a7e-8f81-c0ca288f3c88/EN-4 (Coupons).gif" alt="" width="647" height="750" />
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Want to view the coupons that you earned through ZA Quest, or somebody else gifted to you?
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Just tap on the Explore page, then the My Coupon banner, and you&rsquo;ll be able to see them all in one go! Just remember to use up your coupons before they expire!&nbsp; &nbsp;&nbsp;
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<h2 style="text-align: center;">🎁 Check out the various types of offers available! 🎁</h2>
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<div class="ipage_blog_static_html_content"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/f512de50-b99e-44d9-a592-d59531339bc4/707cefc0-7056-4ff3-9120-77d1aeb31961/EN-1 (Offers).gif" alt="" width="647" height="750" /></div>
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Hungry for more value, or looking for shopping discounts when you&rsquo;re travelling? Look no further! Within the Explore page, right under the My Coupon banner, there is a row of offers that you can choose from to your heart&rsquo;s content &ndash; from shopping to dining, from fashion to travel, there&rsquo;s bound to be something for everyone!
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<h2 style="text-align: center;">📰 Check out the &ldquo;Discover&nbsp;More&rdquo; section for more offer details! 📰</h2>
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<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/f512de50-b99e-44d9-a592-d59531339bc4/84604b6d-4320-4093-9671-a09ec29c1241/EN-2 (Discover More).gif" alt="" />
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Want something more in-depth that can explain our offers in detail? Or just looking for some light reading? You can browse a variety of articles, both past and present, under the &ldquo;Discover More&rdquo; section within the Explore page! New offers and discounts pop up all the time, so be sure to keep an eye out if you want further details!
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<h2 style="text-align: center;">📧 Check out the Inbox section! 📧</h2>
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<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/f512de50-b99e-44d9-a592-d59531339bc4/7e638f5c-5516-4216-b322-2f3aeb89fd53/EN-3 (Inbox).gif" alt="" width="647" height="750" />
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Worried about missing out on our latest offers? No worries!
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Firstly, go to the Activity section on the ZA Bank homepage and tap on any &ldquo;Inbox&rdquo; notification! Afterwards, tap &ldquo;View More&rdquo; at the bottom, and then you can see a whole bunch of past and present offers for your reference!
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And that&rsquo;s it for our update! Be sure to tune in for our next deep dive of ZA Bank App features! See you all soon! &nbsp;😎🌊
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🛍️ Your summer guide: Buy well and buy more!

【ZA Bank】🛍️ Your summer guide: Buy well and buy more!

Did you know that the ZA Bank App was designed for your convenience and to be easy to use? 🤔 We&rsquo;ve sprinkled in all kinds of shortcuts in the ZA Bank App so you can get around quickly and easily! 🏃 Check out some of them below!
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<h2 class="last-child" style="text-align: center;">💸 Transfer Button: Slide or tap!</h2>
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/50c8e3d9-aa78-4eaf-8ed1-fa9b23b98a8c/d6556809-9ce7-40c6-a4d8-d068d30819d3/GIF (Transfer) EN.gif">
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You&rsquo;ve probably seen the yellow button on the ZA Bank App homepage on the right. You also probably know that sliding it upwards will immediately take you to the Transfer page. But did you know that you could tap it to enter an alternate button mode as well? 😮
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Try it out now &ndash; slide or tap to transfer or add money via your ZA Bank account!
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<h2 class="last-child" style="text-align: center;">🚀 Manage your widgets and shortcuts!</h2>
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/50c8e3d9-aa78-4eaf-8ed1-fa9b23b98a8c/cf1cfeaa-8cd0-4f8b-8d0d-9fa88f019083/GIF EN (Widget).gif">
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Would you like to quickly access and view information about your Deposit Balance, Monthly Spending or ZA Coin balance? 😊 If so, feel free to customise your widgets by following the steps below!
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<ol class="last-child">
<li>
Go to the shortcuts section on the ZA Bank App homepage.
