Open the Google Pay App and add your ZA Card in just a few steps. 
<img style="display: block; margin: 0px auto; width: 637px; max-width: 100%;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/e59cfc8b-8441-492f-9e41-cc9ad233b5b3/3827ccee-3821-4c90-b7c1-6c1d1b73f7f6/en 3.png" height="auto"> Need help? Contact us in the ZA Bank App.
&nbsp;

Add ZA Card to Google Pay! 

Here comes the end of 2022. ⏳ Before ringing in the new year, let’s see what we were up to over the last two months and what’s in store next!
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<hr>
&nbsp;
Nov - Dec round-ups
&nbsp;
We have loads going on in these months, but if we have to pick, here are our favourites! 💚
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⚽ Millions Trophy
&nbsp;
Congratulations to Argentina for clinching the championship! 🏆 While watching the exciting matches (the final is just epic!), did you get the chance to join our celebrations online and offline? We hope you enjoyed the prizes and the little games we prepared!
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<img style="width: 1200px; max-width: 100%; display: block; margin: 0px auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/54970397-f231-45a7-ba7b-6d00a6398505/28122022 Monthly newsletter blog banner_Millions Trophy screencaps_en.jpg" alt="" height="auto">
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<img style="max-width: 100%; display: block; margin: 0px auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/3df41479-297b-4860-9d15-583f3d49b523/MicrosoftTeams-image (386).png" alt="" height="auto">
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<img style="width: 1597px; max-width: 100%; display: block; margin: 0px auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/c10298f5-8e1c-41de-b35c-b29ad2891d9e/Screenshot 2022-12-29 172146.png" alt="" height="auto">
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&nbsp;
💬 ZA Business Talks: Retail F&amp;B SMEs
&nbsp;
Part of fighting COVID-19 means supporting businesses and communities. 💪 Earlier this year, we launched the Stay Safe offer. And recently, we have invited a few subject experts, including FlexSystem, Airwallex, GS1 Hong Kong and BKT Group, to share the tips for SMEs to succeed during the pandemic. More future events and surprises on its way, so keep an eye out!
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<img style="max-width: 100%; display: block; margin: 0px auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/95b65d56-313b-42df-b4a1-946f70b87eb2/MicrosoftTeams-image (385).png" alt="" height="auto">
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<hr>
&nbsp;
New services
&nbsp;
There are few new cool services that we couldn’t wait until 2023 to share. 💨
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&nbsp;
🌎 ZA Remit
&nbsp;
Together with Wise, we are bringing you a faster, cheaper, and safer way for international money transfers with 14 currencies.
&nbsp;
Learn more 👉 <a style="color: #32cb9d;" href="https://bank.za.group/en/ZARemit">https://bank.za.group/en/ZARemit</a>
&nbsp;
Screen info for reference only. <a style="color: rgb(24, 144, 255);" href="https://cdn.zaticdn.com/bank/app/Outward_Remittance_Terms_and_Conditions_EN.pdf">Terms and conditions</a> apply.
&nbsp;
<img style="max-width: 100%; display: block; margin: 0px auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/fd98b908-314f-462d-980c-479179b3ceb0/MicrosoftTeams-image (389)1.png" alt="" height="auto">
<img style="max-width: 100%; display: block; margin: 0px auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/de92234c-f623-4ec1-8928-cf86ba51dd82/28122022 Monthly newsletter blog banner_Remit screen_en.jpg" alt="" height="auto">
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💱 Foreign exchange 
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Swap and switch 24x7! 💴 💵 With 3 simple steps, you can exchange 3 major currencies (USD, RMB and HKD) within your savings account with zero handling fees.
&nbsp;
Learn more 👉 <a style="color: #32cb9d;" href="https://bank.za.group/en/foreignexchange">https://bank.za.group/en/foreignexchange</a>
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Foreign exchange involves risks. Screen info for reference only.
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<img style="max-width: 100%; display: block; margin: 0px auto;" src="https://cdn.zaticdn.com/if/ipage/prd/data/image/198bece4-5eea-4f74-a3a9-8b3c1dcce68d/c03a18bc-1d13-4306-9c5f-02137cde8bb9/28122022 Monthly newsletter blog banner_FX screen_en.jpg" alt="" height="auto">
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&nbsp;
💼 ZA Dash
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An express business account opening experience, specifically for SMEs! Now you can open your business account as fast as 1 working day after submitting the application documents online, which gives you the access to a wide range of online banking services.
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Learn more 👉 <a style="color: #32cb9d;" href="http://bank.za.group/en/business">bank.za.group/en/business</a>&nbsp;
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Eligible companies must be registered and operating in Hong Kong and with tax jurisdiction in Hong Kong only. For more information on eligibility criteria:&nbsp;<a style="color: rgb(24, 144, 255);" href="https://bit.ly/3UBYXG1">https://bit.ly/3UBYXG1</a>
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<hr>
&nbsp;
What’s in 2023?
&nbsp;
Get prepared for the new year! 🥰
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&nbsp;
💰 Millionaire PowerDraw
&nbsp;
Millionaire PowerDraw will return in 2023! Continue to support if you want to be the next millionaire!
&nbsp;
Check out all 2022 winners here 👉 <a style="color: #32cb9d;" href="https://youtu.be/ty7Wq2hNzXE" target="_blank" rel="noopener">https://youtu.be/ty7Wq2hNzXE</a>
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&nbsp;
☕ Coffee Pass
&nbsp;
Did you enjoy your discounted coffee with ZA Coin at Starbucks, Classified and %Arabica? We have more merchants joining next year, so keep an eye out!
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<a style="color: rgb(24, 144, 255);" href="https://cdn.za.group/if/za-group-portal-web/assets/files/ZACoin_TC_Eng.pdf">Terms and Conditions</a> apply.
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&nbsp;
🧧 Chinese New Year celebrations
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Stay tuned for something fun in the Year of Rabbit! 🐰
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🎡 ZA Carnival
&nbsp;
Yes, it will be back! If you didn’t join our previous ones in Central, Olympian City and tmtplaza, you are definitely missing out! Play the video below to see what you missed, and don’t forget to join us next time!
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Playback of ZA Carnival: Millionaire PowerDraw Edition 👉 <a style="color: #32cb9d;" href="https://youtu.be/ABVZFLi30Jk" target="_blank" rel="noopener">https://youtu.be/ABVZFLi30Jk</a>
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<hr>
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And that’s a wrap for this year. Thank you for supporting us throughout 2022! 💚 We look forward to creating more memorable moments with you in the next one. Zappy New Year! 🥂🎉

