Open the Google Pay App and add your ZA Card in just a few steps. 
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/e59cfc8b-8441-492f-9e41-cc9ad233b5b3/3827ccee-3821-4c90-b7c1-6c1d1b73f7f6/en 3.png" width="637" height="889" /> Need help? Contact us in the ZA Bank App.
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Add ZA Card to Google Pay! 

Guess what? Christmas has come early for ZA Bank! 🎅 Fortune has recognised us as one of Asia's Top 15 Digital Banks via their highly competitive Fintech Innovators Asia 2024 list! 🎉 This wonderful milestone demonstrates the innovation and awesomeness of our award-winning ZA Bank App! 🙌
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c11472cd-f7a5-4530-8729-e15f6b30a808/684a1746-5e2b-4fd6-b14b-8b9916a7e31f/Inbox - EN (1).png" alt="" width="886" height="500">
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To celebrate the good news, this time we&rsquo;d like to highlight some ZA Bank App features that would be perfect for this Christmas season! 🎄 Before you start your Christmas shopping, tuck into a Christmas dinner or spend time in a wintery wonderland, be sure to get ready first and plan ahead! 📋
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<h2 class="last-child" style="text-align: center;">🎁 Set spending limits for your Christmas gift shopping!</h2>
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c11472cd-f7a5-4530-8729-e15f6b30a808/6b0a44ea-7d7b-444e-844b-315b3da7cd65/S英.gif" alt="" width="647" height="750">
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You may have bought a ton of presents for your family and friends, but oh no! &nbsp;It&rsquo;s a Christmas nightmare because your ZA Bank account is now empty! 😧To prevent something like this from happening beforehand, read the instructions below now! &nbsp;
&nbsp;
1. From the ZA Bank App homepage, tap on Account &gt; ZA Card.
2. Tap the Manage Transaction button.
3. Tweak your ZA Card spending limits! Remember to not get carried away with shopping, whether you&rsquo;re shopping in person or online!
&nbsp;
🤔&nbsp;Did you know&hellip;？
You can also set monthly or daily limits, as well as monthly cardless spending limits!
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<h2 class="last-child" style="text-align: center;">🕵️&zwj;♂️ Review your spending habits and plan ahead of time!</h2>
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c11472cd-f7a5-4530-8729-e15f6b30a808/bd355b9f-d39f-4e18-ad30-a1d32bf312b0/M英.gif" alt="" width="647" height="750">
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We know Christmas dinners, shopping, and decorating can be some of the more joyful or stressful aspects of the winter season. ❄️ That&rsquo;s why another way to prevent an empty ZA Bank account is to plan and budget ahead of time. You can review your monthly spending habits in the ZA Bank App to get a clearer financial picture! 🔎
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1. From the ZA Bank App homepage, tap on Account &gt; ZA Card.
2. Tap on &ldquo;Current month&rsquo;s spending&rdquo;.
3. Review your monthly spending and expenses in detail, so you can plan for your Christmas budget ahead of time!
&nbsp;
🤔&nbsp;Did you know&hellip;？
The ZA Bank App also provides detailed spending categories to help you become a pro at spending management!
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<h2 class="last-child" style="text-align: center;">🛍️ Give yourself a hassle-free overseas Christmas shopping experience!</h2>
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<img style="max-width:100%" style="max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/c11472cd-f7a5-4530-8729-e15f6b30a808/6aa0c42b-c48a-4340-9961-d19c20b2ccc1/T英.gif" alt="" width="647" height="750">
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You&rsquo;ve chosen a perfect gift for yourself at a lovable, cosy store overseas, but your ZA Card keeps getting declined! ⛔ To experience a smoother experience for spending overseas instead, follow the steps below: &nbsp;
&nbsp;
1. From the ZA Bank App homepage, tap on Account &gt; ZA Card &gt; Travel.
2. Tap on the Travel button.
3. Select the options for ATM Withdrawal and Card Spending.
4. Input the country(ies)/region(s) you will be travelling to, and your travel period. Now you&rsquo;re ready to use your ZA Card abroad!&nbsp;
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🤔 Did you know&hellip;？
If you prefer using cash, that&rsquo;s okay too! Our Travel function can help you withdraw cash at nearly 3 million Visa ATM machines around the world!
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We wish you and your loved ones a very merry Christmas and a delightful holiday season. 💝 Once again, be sure to check out our next email for more useful features and tips!
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Remember to also follow us at Instagram@Zappy_Alfie &nbsp;and Facebook@ZABank! We&rsquo;ll be sharing a lot of exclusive offers, tips, and exciting rewards, so don&rsquo;t miss out!