</li>
<li>
Keep on swiping from right to left until the very end.
</li>
<li>
Ta-da! You&rsquo;ve arrived at the Widgets page! Pick and choose the ones you like!
</li>
</ol>
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/50c8e3d9-aa78-4eaf-8ed1-fa9b23b98a8c/6759c8be-6bc0-4d81-8be0-9c27c313b4e9/GIF EN (2).gif">
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In addition, you can personalise your shortcuts section to quickly access the features you need, such as Currency Exchange, ZA Card, Lai See, and more!
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<ol>
<li>
Tap on &ldquo;All&rdquo; on the ZA Bank App homepage in the shortcuts section.
</li>
<li>
Tap on &ldquo;Manage&rdquo;.
</li>
<li>
There you have it&hellip;You&rsquo;re on the Shortcuts page! Add or remove the available shortcuts!
</li>
</ol>
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<h2 class="last-child" style="text-align: center;">👋 Screen-Edge Gestures (for iPhone users)</h2>
<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/50c8e3d9-aa78-4eaf-8ed1-fa9b23b98a8c/b932e764-ce2f-4671-8a1e-2ab99694bc53/GIF EN (4).gif">
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Calling all iPhone and Apple lovers! You&rsquo;ll be delighted to know that you can use iOS screen-edge gestures for the ZA Bank App! 🙌 Now you can just swipe from left to right to return to the previous app page!
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As you can see, the ZA Bank App is full of surprises and small delights that you may or may not have experienced so far. 💡 Be sure to check out our next email! We&rsquo;ll have more features and tips waiting for you! 😆

App shortcuts with a human touch! 📱👋

【ZA Bank】App shortcuts with a human touch! 📱👋

🟡：It&rsquo;s already August! Let me share with you some tips on earning ZA Bank&rsquo;s 8.8% p.a. savings rate!
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/2bfdc688-9ca0-4944-acaa-f19c4f3d0f04/Pot table.png" alt="" width="588" height="300">
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/233060bc-08af-4cc6-a111-a811a440bd52/eDM 第一賺 EN.png">
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Register for Salary+1 and enjoy up to&nbsp;8.8% p.a. HKD savings rate2! Earn up to&nbsp;HKD 6,115 in interest3! <a style="color: rgb(0, 210, 143);" href="https://bank.za.group/en/salary-plus" target="_blank" rel="noopener">Register now&gt;</a>
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<h2 style="text-align: center;">✨First payroll reward</h2>
Want to boost your salary? It&rsquo;s all within your control! 😎
You can receive a 3.59% p.a. HKD Savings Rate-up Coupon4&nbsp;within 90 days, after successfully registering for Salary+ and on receiving an Eligible Salary5&nbsp;of not less than HKD 8,000 at ZA Bank. On top of the basic interest rate of 0.1%6, you will enjoy a total&nbsp;HKD savings rate of 3.6% p.a.🎉
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<h2 class="last-child" style="text-align: center;">✨Payroll Reward for 3 consecutive months</h2>
After fulfilling the conditions of "First Payroll Reward" and receiving an Eligible Salary5 of a specified amount for extra 2 consecutive months (3 consecutive months in total, including the payroll for the "First Payroll Reward"), you will receive the corresponding reward as specified in the table below, and enjoy an up to 8.8% HKD savings rate🎉
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/119d2d7f-ba5a-4902-94cd-1b68ecada8ae/Salary+ table EN.png" alt=""><img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/e4ff978c-86fc-4533-a5f4-1e106a5bc392/blob" alt="" width="416" height="496"><img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/db32358c-a2b2-42a9-baff-c0044d007af4/Salary+ table EN.png" alt="">
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Savings Rate-up Coupon is applicable to a deposit amount of HKD 0 - 200,000 and valid for 90 days.
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/737a7be6-0677-43a5-8671-ed5ca99c5d52/blob" alt="" width="363" height="363">
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Work hard to earn money and save effortlessly! ZA Bank offers a simple way to set money aside from your daily expenses👐🏻
💳 Keep some cash in the savings account for everyday spending!