Goodbye 2022. Hello 2023! 

Goodbye 2022. Hello 2023! 👋

Gained some weight while working from home? 😥 Don't worry! Let’s workout from home with us! 🏃‍♂️&nbsp; &nbsp; Starting from 14 Mar, we will invite professional instructors from PURE Fitness and PURE Yoga to guide you through a 30-minute simple workout on ZA's official IG (@zappy_alfie) every day! Follow along to shed weight and stress! 😉
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Schedule
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/549e5198-43b6-4363-937d-1f7764542ad3/350d8dda-33ee-4cf5-9d13-660bd970369c/PURE x ZA Bank schedule 1.png" alt="" height="auto" style="width: 1200px; max-width: 100%; display: block; margin: 0px auto;">
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/549e5198-43b6-4363-937d-1f7764542ad3/19cdb639-3fa6-4659-ae81-a6db830dd366/PURE x ZA Bank schedule 2.png" alt="" height="auto" style="width: 1200px; max-width: 100%; display: block; margin: 0px auto;">
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We have more gifts for you! ZA Bank presents you the exclusive offer with PURE Fitness and PURE Yoga so you can back to work out vibe after gym room reopens! 🏃‍♂️&nbsp;
&nbsp;
🎁 Open account to get HKD 250*&nbsp;
Open ZA Bank account with invitation code "PUREZA" and spend with ZA Card within 14 days after successful account opening, you can get HKD 250 cash reward!&nbsp;
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🎁 ZA Card exclusive rewards^ 
ZA Bank customers exclusively enjoy the below offers with ZA Card before 30 April:
👉 Complimentary trial of PURECAST online fitness and yoga classes
- Waiver of joining fee
- Join 6-month contract → Get one bonus month&nbsp;
- Join 12-month contract → Get one bonus month PLUS 1-month complimentary upgrade to next tier package type&nbsp;&nbsp;&nbsp;
- Join 24-month contract → Get one bonus month PLUS 2-month complimentary upgrade to next tier package type&nbsp;
👉 Join All-Hong Kong Fitness &amp; Yoga contract:
- 6-month contract → Get one bonus month PLUS 1-month complimentary upgrade to All-Asia&nbsp;
- 12-month contract → Get one bonus month PLUS 3-month complimentary upgrade to All-Asia&nbsp;
- 24-month contract → Get one bonus month PLUS 6-month complimentary upgrade to All-Asia&nbsp;
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&nbsp;&lt;<a style="background-color: rgb(251, 238, 184); color: rgb(24, 144, 255);" href="https://form.pure-international.com/form.php?code=JP_ZABANK" target="_blank" rel="noopener">Act now</a>&gt;&nbsp;
You are now leaving our website and entering a third-party site.&nbsp;
All the information you provide will be subject to confidentiality and security terms of the applicable third-party site after accessing through this hyperlink.&nbsp;&nbsp;
ZA Bank Limited is not responsible or liable for the information you provide at such third-party sites.&nbsp;
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*Customer must have never opened ZA Bank account. To receive HKD 250 cash rewards, customer must successfully open an account with the invitation code “PUREZA” from March 14, 2022 to April 30, 2022, and complete a transaction with ZA Card within 14 days after successful account opening. Terms and conditions apply: https://bank.za.group/agreement/html/zh_HK/1000501.&nbsp;
