The wait is over! ZA Carnival: Millionaire Edition is finally here, and ready to roll out the red carpet at Olympian City from 27 Jul to 8 Aug! &nbsp;🥳 Now&rsquo;s the time to get some MillionTix &ndash; a chance to win HKD 1 million! 💰
 Free game booth prizes for winning! Participate at any game booth to get a Fortune Ticket, along with prizes such as cutlery boxes, notebooks, handkerchiefs, paper fans and face mask covers, etc. 🎁 Collect five Fortune Tickets to draw a prize at our real-life Millionaire PowerDraw machine! 🎁🎁😍
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/70944084-60be-41b5-89e3-51bf1fdaf2bf/29ddeeed-2d3e-4475-9200-7b7f754a74ed/MicrosoftTeams-image (94).png" alt="" width="601" height="601" />
&nbsp;
More prizes at the Millionaire PowerDraw machine! 🎉 Draw prizes ranging from MillionTix, S cash vouchers, free burgers at Shake Shack, and McDonald&rsquo;s cash vouchers etc.!&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/70944084-60be-41b5-89e3-51bf1fdaf2bf/11f64b5e-80d5-4e13-ba3f-99d5deeaa25a/MicrosoftTeams-image (93).png" alt="" width="601" height="601" />
BIG NEWS! 😎 🎊 Existing ZA Bank customers will get an extra chance to draw a prize from the Millionaire PowerDraw machine for free, by simply showing their in-app or physical ZA Card at ZA Carnival! 🤩
🔥 Hurry! There&rsquo;s only a few more days before we will announce July&rsquo;s Millionaire PowerDraw HKD 1 million winner! 🎪 Come on down to ZA Carnival and get more MillionTix to increase your chances of winning the grand prize! 👯&zwj;♀️
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/70944084-60be-41b5-89e3-51bf1fdaf2bf/c55a7996-4f6e-48f5-8b0f-5b028ef461eb/MicrosoftTeams-image (96).png" alt="" width="601" height="601" />
&nbsp;
Event details:
📍 Olympian City 2, Olympian Hall G/F 📅 27 Jul to 8 Aug
📍 tmtplaza, Main Atrium 1/F 📅 11 Aug to 23 Aug
🕒 12:00 pm &ndash; 9:00 pm Free entry!
For more information, please click on the link below to go to our website:
<a href="https://za.group/en/za-carnival?sourceType=app">https://za.group/en/za-carnival?sourceType=app</a>

ZA Carnival: Millionaire Edition opens today! 🎪 

As the world of finance and technology continues to develop and evolve, there are more and more ways in which crooks and scammers will try to take advantage of you, your money, and your bank account 🤨 Our reminder today will focus on why you should NEVER lend or sell your bank account and NEVER share your personal credentials with another person.
&nbsp;
Firstly, you expose yourself to the risk of committing money laundering offences, of which the maximum penalty is imprisonment for 14 years and a fine of HKD 5 million. Secondly, not only is it against the law, but you could also end up enabling great harm to others by letting money-launderers do their dirty work through your bank account! 😖
&nbsp;
Here are a few examples in which money-launderers can try to take advantage of you to get you to lend or sell your bank account:
&nbsp;
<h2>Fake employer/job</h2>
&nbsp;
We know the job market may be tough 😔 and bosses can be demanding&hellip; but be on guard! Someone might pose as a potential employer and ask you to lend your bank account for transferring and receiving money!
&nbsp;
<h2>Quick cash</h2>
&nbsp;
Someone could approach you directly and offer to pay you money to use your existing bank account, or to open a new one under your name for their use! But ask yourself&hellip; Is it worth it to potentially go to jail over a few extra thousand HKD?
&nbsp;
Just remember &ndash; protecting your bank account details also means protecting yourself! You can remind yourself of the following:
&nbsp;
&bull; Never reveal your digital or mobile banking details to another person, such as your username or password 🤐
&nbsp;
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">&bull; Don&rsquo;t save your bank account details or login information on your mobile device! If you must do so, then don&rsquo;t lend your mobile device to another person.</div>
</div>
&nbsp;
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">&bull; Keep your authentication device (e.g. smartphone) safe and prevent others from accessing your bank account. For example, you can enable your device to automatically lock after its screen times out.</div>
</div>
&nbsp;
<div class="ipage_blog_static_html_content_container">
<div class="ipage_blog_static_html_content">&bull; If you have any enquiries 😊 you can always contact our customer service team via ZA Bank App 📱 or by calling the number 3665 3665.</div>
<div class="ipage_blog_static_html_content">&nbsp;</div>
<div class="ipage_blog_static_html_content">Your bank account is yours, and yours alone. Don&rsquo;t lend or sell your account to anyone! Be safe, and always look out for fraudsters trying to take advantage of you!</div>
</div>

Anti-fraud reminder: Take care of your ZA Bank account!

【ZA Bank】Anti-fraud reminder: Take care of your ZA Bank account!