App features for the holiday season! 🎄

【ZA Bank】App features for the holiday season! 🎄

From 4 Apr onwards, we have another way to use ZA Coin that you earned from ZA Card! 💰 We&rsquo;re excited to announce the opening of ZA Mall, our new platform where you can redeem everyday goods with your ZA Coin. 
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⚡ ZA Mall&rsquo;s first flash deal: ZA anti-epidemic kit for only 500 ZA Coin (equivalent to HKD 5)1! There is a daily quota of 100 packs on a first come, first served basis. And it&rsquo;ll refresh at 3pm from 4 Apr to 11 Apr. Make sure you have the alarm clock set!
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<h3>⏰ ZA Anti-epidemic Kit 💰 500&nbsp;ZA Coin (equiv. HKD 5) </h3>
<div>&nbsp;</div>
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/004cfa68-cef4-4621-8ccc-f75f9d148705/61e044b3-32e8-4dd6-97f7-731722edb255/Frame 1000003369 (11).png" />
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<ul>
<li>GreenSpring Rapid Antigen Test Kit (5 pcs)</li>
<li>ZA x&nbsp;Maskology mask (4&nbsp;pcs)</li>
<li>Mask cover (1&nbsp;pc)</li>
</ul>
<div>Daily quota: 100, first come, first served. For ZA Coin redemption only. </div>
<a href="https://mall.za.group/en" target="_blank" rel="noopener">Go to ZA Mall</a>
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<h2>🛡️ GreenSpring RAT (10 packs) 💰 9,000 ZA Coin (equiv. HKD 90) <img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/004cfa68-cef4-4621-8ccc-f75f9d148705/15f3224c-f8a6-428e-9fdb-43a5d4daa2ce/Frame 1000003369 (9).png" /></h2>
For ZA Coin redemption only
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<a href="https://mall.za.group/en" target="_blank" rel="noopener">Go to ZA Mall</a>
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<h3>🛡️ ZA Anti-epidemic Kit Lite 💰 HKD 45</h3>
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/004cfa68-cef4-4621-8ccc-f75f9d148705/88a5ee9d-9e08-4199-ab6e-4c2c077ce77d/Frame 1000003369 (10).png" /> 
<ul>
<li>ZA x&nbsp;Maskology mask (20&nbsp;pcs)</li>
<li>Mask cover (1 pc) </li>
</ul>
<div>Daily quota: 100, first come, first served. For ZA Coin redemption only. <a href="https://mall.za.group/en" target="_blank" rel="noopener">Go to ZA Mall</a></div>
 Not enough ZA Coin? Spend with ZA Card and get a chance to win up to 324% rebate2&nbsp;&ndash; stock up your ZA Coin now! 
<hr />
1. <a style="color: #7e8c8d;" href="https://cdn.za.group/if/za-group-portal-web/assets/files/ZACoin_TC_Eng.pdf" target="_blank" rel="noopener">Term and conditions</a>&nbsp;apply. Redemption Services and merchandises are operated by ZA International Financial Services Limited. The company will use its best endeavour to collect the necessary and accurate information from merchants for facilitation of the redemption and usage of the merchandise and gift voucher. However the company makes no warranty that the information is correct and accepts no liability for failure or delay in the delivery of gift vouchers and merchandises.
2. From now till 20 Apr, each eligible transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 324% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction.&nbsp;<a style="color: #7e8c8d;" href="https://bank.za.group/agreement/html/en_US/1000025" target="_blank" rel="noopener">Terms and conditions</a>&nbsp;apply.