^ Offers are provided by PURE. Complimentary trial of PURECAST is available to PURE visitors who are Hong Kong residents and 18 years old or above. Joining offer is only applicable to guests who successfully sign a 6-month or above PURE contract within the promotion period. Terms and conditions apply, please refer to PURE official website for details: https://form.pure-international.com/form.php?code=JP_ZABANK.

#StaySafe 2.0:  PURE X ZA Bank Exclusive Offer 

1. All-new "Scheduled Transfer" and &ldquo;Recurring Transfer&rdquo; features
The brand-new &ldquo;Scheduled Transfer&rdquo; &nbsp;feature now allows you to transfer money on a specific day, or you can set up weekly, monthly, and annual recurring transfers. To make managing your recurring transfers less of a hassle, you can now add a tag to each transfer. Be it for family, rent, or other purposes, all your transfer settings are now at a glance!
<img style="height: 450px; display: block; margin-left: auto; margin-right: auto;" src="https://testcdn.zaticdn.com/if/ipage/uat/data/image/fe805c2d-0ff9-46fc-90c3-579f1a53cfc9/da781fa3-e364-4612-87cc-1ab47b92e278/鍔犳-棰勮杞处727.gif" alt="" />
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2. Added "Replace Card" feature to the ZA Card page&nbsp;
You would have previously needed to call our customer service team to report your lost ZA Card or to replace a damaged one. But now, just go to the ZA Card page to quickly sort things out!
<img style="height: 450px; display: block; margin-left: auto; margin-right: auto;" src="https://testcdn.zaticdn.com/if/ipage/uat/data/image/fe805c2d-0ff9-46fc-90c3-579f1a53cfc9/a707046e-70bc-404e-99c8-7601e7e5bd26/鍔犳-鎹㈠崱727.gif" alt="" height="1000" />
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3. All-new "Favourite Feature" for your widgets&nbsp;
We&rsquo;ve added 4 more widget spaces under "Favourite feature", allowing you to manage the ones that you want in seconds and with more flexibility.
<img style="display: block; margin-left: auto; margin-right: auto; height: 250px;" src="https://testcdn.zaticdn.com/if/ipage/uat/data/image/fe805c2d-0ff9-46fc-90c3-579f1a53cfc9/2592f8c4-2cf5-4d1f-90e3-8a9258a95f33/Mask group4.png" alt="" />
Check it out by sliding your widgets all the way to the left on the homepage! &nbsp;
<img style="height: 450px; display: block; margin-left: auto; margin-right: auto;" src="https://testcdn.zaticdn.com/if/ipage/uat/data/image/fe805c2d-0ff9-46fc-90c3-579f1a53cfc9/b3ebeb3b-d30f-4237-8afd-77c5dc2548f1/1鍔犳-widget729.gif" alt="" />
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4. Added a &ldquo;click&rdquo; feature for our transfer service
We&rsquo;ve listened to your feedback! buttons on the homepage previously required you to swipe up or down, but you can now also click on them when you want to transfer or deposit your money &ndash; it&rsquo;s that easy!
<img style="height: 450px; display: block; margin-left: auto; margin-right: auto;" src="https://testcdn.zaticdn.com/if/ipage/uat/data/image/fe805c2d-0ff9-46fc-90c3-579f1a53cfc9/5b3c6c1f-8408-4919-9fee-d336164b194b/1鍔犳-杞处729.gif" alt="" />
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&nbsp;