Here comes the end of 2022. ⏳ Before ringing in the new year, let&rsquo;s see what we were up to over the last two months and what&rsquo;s in store next!
&nbsp;
<hr />
&nbsp;
Nov - Dec round-ups
&nbsp;
We have loads going on in these months, but if we have to pick, here are our favourites! 💚
&nbsp;
&nbsp;
⚽ Millions Trophy
&nbsp;
Congratulations to Argentina for clinching the championship! 🏆 While watching the exciting matches (the final is just epic!), did you get the chance to join our celebrations online and offline? We hope you enjoyed the prizes and the little games we prepared!
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/54970397-f231-45a7-ba7b-6d00a6398505/28122022 Monthly newsletter blog banner_Millions Trophy screencaps_en.jpg" alt="" width="1200" height="562" />
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/3df41479-297b-4860-9d15-583f3d49b523/MicrosoftTeams-image (386).png" alt="" />
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/c10298f5-8e1c-41de-b35c-b29ad2891d9e/Screenshot 2022-12-29 172146.png" alt="" width="1597" height="1063" />
&nbsp;
&nbsp;
💬 ZA Business Talks: Retail F&amp;B SMEs
&nbsp;
Part of fighting COVID-19 means supporting businesses and communities. 💪 Earlier this year, we launched the Stay Safe offer. And recently, we have invited a few subject experts, including FlexSystem, Airwallex, GS1 Hong Kong and BKT Group, to share the tips for SMEs to succeed during the pandemic. More future events and surprises on its way, so keep an eye out!
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/95b65d56-313b-42df-b4a1-946f70b87eb2/MicrosoftTeams-image (385).png" alt="" />
&nbsp;
<hr />
&nbsp;
New services
&nbsp;
There are few new cool services that we couldn&rsquo;t wait until 2023 to share. 💨
&nbsp;
&nbsp;
🌎 ZA Remit
&nbsp;
Together with Wise, we are bringing you a faster, cheaper, and safer way for international money transfers with 14 currencies.
&nbsp;
Learn more 👉 <a style="color: #32cb9d;" href="https://bank.za.group/en/ZARemit">https://bank.za.group/en/ZARemit</a>
&nbsp;
Screen info for reference only. <a href="https://cdn.zaticdn.com/bank/app/Outward_Remittance_Terms_and_Conditions_EN.pdf">Terms and conditions</a> apply.
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/fd98b908-314f-462d-980c-479179b3ceb0/MicrosoftTeams-image (389)1.png" alt="" />
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/de92234c-f623-4ec1-8928-cf86ba51dd82/28122022 Monthly newsletter blog banner_Remit screen_en.jpg" alt="" />
&nbsp;
&nbsp;
💱 Foreign exchange 
&nbsp;
Swap and switch 24x7! 💴 💵 With 3 simple steps, you can exchange 3 major currencies (USD, RMB and HKD) within your savings account with zero handling fees.
&nbsp;
Learn more 👉 <a style="color: #32cb9d;" href="https://bank.za.group/en/foreignexchange">https://bank.za.group/en/foreignexchange</a>
&nbsp;
Foreign exchange involves risks. Screen info for reference only.
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/c03a18bc-1d13-4306-9c5f-02137cde8bb9/28122022 Monthly newsletter blog banner_FX screen_en.jpg" alt="" />
&nbsp;
&nbsp;
💼 ZA Dash
&nbsp;
An express business account opening experience, specifically for SMEs! Now you can open your business account as fast as 1 working day after submitting the application documents online, which gives you the access to a wide range of online banking services.
&nbsp;
Learn more 👉 <a style="color: #32cb9d;" href="http://bank.za.group/en/business">bank.za.group/en/business</a>&nbsp;
&nbsp;
Eligible companies must be registered and operating in Hong Kong and with tax jurisdiction in Hong Kong only. For more information on eligibility criteria:&nbsp;<a href="https://bit.ly/3UBYXG1">https://bit.ly/3UBYXG1</a>
&nbsp;
<hr />
&nbsp;
What&rsquo;s in 2023?
&nbsp;
Get prepared for the new year! 🥰
&nbsp;
&nbsp;
💰 Millionaire PowerDraw
&nbsp;
Millionaire PowerDraw will return in 2023! Continue to support if you want to be the next millionaire!
&nbsp;
Check out all 2022 winners here 👉 <a style="color: #32cb9d;" href="https://youtu.be/ty7Wq2hNzXE" target="_blank" rel="noopener">https://youtu.be/ty7Wq2hNzXE</a>
&nbsp;
&nbsp;
☕ Coffee Pass
&nbsp;
Did you enjoy your discounted coffee with ZA Coin at Starbucks, Classified and %Arabica? We have more merchants joining next year, so keep an eye out!
&nbsp;
<a href="https://cdn.za.group/if/za-group-portal-web/assets/files/ZACoin_TC_Eng.pdf">Terms and Conditions</a> apply.
&nbsp;
&nbsp;
🧧 Chinese New Year celebrations
&nbsp;
Stay tuned for something fun in the Year of Rabbit! 🐰
&nbsp;
&nbsp;
🎡 ZA Carnival
&nbsp;
Yes, it will be back! If you didn&rsquo;t join our previous ones in Central, Olympian City and tmtplaza, you are definitely missing out! Play the video below to see what you missed, and don&rsquo;t forget to join us next time!
&nbsp;
Playback of ZA Carnival: Millionaire PowerDraw Edition 👉 <a style="color: #32cb9d;" href="https://youtu.be/ABVZFLi30Jk" target="_blank" rel="noopener">https://youtu.be/ABVZFLi30Jk</a>
&nbsp;
<hr />
&nbsp;
And that&rsquo;s a wrap for this year. Thank you for supporting us throughout 2022! 💚 We look forward to creating more memorable moments with you in the next one. Zappy New Year! 🥂🎉