⏰ Flash sale: 500 ZA Coin only!

Don't miss our mid-year beauty extravaganza! 💥
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From today until June 18th, enjoy crazy deal $16/$60/$160 and selected products buy 2 save an additional $160, to uncover a world of beauty possibilities from over 600 global brands1 ✨
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Shop now and elevate your beauty routine!
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/65c21799-47e3-4b4f-99fa-489521587d4b/2a39eebd-a15b-4ca6-87dd-2c577cb772a0/SaSa 618 English.jpg" alt="" width="1280" height="1280" />
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When shopping at SaSa online store, you can enjoy an additional 5% rebate with ZA Card2! With the 5% rebate and the mid-year promotion discount of 618, you can enjoy even more savings and make your shopping more enjoyable!
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<h2>Father's Day Is Coming!</h2>
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Get your beloved dad a great surprise 😍 From today until June 18th, HUGE men's category up to 47% off and get 2X points1. Special Gifts for your forever hero! Better hurry.
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/65c21799-47e3-4b4f-99fa-489521587d4b/28f3c334-ec9b-4424-b760-7f9f55ed9624/SaSa Father English.jpg" alt="" width="1280" height="1280" />
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When shopping at SaSa online store, you can enjoy an additional 5% rebate with ZA Card2! Hurry up and pick a favorite gift for daddy 🛒
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<h2>How To Enjoy ZA Card&rsquo;s Additional 5% Rebate?</h2>
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1️⃣ Register as a member on the SaSa online store
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2️⃣ Use ZA Card for purchases and enjoy the 5% rebate2!
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1<a href="https://bank.za.group/agreement/html/en_US/1001353">Terms and conditions</a> apply.
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2From now till 30 Jun, spend with ZA Card at designated merchants to enjoy up to 5% ZA Coin rebate. Every HKD 1 eligible transaction will earn you 5 ZA Coin (equal to HKD 0.05). Participants must successfully link ZA bank account to ZA Coin, a third-party reward scheme operated by ZA International Financial Services Limited, to join the promotion. <a href="https://bank.za.group/agreement/pdf/en_US/1000632" target="_blank" rel="noopener">Terms and conditions</a> apply.

SaSa Online Store | HUGE 47% Off + Additional 5% Rebate With ZA Card!

【ZA Bank】SaSa Online Store | HUGE 47% Off + Additional 5% Rebate With ZA Card!