Can't-Miss Features of ZA Bank

🍽️ As dine-in is now restricted at night-time, ZA Bank has prepared a 20% rebate1 for its new users2 spending on designated food delivery platforms during these stay-home days.&nbsp;
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From now until 31 Jan 2022, new users can get a 20% rebate with ZA Card at Deliveroo or foodpanda upon successful account opening3 with invitation code &lsquo;STAYSAFE&rsquo;. So now you can enjoy your favourite food at home with peace of mind. 🏠🙌
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Current ZA Bank users can also get PowerDraw chances and win up to 200% rebate4 when you order with ZA Card! 💳
&nbsp;
<a style="color: #000000;" href="https://za.onelink.me/Lq9l?pid=ZaBank&amp;c=STAYSAFE_1008201&amp;link=jump%3Fmodule%3Dflutter%26type%3DmainPage%26content%3D%7B%22tabName%22%3A%22HomeTab%22%2C%22promoCode%22%3A%22STAYSAFE%22%7D%26channelDid%3D88888%26utm_source%3DZaBank%26utm_medium%3DCPC%26utm_campaign%3STAYSAFE_1008201" target="_blank" rel="noopener">Open account now</a>
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<a href="https://bit.ly/3qW0w4D" target="_blank" rel="noopener">Terms and conditions</a> apply.
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<hr />
1. &nbsp; &nbsp;The reward will be directly credited to eligible users&rsquo; ZA Bank accounts in the form of cash on 7 Mar 2022. If the user&rsquo;s account is under internal review, the reward will be disbursed once the process is completed. <a href="https://bit.ly/3qW0w4D" target="_blank" rel="noopener">Terms and conditions</a> apply. 2. &nbsp; &nbsp;New users refer to users who did not hold any products or services (including but not limited to deposit accounts and loan accounts) with ZA Bank before 7 Jan 2022. 3. &nbsp; &nbsp;Eligible users must pass the internal review by ZA Bank upon or after successful account opening. 4. &nbsp; &nbsp;Each eligible transaction amount must be no less than HKD 10 to be entitled to 1 PowerDraw Chance (&lsquo;Chance&rsquo;), and that transaction will not be entitled to other rebate offers. Each participant can earn maximum of 20 Chances per day. All Chances are valid within 48 hours. Each Chance will give a random percentage of rebate up to 200% of the transaction amount and, or other designated rewards based on the probability distributions defined by ZA Bank. Rebate of the transaction amount is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. <a href="https://bank.za.group/agreement/html/en_US/1000025" target="_blank" rel="noopener">Terms and conditions</a> apply.