🐖 Store extra cash in the Savings Pot (a savings sub-account)7 to develop a good savings habits, whether it&rsquo;s for your loved ones, a goal, or a rainy day!
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/c9db8d4f-7aeb-4070-a9f9-142a50e1e201/eDM 第2賺 EN.png">
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Create your High-rate Pot for the first time to enjoy up to an 8% p.a. HKD savings rate8&nbsp;and earn&nbsp;up to HKD 2,770 in interest9!
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🐖Exclusive reward rate for new users
We recommend everyone to have a Savings Pot &mdash;&mdash; it&rsquo;s a place to save, not spend! Users who successfully create their High-rate Pot for the first time will now enjoy a 2% p.a. reward rate10, which is valid for 15 days.
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👣Join the Walk to Earn Challenge
First in Hong Kong11! Join the limited-time Walk to Earn Challenge on or before 12 August 2024 and complete the challenges on or before 18 August 2024 to earn an extra 1% p.a. reward rate12, which is valid until the last day of this month.
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📱Get a higher rate with your daily transactions
Your everyday transactions, such as adding money, spending, investing, making bill payments, and currency exchange, can now be your rate-up buddies! Complete the designated challenges to earn up to a 4.99% p.a. reward rate13, which is valid until the last day of this month.
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/44fc3bde-3eb7-46d1-8275-cc713d69b7ce/Pot table EN.png" width="446" height="498">
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/ae0c7a76-7b76-4735-8a58-c8a0baf99d01/7c1df643-33de-4434-b08b-35d6cf019ab2/How to join pot EN.png" alt="" width="368" height="368">
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Participate in the program above and earn&nbsp;over HKD 8,885 in interest!
Go to the ZA Bank App
Grow your savings right now🏃🏻&zwj;♀️💨
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1. "Salary+" Program: Programme commences from 1 July 2024 to 31 October 2024, both dates inclusive. Eligible participant must maintain a valid ZA Bank account opended with HKID and have not received any eligible salary through ZA Bank in the past 30 calendar days (excluding the date of registration) before registering for the program. Participant must register for the programme duing the programme period, and receive salary income within specified timeframe with the method specified by ZA Bank and fulfilling the conditions to receive the corresponding rewards of "First Payroll Reward" and "Payroll Reward for 3 consecutive months". Each Participant can only receive the above-mentioned reward once during the entire programme period.&nbsp;<a href="https://bank.za.group/agreement/html/en_US/1001819" target="_blank" rel="noopener">Terms and conditions&nbsp;</a>apply.
2. The interest rate included HKD savings basic interest rate, and the HKD savings rate-up coupon of &ldquo;First Payroll Reward&rdquo; and &ldquo;Payroll Reward for 3 consecutive months&rdquo;.
3. The above calculation assumes that the participant's monthly Eligible Salary is HKD 150,000, and after reaching the "First Payroll Reward", the participant will receive a 90-day 3.59% p.a. HKD Savings Rate-Up coupon, on top of the HKD savings basic interest rate of 0.01%, participant can enjoy a total of HKD Savings rate of 3.6% p.a. Participants who maintain HKD 200,000 in HKD savings account for 90 days can earn HKD 1,775 in interest. Participants who fulfilled the "Payroll Reward for 3 consecutive months" will receive a 90-day 8.79% p.a. HKD savings Rate-Up coupon, on top of the HKD savings basic interest rate of 0.01%, participant can enjoy a total of 8.8% p.a. HKD savings rate. Participants who maintain HKD 200,000 in HKD savings account for another 90 days can earn HKD 4,340 in interest. Participants can earn a total of HKD 6,115 in interest during the programme.
4. Savings rate-up coupon will take effect on the day of issuance automatically. Savings rate-up coupon is subject to its terms and conditions. Participants should reference to the relevant&nbsp;<a href="https://bank.za.group/agreement/html/en_US/1001245" target="_blank" rel="noopener">terms and conditions</a> before use.