Calling all fashionistas and trendsetters! From 16 June 2023 until 31 July 2023, spend with ZA Card at FARFETCH&rsquo;s Hong Kong official website to enjoy discounts, rebates and even a chance to win an iconic Balenciaga handbag👜! Time to glam up your wardrobe! 💃
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/24130f51-e2d6-4ff3-931d-bac13aecd830/6c9584a0-fd52-4516-888a-8fd9b0c3ab55/FARFETCH Discount Code Coupon.png" alt="" width="1056" height="792" />
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<h2>Offer 1: 12% off the bill!</h2>
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Exclusive to new FARFETCH users! From 16 June 2023 until 31 July 2023, FARFETCH new customers can enjoy a 12% discount1 by spending HKD 4,500 or above on original price items with ZA Card and entering the promo code &lsquo;23ZAFF12&rsquo; before checkout. You can save HKD540 as minimum! 🤑
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<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/24130f51-e2d6-4ff3-931d-bac13aecd830/2e7b9d35-d89e-4508-bbd5-169b663dbf40/FARFETCH Discount Code ZA Coin.png" alt="" width="1056" height="792" />
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<h2>Offer 2: Up to 11% ZA Coin rebate</h2>
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Save and earn with the same transaction! From now until 31 July 2023, spend with ZA Card at FARFETCH&rsquo;s Hong Kong official website to enjoy up to 11% ZA Coin rebate2, which could be up to HKD 200 per month! 💰
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/24130f51-e2d6-4ff3-931d-bac13aecd830/b2814d15-2423-4d33-8d69-acb5f0f18236/FARFETCH Discount Code Balenciaga.png" alt="" width="1056" height="792" />
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<h2>Offer 3: Spend to win a Balenciaga handbag!</h2>
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With all the designer brands at FARFETCH, we&rsquo;re all ready to shop big! From 16 June 2023 until 31 July 2023, ZA Card user with the highest accumulated spending at FARFETCH&rsquo;s Hong Kong official website to have a chance &nbsp;to win an extra grand prize3: a Balenciaga Crush shoulder bag (worth HKD 16,900)! 🤩
&nbsp;
Sounds attractive? Act now and elevate your fashion game by spending at FARFETCH HK with ZA Card! 💎
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<a class="jumpConfirm" style="color: #ffffff; background-color: #169179;" href="https://www.farfetch.com/hk" target="_blank" rel="noopener">Shop at FARFETCH now</a>
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1. Offer is provided by FARFETCH. The promotion period is from 16 June 2023 to 31 July 2023. Cardholders can enjoy a 12% discount by spending HKD 4,500 or above on full-priced items with ZA Card and entering promotion code &lsquo;23ZAFF12&rsquo; before checkout at FARFETCH&rsquo;s Hong Kong official website. Offer is only available to new FARFETCH user. For details, please refer to the <a href="https://apc01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fgroup.us19.list-manage.com%2Ftrack%2Fclick%3Fu%3Db7b6400c23a116f071f9a0885%26id%3D782bdee33e%26e%3D432f2ed43c&amp;data=05%7C01%7Ctony.wong%40za.group%7C47d088c854b84ebf1d3008db7076eb23%7C2359a5ffa6f7493f8d275e3da208d548%7C0%7C0%7C638227428316143978%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=H5ImNUMH5is0BRfbttXz5jiruF2H6jIIEEZH1E2nbcc%3D&amp;reserved=0">Terms and Conditions</a> or contact FARFETCH directly. 2. The promotion period is from now until 31 July 2023, you can enjoy up to 11% ZA Coin rebate by spending at FARFETCH&rsquo;&rsquo;s Hong Kong official website with ZA Card. For the eligible transaction, participant can earn 11 ZA Coin (equal to HKD 0.11) for every HKD 1 spent. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. <a href="https://apc01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fgroup.us19.list-manage.com%2Ftrack%2Fclick%3Fu%3Db7b6400c23a116f071f9a0885%26id%3D5547d34ca9%26e%3D432f2ed43c&amp;data=05%7C01%7Ctony.wong%40za.group%7C47d088c854b84ebf1d3008db7076eb23%7C2359a5ffa6f7493f8d275e3da208d548%7C0%7C0%7C638227428316143978%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=gjqRnofF%2Bv2MAlOemnV3o%2F1DURBXEAUAXIN9t%2BsSY8s%3D&amp;reserved=0">Terms and conditions</a> apply. 3. The promotion period is from 16 June 2023 to 31 July 2023. Cardholders&nbsp;use ZA Card for eligible transactions at FARFETCH&rsquo;s Hong Kong official website and rank the highest in accumulative eligible transactions can get one Balenciaga Crush shoulder bag. <a href="https://apc01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fgroup.us19.list-manage.com%2Ftrack%2Fclick%3Fu%3Db7b6400c23a116f071f9a0885%26id%3Da7a47ec8e5%26e%3D432f2ed43c&amp;data=05%7C01%7Ctony.wong%40za.group%7C47d088c854b84ebf1d3008db7076eb23%7C2359a5ffa6f7493f8d275e3da208d548%7C0%7C0%7C638227428316143978%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=OqzPxXy%2B0DB%2F465qvzi1pKglB%2FPVfKpdcA2oYemEMvg%3D&amp;reserved=0">Terms and Conditions</a> apply.