New users enjoy 20% rebate on designated food delivery platforms #ZA Bank

🤔 &nbsp;A fantastic 100% rebate reward may be waiting for you! Check out our PowerDraw information below for the period from 1 Jun 2022 to 15 Jun 2022 to learn more!&nbsp;
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🏆 "PowerDraw" Results&nbsp;
<div style="text-align: center;">
1.&nbsp;Out of all the customers who won a 200% rebate and earned the most ZA Coin, one of them bought&nbsp;travel&nbsp;products and got a free trip from ZA Bank!&nbsp;Getting paid to have fun &ndash; now that&rsquo;s what we&rsquo;re talking about!&nbsp;&nbsp;👜
Congratulations once again!&nbsp;🥳
🎯 "PowerDraw" Results Analysis 
<div style="text-align: center;">
The "PowerDraw" machine and mystery box position with the highest winning rate for 100% rebate or above: 2. "PowerDraw" machine: &nbsp;No. 2
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/8091f324-04b3-405c-8b45-02b6594a0e55/42397e12-c1b4-4d27-85f7-fbb78738570a/MicrosoftTeams-image (544).png" alt="" width="528" height="334" />
 3. Mystery box: Machine no. 3, third row, second left position
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/8091f324-04b3-405c-8b45-02b6594a0e55/32691dc6-b3d0-4637-938a-ddef8c037280/MicrosoftTeams-image (542).png" alt="" width="566" height="358" />
 🤩 "PowerDraw" Fun Facts
<div style="text-align: center;">
5. The top merchant for getting 100% rebate or above on purchases: 7-Eleven 6. The top zodiac sign for winning a 100% rebate or above: Sagittarius
&nbsp;<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/8091f324-04b3-405c-8b45-02b6594a0e55/1296c8e2-a0dc-408b-b333-413fcb09b050/MicrosoftTeams-image (545).png" alt="" width="134" height="134" />&nbsp;
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Start Winning With &ldquo;PowerDraw&rdquo; Now!&nbsp;
<div style="text-align: center;">
Event period: from now until 30 June 2022 Reward: up to 200% rebate 2
 Thank you for participating in &ldquo;PowerDraw&rdquo;! Best of luck! 😎
</div>
&nbsp;
<div>
<div style="text-align: left;"> <hr />1. Each eligible transaction of no less than HKD 10 will be entitled to 1 &ldquo;PowerDraw&rdquo; Chance ("Chance"), and will exclude entitlement to other ZA Card rebate offers at the same time. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. The probability of each reward is not evenly distributed. The rebate will be in the form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. <a href="https://bank.za.group/agreement/html/en_US/1000025" target="_blank" rel="noopener" data-cke-saved-href="https://bank.za.group/agreement/html/en_US/1000025">Terms and conditions</a> apply.</div>
</div>
<div>
<div style="text-align: left;">&nbsp;</div>
</div>
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</div>
</div>
</div>

1 – 15 June PowerDraw Newsflash! 

ITeSHOP Ultimate Sales is here! 🎉 From now until 27 July, ITeSHOP offers a large selection of annual fashion items for sale at reduced prices, with discounts as low as 80% off! As a ZA Card user, you can even get an extra 10% off1! 😲
&nbsp;
<img src="https://cdn.zaticdn.com/if/ipage/prd/data/image/a894b8bf-ef5c-4be2-923c-86ca1762b687/c49c96e4-9b2c-478f-b2d6-a14380755029/it eDM_KV_2.jpg" alt="" width="483" height="81" />
ITeSHOP Ultimate Sales
&nbsp;
Date：From now until 27 July
Website：<a href="https://hk.iteshop.com/s_it/men/">ITeSHOP</a>
Details：
Input promotional code &ldquo;ZA10&rdquo; before checkout and spend with your ZA Card to enjoy extra 10% off, on top of maximum 80% off Ultimate sales!
&nbsp;
Besides, enjoy HKD 200 cash reward2 upon successful account opening with invitation code &lsquo;ZAITESHOP&rsquo; and complete one transaction with ZA Card within 14 days3.&nbsp;&nbsp;
&nbsp;
<hr />
1The offer is only applicable to customers who use a valid ZA Card to settle payment in full through the designated link of ITeSHOP. Offer cannot be used in conjunction with I.T or ITeSHOP membership coupons, discounts or promotions unless otherwise stated. The 10% discount is only applicable for purchases at designated links in the Ultimate Sales within ITeSHOP, customers need to enter the promo code "ZA10" when checking out at ITeSHOP. T&amp;Cs apply: <a href="https://bank.za.group/agreement/html/en_US/1000720" target="_blank" rel="noopener">https://bank.za.group/agreement/html/en_US/1000720</a>
2The reward will be directly credited to eligible users&rsquo; ZA Bank accounts in the form of cash. If the user&rsquo;s account is under internal review, the reward will be disbursed once the process is completed. <a style="font-size: 13px;" href="https://bank.za.group/agreement/html/en_US/1000540">Terms and conditions</a> apply.
3Eligible users must pass the internal review by ZA Bank upon or after successful account opening.