5. Eligible Salary: Participants' employer to have his/her monthly salary credited into his/her ZA Bank account via FPS ("Faster Payment System&rdquo;) with purpose type as &ldquo;Salary and Benefits Payment&rdquo;. Deposit of monthly salary through transfer deposit, remittance, local CHATS or standing instruction will not be considered as Eligible Salary. All Eligible Salary transaction records are determined according to ZA Bank&rsquo;s record. In the event of any dispute, the decision of ZA Bank shall be final and conclusive.
6. The above interest rate is effective on 4 August 2024. It is subject to change as per prevailing market conditions.
7. Savings Pot is your savings sub-account. Savings deposits in the sub-account are deposits qualified for protection by the Deposit Protection Scheme in Hong Kong.
8. Users who successfully create the High-rate Pot for the first time in August 2024 can enjoy an 2% p.a. reward rate, complete the limited-time Walk to Earn Challenge to get a 1% p.a. reward rate, complete all designated challenges of High-rate Pot to get reward rates of up to 4.99% p.a. in total. As such, you can enjoy a total savings rate of 8% p.a. when including the HKD savings basic interest rate of 0.01%. The reward rates obtained from each promotion campaign are determined by each of the Terms and Considtions.
9. The above calculation: Assume that the participant has successfully created the High-rate Pot for the first time in August 2024 and get 2% p.a. reward rate. At the same time, the participant always maintains a High-rate Pot balance of HKD 500,000 for 15 days to earn over HKD 410 in interest. Assume that the participant starts participating in the "Walk to Earn" from 8 August 2024, completes the "Entry Challenge" on 10 August 2024 to get a 0.3% reward rate, and completes the "Beginner Challenge" on 14 August 2024 to get a 0.7% reward rate. At the same time, the participant always maintains a High-rate Pot balance of HKD 500,000 until 31 August 2024 to earn over HKD 260 in interest. Assume that the participant has completed the designated challenges early this month. Get 1.2% p.a. by completing Spending Challenge, get 1% p.a. by completing FX Challenge, get 1% p.a. by completing Investment Challenge, get 0.59% p.a. by completing Payment Challenge on 1 August 2024. Get 1% p.a. by completing 1.2% p.a. by completing Add Money Challenge on 2 August 2024. At the same time, the participant always maintains a High-rate Pot balance of HKD 500,000 until 31 August 2024 to earn over HKD 2,100 in interest when including the HKD savings basic interest rate of 0.01%. Participants can earn a total of up to HKD 2,770 in interest during the programme.
10. From now until 31 August 2024, users who successfully create the High-rate Pot for the first time can enjoy an extra 2% p.a. reward rate, valid for 15 days. The reward rate only applies to the High-rate Pot balance of HKD 500,000 or below. <a href="https://bank.za.group/agreement/html/en_US/1001761" target="_blank" rel="noopener">Terms and conditions&nbsp;</a>apply.
11. First in HK: As of 25 July 2024, according to the information published on the official websites of 27 retail banks in HK, ZA Bank is the first bank to offer a promotion where you can earn interest by walking. Please refer to the ZA Sports Festival <a href="https://bank.za.group/agreement/html/en_US/1001873" target="_blank" rel="noopener">terms and conditions</a> for details.
12. Participants of "Walk to Earn" must open the High-rate Pot and authorise the ZA Bank App to access to and retrieve the Actual Steps data after completing the registration on &ldquo;Walk to Earn&rdquo; page. &nbsp;After successfully registered for the game, Participants will receive corresponding challenge reward rate and Sports Cards on the day of completing the challenge, upon completion of the designated challenges from the date of registration until 18 August 2024. After completing the "Beginner Challenge" and "Advanced Challenge", Participant can receive a maximum of +1% p.a. challenge reward rate, which is applicable to HKD 500,000 or below balance in the High-rate Pot, and valid from the Completion Date to 31 August 2024. Please refer to the ZA Sports Festival <a href="https://bank.za.group/agreement/html/en_US/1001873" target="_blank" rel="noopener">terms and conditions</a> for details.
13.From now until 31 August 2024, you can get reward rates of up to 4.99% p.a. in total by completing all designated challenges of High-rate Pot. The reward rates obtained by completing designated challenges are valid from the day you receive them and will expire on the last day of the month. Spending Challenge also applies to ZA Credit users. To borrow or not to borrow? Borrow only if you can repay! Investment involves risks.&nbsp;<a href="https://bank.za.group/agreement/html/en_US/1001613" target="_blank" rel="noopener">Terms and conditions</a>&nbsp;apply.
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Important risk statement
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification. &nbsp;

📆 Boost your salary in August now! 🤑

【ZA Bank】📆 Boost your salary in August now! 🤑

Everyone can have the chance to become a millionaire starting from today! 😎
&nbsp;
You can participate in the Millionaire PowerDraw by spending with your ZA Card, and every month we will draw a lucky winner who will win $1 million in cash 🎉 
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/678e50c6-75b7-4379-9361-cc66a1cd5ef3/MicrosoftTeams-image (560).png" alt="" width="305" height="127" />
You need to collect MillionTix! 🎟️ We&rsquo;ll draw a winner every month. The more MillionTix you have, the higher your chances of winning $1 million in cash!
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/6dde356e-b500-4e31-a1da-741ee40a371f/MicrosoftTeams-image (562).png" alt="" width="279" height="116" />
💳 Spend with ZA Card
&nbsp;
<ol>
<li>Get a chance to win 1 MillionTix through PowerDraw <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/a0109fdd-1acd-4ce3-b740-4b38bfa4c342/MicrosoftTeams-image (561).png" alt="" width="153" height="130" /></li>
</ol>
&nbsp;
<ol start="2">
<li>Clear all boxes in the same PowerDraw machine to get 1 MillionTix <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/bd54e7d6-7f87-4ba2-aa2d-f91b2421e66d/MicrosoftTeams-image (553).png" alt="" width="182" height="173" />&nbsp; </li>
</ol>
🎁 ZA Quest
Complete any of the designated tasks below to get a MillionTix 🎟️ &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/6ba4d46c-12f7-48a5-b6a5-14d0cb414e8c/MicrosoftTeams-image (564).png" alt="" width="167" height="142" />
- Open a ZA Bank account
- Successfully refer a friend for account opening (*Only applicable to customers who opened an account with Hong Kong Identity Card)&nbsp;
- Pay any ZA Insure policy premium (*Only applicable to customers who opened an account with Hong Kong Identity Card)
- Complete the special Millionaire PowerDraw quest
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/78b6aba4-e174-4b4e-8845-b7b01654d257/d5ec19bd-a494-4cc1-86e0-da69c5fa5693/MicrosoftTeams-image (556).png" alt="" width="218" height="185" />
When can I know of the winning result?
We will draw 1 lucky million-dollar winner each on 13 Aug 2022 and 10 Sep 2022! Pay attention to the announcement of the winner list on ZA Bank&rsquo;s official website, Facebook and Instagram on that day. We will also send a notification to the winner through ZA Bank App! 😊 &nbsp; So, what you are waiting for? Spend with your ZA Card now for a chance to get a million dollars! 🤑
&nbsp;
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*The promotion period will be from now until 31 August, (two rounds of campaigns, one for each calendar month). After participating in PowerDraw or completing designated tasks, users will have the opportunity to get a MillionTix. ZA Bank will draw one of the MillionTix after each round, and the owner of the MillionTix will receive a HK$1,000,000 cash reward. <a href="https://bank.za.group/agreement/html/en_US/1000687">Terms and conditions</a> apply.

Win a million-dollar cash reward now! 💰

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Good news everyone! You can now get an upgraded and awesome new ZA Quest1 experience! 😉 Just tap on the Daily Check-in icon on the top right corner of the ZA Bank App homepage, and you can enter a whole new world of delights and rewards. 🤩
&nbsp;
Check out the 3 new ZA Quest features you&rsquo;ll be getting below!
&nbsp;
<h2 style="text-align: center;">🧐Check in for your daily gift capsule2</h2>
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c6566cfe-86eb-4c23-bf56-6ce64bf6fb59/f5d5825e-33b4-4e4c-bf23-797197b8f8f3/Slide2.PNG" alt="" width="1280" height="460" />
Go to ZA Quest and tap on the capsule every day to complete your daily ZA Quest check-in, and get a chance to win a new character skin (i.e. a digital card!) These collectible cards were also available to be won in the past via daily check-ins! 🎉 Best of all, you can get golden surprise capsules through continuously checking in, which will reward you with prizes such as ZA Coin3 and coupons4! 😊
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Would you like to have one? Just remember to log in to ZA Bank App every day to check in!
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<h2 style="text-align: center;">🥳An awesome &ldquo;Today&rsquo;s Surprise!&rdquo; feature5</h2>
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Surprise! Your special rewards are here! Use your ZA Coins to redeem and complete related quests after selecting your favourite &ldquo;Today&rsquo;s Surprise!&rdquo; reward, and you will get a gift capsule. 🎁 After opening the capsule, you could be rewarded with a deposit rate-up coupon6, a coupon4 from your favourite merchant, or something more! By the way, this feature only appears occasionally in the ZA Quest page, so keep an eye out for our notifications! 👀
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<h2 style="text-align: center;">🤠Get into the Quest Zone</h2>
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When you go to ZA Quest, it&rsquo;s all about questing for rewards! To help make things a little more organised, we&rsquo;ve revamped the user interface for ZA Quest. You&rsquo;ll have to first claim your ZA Quests from the Quest Zone tab, after which they will appear under the My Quests section. You&rsquo;ll get a reward capsule after completing any ZA Quest, but the reward may be different each time! Is it a cash reward, ZA Coins, a merchant coupon, or an awesome new digital card? We&rsquo;ll try to keep you guessing! 🎁
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Hurry and update your ZA Bank App now for a brand-new ZA Quest! 😙
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1 ZA Quest is subject to <a href="https://bank.za.group/agreement/html/en_US/1001382">the terms and conditions</a>.
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2 Users can check in once per day on ZA Quest and receive a capsule. Checking in consecutively will result in more rewards.
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3 ZA Coins are rewards issued to Users by a third-party reward scheme operated by ZAIF. ZA Coins can be redeemed as cash in ZA Bank App at a rate of 100 ZA Coins = HKD 1. Upon successful redemption, the cash will be deposited to a User&rsquo;s ZA Bank HKD savings account instantly. The monthly cash redemption amount is capped at HKD 10,000. Terms and Conditions of ZA Coin apply for redemption. For details, please visit coin.za.group. ZA Bank is not obliged to notify the User of any changes or the latest announcements of ZAIF. Therefore, ZA Bank will use its best endeavours to provide the necessary information to ZAIF to facilitate this purpose.
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4 Coupons are subject to terms and conditions. Users should refer to the relevant terms and conditions before use. Merchant coupons are provided by the merchant and is subject to its terms and conditions, including but not limited to services, products, prices, expiry date and terms of use, are provided by the relevant merchant. For details, please refer to relevant terms and conditions or check with the relevant merchant. ZA Bank will not be responsible for any unsuccessful use of any specific merchant coupons.
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5 Users can redeem quests with ZA Coins or form a team to redeem quests with ZA Coins in the "Today's Surprise" section of ZA Quest. Users will receive a capsule with rewards after completing a quest.
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6 Rate-up Coupons are subject to <a href="https://bank.za.group/agreement/html/en_US/1001374">the terms and conditions</a>.
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